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Medallion FinancialFRA:MD5 +1.20%61 FCF Margin % is 78.06% as of Mar. 2026, which is 26% above its 10-year median of 62.05. GuruFocus rates FRA:MD5 with a GF Score™ of 61/100 and a GF Value™ of €8.41. The stock has 5 warning signs investors should review. Among 534 Credit Services companies, Medallion Financial ranks better than 81.27% on this metric.
The historical data trend for Medallion Financial's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:MD5 vs PMTS, LX, TROO: FCF Margin % Comparison
For the Credit Services subindustry, Medallion Financial's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Medallion Financial FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Medallion Financial's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Medallion Financial's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Medallion Financial (FRA:MD5) has a FCF Margin % of 78.06% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Medallion Financial and its competitors. This is 26% above median its historical median of 62.05. Over the past decade, Medallion Financial's FCF Margin % has ranged from 51.34 to 223.50. According to the industry distribution chart, Medallion Financial ranks #100 out of 534 companies in the Credit Services industry, placing it in the top 18.7%.
Is Medallion Financial's FCF Margin % too high?
Medallion Financial's current FCF Margin % of 78.06% is 26% above median its 10-year median of 62.05. Over the past 10 years, this metric has ranged from a low of 51.34 to a high of 223.50. The Credit Services industry median FCF Margin % is 0.30. Medallion Financial's value of 78.06% is 26361% above this industry median. Based on the distribution chart, Medallion Financial ranks #100 out of 534 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Medallion Financial has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Medallion Financial's FCF Margin % compare to PMTS and LX?
According to the Credit Services industry distribution chart, Medallion Financial ranks #100 out of 534 companies for FCF Margin %. This places Medallion Financial in the top 19% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 0.30. Medallion Financial's value of 78.06% is 26361% above this benchmark. Historically, Medallion Financial's own FCF Margin % has ranged from 51.34 to 223.50 over the past decade. While the company's 10-year median is 62.05 vs. the industry median of 0.30, Medallion Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.30, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Medallion Financial's current FCF Margin % of 78.06% is 26361% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Medallion Financial and its competitors. For the Credit Services industry, the median FCF Margin % is 0.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Medallion Financial's current FCF Margin % is 78.06%, which is 26% above median its own 10-year median of 62.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Medallion Financial stock overvalued right now?
Medallion Financial (FRA:MD5) has a current FCF Margin % of 78.06%. The stock's GF Value™ is €8.41, compared to a current price of €8.40 — trading 0.1% below its estimated fair value. The current FCF Margin % is 78.06%, which is 26% above median its 10-year median of 62.05 and 26361% above the Credit Services industry median of 0.30. Medallion Financial's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Medallion Financial (FRA:MD5), the current FCF Margin % is 78.06% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Medallion Financial (FRA:MD5) Overvalued in 2026?
Based on GuruFocus' analysis, Medallion Financial stock appears to be undervalued.
The current stock price of €8.40 is trading 0.1% below its estimated GF Value™ of €8.41.
Key valuation signals for FRA:MD5:
FCF Margin %: 78.06% (26% above median its 10-year median of 62.05)
GF Value™: €8.41 vs. price of €8.40 (0.1% below fair value)
Industry Position: 26361% above the Credit Services median (#100 of 534)
No single metric tells the full story. See the FRA:MD5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Medallion Financial Corp is a finance company that originates and services loans in various industries. The four operating segments are, (1) recreation, (2) home improvement, (3) commercial and (4) taxi medallion The company generates maximum revenue from the Recreation segment. The company's geographic Concentrations are in united states diversified in California, Wisconsin, New York, Texas and others.
61GF Score
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