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Medallion FinancialFRA:MD5 +1.20%61 PE Ratio (TTM) is 7.36 as of Aug. 03, 2026, which is 53% above its 10-year median of 4.81. GuruFocus rates FRA:MD5 with a GF Score™ of 61/100 and a GF Value™ of €8.41. The stock has 5 warning signs investors should review. Among 407 Credit Services companies, Medallion Financial ranks better than 77.15% on this metric.
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-08-03), Medallion Financial's share price is
€8.40.
Medallion Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €1.14. Therefore, Medallion Financial's PE Ratio (TTM) for today is 7.36.
Warning Sign:
Medallion Financial Corp stock PE Ratio (=6.7) is close to 3-year high of 6.96.
The historical rank and industry rank for Medallion Financial's PE Ratio (TTM) or its related term are showing as below:
FRA:MD5'
s PE Ratio (TTM) Range Over the Past 10 Years
Min: 1.98 Med: 4.81 Max: 269
Current: 7.46
During the past 13 years, the highest PE Ratio (TTM) of Medallion Financial was 269.00. The lowest was 1.98. And the median was 4.81.
FRA:MD5's PE Ratio (TTM) is ranked better than 77.15% of 407
companies
in the Credit Services industry
Industry Median: 13.15
vs FRA:MD5: 7.46
During the past 13 years, Medallion Financial's highest 3-Year average EPS without NRI Growth Rate was 176.50% per year. The lowest was -79.40% per year. And the median was -5.80% per year.
Medallion Financial's EPS (Basic) for the
three
months ended in Mar. 2026 was €0.18.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was €1.20.
Medallion Financial (FRA:MD5) PE Ratio (TTM) Explanation
The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.
If a company loses money, the PE Ratio (TTM) becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.
Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .
PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).
Medallion Financial PE Ratio (TTM) Related Terms
Medallion Financial PE Ratio (TTM) Historical Data
* Premium members only.
The historical data trend for Medallion Financial's PE Ratio (TTM) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:MD5 vs PMTS, LX, TROO: PE Ratio (TTM) Comparison
For the Credit Services subindustry, Medallion Financial's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Medallion Financial PE Ratio (TTM) vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Medallion Financial's PE Ratio (TTM) distribution charts can be found below:
* The bar in red indicates where Medallion Financial's PE Ratio (TTM) falls into.
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.
Medallion Financial's Share Price of today is €8.40.
Medallion Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.14.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
Medallion Financial (FRA:MD5) has a PE Ratio (TTM) of 7.36 as of Aug. 03, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Medallion Financial and its competitors. This is 53% above median its historical median of 4.81. Over the past decade, Medallion Financial's PE Ratio (TTM) has ranged from 1.98 to 269.00. According to the industry distribution chart, Medallion Financial ranks #93 out of 407 companies in the Credit Services industry, placing it in the top 22.9%.
Is Medallion Financial's PE Ratio (TTM) too high?
Medallion Financial's current PE Ratio (TTM) of 7.36 is 53% above median its 10-year median of 4.81. Over the past 10 years, this metric has ranged from a low of 1.98 to a high of 269.00. The Credit Services industry median PE Ratio (TTM) is 13.15. Medallion Financial's value of 7.36 is 44% below this industry median. Based on the distribution chart, Medallion Financial ranks #93 out of 407 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Medallion Financial has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Medallion Financial's PE Ratio (TTM) compare to PMTS and LX?
According to the Credit Services industry distribution chart, Medallion Financial ranks #93 out of 407 companies for PE Ratio (TTM). This places Medallion Financial in the top 23% of its industry — outperforming the majority of peers. The industry median PE Ratio (TTM) is 13.15. Medallion Financial's value of 7.36 is 44% below this benchmark. Historically, Medallion Financial's own PE Ratio (TTM) has ranged from 1.98 to 269.00 over the past decade. While the company's 10-year median is 4.81 vs. the industry median of 13.15, Medallion Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for a Credit Services company?
The median PE Ratio (TTM) among Credit Services companies is 13.15, based on 407 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Medallion Financial's current PE Ratio (TTM) of 7.36 is 44% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Medallion Financial and its competitors. For the Credit Services industry, the median PE Ratio (TTM) is 13.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Medallion Financial's current PE Ratio (TTM) is 7.36, which is 53% above median its own 10-year median of 4.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Medallion Financial stock overvalued right now?
Medallion Financial (FRA:MD5) has a current PE Ratio (TTM) of 7.36. The stock's GF Value™ is €8.41, compared to a current price of €8.40 — trading 0.1% below its estimated fair value. The current PE Ratio (TTM) is 7.36, which is 53% above median its 10-year median of 4.81 and 44% below the Credit Services industry median of 13.15. Medallion Financial's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For Medallion Financial (FRA:MD5), the current PE Ratio (TTM) is 7.36 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Medallion Financial (FRA:MD5) Overvalued in 2026?
Based on GuruFocus' analysis, Medallion Financial stock appears to be undervalued.
The current stock price of €8.40 is trading 0.1% below its estimated GF Value™ of €8.41.
Key valuation signals for FRA:MD5:
PE Ratio (TTM): 7.36 (53% above median its 10-year median of 4.81)
GF Value™: €8.41 vs. price of €8.40 (0.1% below fair value)
Industry Position: 44% below the Credit Services median (#93 of 407)
No single metric tells the full story. See the FRA:MD5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Medallion Financial Corp is a finance company that originates and services loans in various industries. The four operating segments are, (1) recreation, (2) home improvement, (3) commercial and (4) taxi medallion The company generates maximum revenue from the Recreation segment. The company's geographic Concentrations are in united states diversified in California, Wisconsin, New York, Texas and others.
61GF Score
Get the complete analysis for FRA:MD5
PE Ratio (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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