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West BancorpFRA:WB3 -0.87%59 OCF Margin % is 48.27% as of Mar. 2026, which is 2% below its 10-year median of 49.33. GuruFocus rates FRA:WB3 with a GF Score™ of 59/100 and a GF Value™ of €21.02. The stock has 7 warning signs investors should review. Among 1,500 Banks companies, West Bancorp ranks better than 73.8% on this metric.
The historical rank and industry rank for West Bancorp's OCF Margin % or its related term are showing as below:
FRA:WB3'
s OCF Margin % Range Over the Past 10 Years
Min: 31.92 Med: 49.33 Max: 58.3
Current: 50.5
During the past 13 years, the highest OCF Margin % of West Bancorp was 58.30%. The lowest was 31.92%. And the median was 49.33%.
FRA:WB3's OCF Margin % is ranked better than 73.8% of 1500
companies
in the Banks industry
Industry Median: 29.45
vs FRA:WB3: 50.50
West Bancorp OCF Margin % Related Terms
West Bancorp OCF Margin % Historical Data
* Premium members only.
The historical data trend for West Bancorp's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:WB3 vs RBB, CBK, BMRC: OCF Margin % Comparison
For the Banks - Regional subindustry, West Bancorp's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
West Bancorp OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, West Bancorp's OCF Margin % distribution charts can be found below:
* The bar in red indicates where West Bancorp's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
West Bancorp (FRA:WB3) has a OCF Margin % of 48.27% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on West Bancorp and its competitors. This is near median its historical median of 49.33. Over the past decade, West Bancorp's OCF Margin % has ranged from 31.92 to 58.30. According to the industry distribution chart, West Bancorp ranks #393 out of 1500 companies in the Banks industry, placing it in the top 26.2%.
Is West Bancorp's OCF Margin % too high?
West Bancorp's current OCF Margin % of 48.27% is near median its 10-year median of 49.33. Over the past 10 years, this metric has ranged from a low of 31.92 to a high of 58.30. The Banks industry median OCF Margin % is 29.45. West Bancorp's value of 48.27% is 63.9% above this industry median. Based on the distribution chart, West Bancorp ranks #393 out of 1500 companies in the Banks industry, which is above the industry midpoint. Overall, West Bancorp has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does West Bancorp's OCF Margin % compare to RBB and CBK?
According to the Banks industry distribution chart, West Bancorp ranks #393 out of 1500 companies for OCF Margin %. This puts West Bancorp in the upper half of its industry. The industry median OCF Margin % is 29.45. West Bancorp's value of 48.27% is 63.9% above this benchmark. Historically, West Bancorp's own OCF Margin % has ranged from 31.92 to 58.30 over the past decade. While the company's 10-year median is 49.33 vs. the industry median of 29.45, West Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.45, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. West Bancorp's current OCF Margin % of 48.27% is 63.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on West Bancorp and its competitors. For the Banks industry, the median OCF Margin % is 29.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. West Bancorp's current OCF Margin % is 48.27%, which is near median its own 10-year median of 49.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is West Bancorp stock overvalued right now?
West Bancorp (FRA:WB3) has a current OCF Margin % of 48.27%. The stock's GF Value™ is €21.02, compared to a current price of €22.80 — trading 8.5% above its estimated fair value. The current OCF Margin % is 48.27%, which is near median its 10-year median of 49.33 and 63.9% above the Banks industry median of 29.45. West Bancorp's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For West Bancorp (FRA:WB3), the current OCF Margin % is 48.27% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is West Bancorp (FRA:WB3) Overvalued in 2026?
Based on GuruFocus' analysis, West Bancorp stock appears to be overvalued.
The current stock price of €22.80 is trading 8.5% above its estimated GF Value™ of €21.02.
Key valuation signals for FRA:WB3:
OCF Margin %: 48.27% (near median its 10-year median of 49.33)
GF Value™: €21.02 vs. price of €22.80 (8.5% above fair value)
Industry Position: 63.9% above the Banks median (#393 of 1500)
No single metric tells the full story. See the FRA:WB3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
West Bancorp Inc is a United States-based company that offers a full range of deposit services, including checking, savings, and money market accounts and time certificates of deposit. West Bank also offers online banking, mobile banking, and treasury management services, which help to meet the banking needs of its customers. Treasury management services offered to business customers include cash management, client-generated automated clearing house transactions, remote deposit, and fraud protection services. Also offered are merchant credit card processing and corporate credit cards. The bank operates only in the United States of America.
59GF Score
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