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West BancorpFRA:WB3 -7.96%59 FCF Margin % is 46.41% as of Mar. 2026, which is 10% above its 10-year median of 42.32. GuruFocus rates FRA:WB3 with a GF Score™ of 59/100 and a GF Value™ of €19.32. The stock has 7 warning signs investors should review. Among 1,507 Banks companies, West Bancorp ranks better than 74.25% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. West Bancorp's Free Cash Flow for the
three
months ended in Mar. 2026 was €10.72 Mil. West Bancorp's Revenue for the
three
months ended in Mar. 2026 was €23.09 Mil. Therefore, West Bancorp's FCF Margin % for the quarter that ended in Mar. 2026 was 46.41%.
The historical rank and industry rank for West Bancorp's FCF Margin % or its related term are showing as below:
FRA:WB3'
s FCF Margin % Range Over the Past 10 Years
Min: -14.08 Med: 42.32 Max: 49.47
Current: 48.13
During the past 13 years, the highest FCF Margin % of West Bancorp was 49.47%. The lowest was -14.08%. And the median was 42.32%.
FRA:WB3's FCF Margin % is ranked better than 74.25% of 1507
companies
in the Banks industry
Industry Median: 26.55
vs FRA:WB3: 48.13
West Bancorp FCF Margin % Related Terms
West Bancorp FCF Margin % Historical Data
* Premium members only.
The historical data trend for West Bancorp's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:WB3 vs RBB, CBK, BMRC: FCF Margin % Comparison
For the Banks - Regional subindustry, West Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
West Bancorp FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, West Bancorp's FCF Margin % distribution charts can be found below:
* The bar in red indicates where West Bancorp's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
West Bancorp (FRA:WB3) has a FCF Margin % of 46.41% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on West Bancorp and its competitors. This is 10% above median its historical median of 42.32. According to the industry distribution chart, West Bancorp ranks #388 out of 1507 companies in the Banks industry, placing it in the top 25.7%.
Is West Bancorp's FCF Margin % too high?
West Bancorp's current FCF Margin % of 46.41% is 10% above median its 10-year median of 42.32. The Banks industry median FCF Margin % is 26.55. West Bancorp's value of 46.41% is 74.8% above this industry median. Based on the distribution chart, West Bancorp ranks #388 out of 1507 companies in the Banks industry, which is above the industry midpoint. Overall, West Bancorp has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does West Bancorp's FCF Margin % compare to RBB and CBK?
According to the Banks industry distribution chart, West Bancorp ranks #388 out of 1507 companies for FCF Margin %. This puts West Bancorp in the upper half of its industry. The industry median FCF Margin % is 26.55. West Bancorp's value of 46.41% is 74.8% above this benchmark. While the company's 10-year median is 42.32 vs. the industry median of 26.55, West Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. West Bancorp's current FCF Margin % of 46.41% is 74.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on West Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. West Bancorp's current FCF Margin % is 46.41%, which is 10% above median its own 10-year median of 42.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is West Bancorp stock overvalued right now?
West Bancorp (FRA:WB3) has a current FCF Margin % of 46.41%. The stock's GF Value™ is €19.32, compared to a current price of €20.80 — trading 7.7% above its estimated fair value. The current FCF Margin % is 46.41%, which is 10% above median its 10-year median of 42.32 and 74.8% above the Banks industry median of 26.55. West Bancorp's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For West Bancorp (FRA:WB3), the current FCF Margin % is 46.41% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is West Bancorp (FRA:WB3) Overvalued in 2026?
Based on GuruFocus' analysis, West Bancorp stock appears to be overvalued.
The current stock price of €20.80 is trading 7.7% above its estimated GF Value™ of €19.32.
Key valuation signals for FRA:WB3:
FCF Margin %: 46.41% (10% above median its 10-year median of 42.32)
GF Value™: €19.32 vs. price of €20.80 (7.7% above fair value)
Industry Position: 74.8% above the Banks median (#388 of 1507)
No single metric tells the full story. See the FRA:WB3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
West Bancorp Inc is a United States-based company that offers a full range of deposit services, including checking, savings, and money market accounts and time certificates of deposit. West Bank also offers online banking, mobile banking, and treasury management services, which help to meet the banking needs of its customers. Treasury management services offered to business customers include cash management, client-generated automated clearing house transactions, remote deposit, and fraud protection services. Also offered are merchant credit card processing and corporate credit cards. The bank operates only in the United States of America.
59GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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