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Medallion FinancialFRA:MD5 +1.20%61 5-Year Yield-on-Cost % is 5.15 as of Aug. 03, 2026, which is 14% above its 10-year median of 4.52. GuruFocus rates FRA:MD5 with a GF Score™ of 61/100 and a GF Value™ of €8.41. The stock has 5 warning signs investors should review. Among 210 Credit Services companies, Medallion Financial ranks better than 56.19% on this metric.
Medallion Financial's yield on cost for the quarter that ended in Mar. 2026 was 5.15.
The historical rank and industry rank for Medallion Financial's 5-Year Yield-on-Cost % or its related term are showing as below:
FRA:MD5'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.91 Med: 4.52 Max: 31.25
Current: 5.15
During the past 13 years, Medallion Financial's highest Yield on Cost was 31.25. The lowest was 0.91. And the median was 4.52.
FRA:MD5's 5-Year Yield-on-Cost % is ranked better than 56.19% of 210
companies
in the Credit Services industry
Industry Median: 4.55
vs FRA:MD5: 5.15
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Medallion Financial 5-Year Yield-on-Cost % Related Terms
FRA:MD5 vs PMTS, LX, TROO: 5-Year Yield-on-Cost % Comparison
For the Credit Services subindustry, Medallion Financial's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Medallion Financial 5-Year Yield-on-Cost % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Medallion Financial's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Medallion Financial's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Medallion Financial (FRA:MD5) has a 5-Year Yield-on-Cost % of 5.15 as of Aug. 03, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Medallion Financial and its competitors. This is 14% above median its historical median of 4.52. Over the past decade, Medallion Financial's 5-Year Yield-on-Cost % has ranged from 0.91 to 31.25. According to the industry distribution chart, Medallion Financial ranks #92 out of 210 companies in the Credit Services industry, placing it in the top 43.8%.
Is Medallion Financial's 5-Year Yield-on-Cost % too high?
Medallion Financial's current 5-Year Yield-on-Cost % of 5.15 is 14% above median its 10-year median of 4.52. Over the past 10 years, this metric has ranged from a low of 0.91 to a high of 31.25. The Credit Services industry median 5-Year Yield-on-Cost % is 4.55. Medallion Financial's value of 5.15 is 13.2% above this industry median. Based on the distribution chart, Medallion Financial ranks #92 out of 210 companies in the Credit Services industry, which is above the industry midpoint. Overall, Medallion Financial has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Medallion Financial's 5-Year Yield-on-Cost % compare to PMTS and LX?
According to the Credit Services industry distribution chart, Medallion Financial ranks #92 out of 210 companies for 5-Year Yield-on-Cost %. This puts Medallion Financial in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 4.55. Medallion Financial's value of 5.15 is 13.2% above this benchmark. Historically, Medallion Financial's own 5-Year Yield-on-Cost % has ranged from 0.91 to 31.25 over the past decade. While the company's 10-year median is 4.52 vs. the industry median of 4.55, Medallion Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.55, based on 210 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Medallion Financial's current 5-Year Yield-on-Cost % of 5.15 is 13.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Medallion Financial and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Medallion Financial's current 5-Year Yield-on-Cost % is 5.15, which is 14% above median its own 10-year median of 4.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Medallion Financial stock overvalued right now?
Medallion Financial (FRA:MD5) has a current 5-Year Yield-on-Cost % of 5.15. The stock's GF Value™ is €8.41, compared to a current price of €8.40 — trading 0.1% below its estimated fair value. The current 5-Year Yield-on-Cost % is 5.15, which is 14% above median its 10-year median of 4.52 and 13.2% above the Credit Services industry median of 4.55. Medallion Financial's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Medallion Financial (FRA:MD5), the current 5-Year Yield-on-Cost % is 5.15 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Medallion Financial (FRA:MD5) Overvalued in 2026?
Based on GuruFocus' analysis, Medallion Financial stock appears to be undervalued.
The current stock price of €8.40 is trading 0.1% below its estimated GF Value™ of €8.41.
Key valuation signals for FRA:MD5:
5-Year Yield-on-Cost %: 5.15 (14% above median its 10-year median of 4.52)
GF Value™: €8.41 vs. price of €8.40 (0.1% below fair value)
Industry Position: 13.2% above the Credit Services median (#92 of 210)
No single metric tells the full story. See the FRA:MD5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Medallion Financial Corp is a finance company that originates and services loans in various industries. The four operating segments are, (1) recreation, (2) home improvement, (3) commercial and (4) taxi medallion The company generates maximum revenue from the Recreation segment. The company's geographic Concentrations are in united states diversified in California, Wisconsin, New York, Texas and others.
61GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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