West BancorpFRA:WB3 +0.89%59 Dividend Payout Ratio is 0.41 as of Mar. 2026, which is 13% below its 10-year median of 0.47. GuruFocus rates FRA:WB3 with a GF Score™ of 59/100 and a GF Value™ of €21.11. The stock has 7 warning signs investors should review. Among 1,175 Banks companies, West Bancorp ranks worse than 76% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. West Bancorp's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.41.
The historical rank and industry rank for West Bancorp's Dividend Payout Ratio or its related term are showing as below:
FRA:WB3'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.31 Med: 0.47 Max: 0.7
Current: 0.49
During the past 13 years, the highest Dividend Payout Ratio of West Bancorp was 0.70. The lowest was 0.31. And the median was 0.47.
FRA:WB3's Dividend Payout Ratio is ranked worse than 76% of 1175
companies
in the Banks industry
Industry Median: 0.32
vs FRA:WB3: 0.49
During the past 5 years, the average Dividends Per Share Growth Rate was 3.10% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 5.30% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of West Bancorp was 58.70% per year. The lowest was -47.60% per year. And the median was 5.80% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
West Bancorp (FRA:WB3) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
West Bancorp Dividend Payout Ratio Related Terms
West Bancorp Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for West Bancorp's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:WB3 vs RBB, CBK, BMRC: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, West Bancorp's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
West Bancorp Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, West Bancorp's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where West Bancorp's Dividend Payout Ratio falls into.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
West Bancorp's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
West Bancorp (FRA:WB3) has a Dividend Payout Ratio of 0.41 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on West Bancorp and its competitors. This is 13% below median its historical median of 0.47. Over the past decade, West Bancorp's Dividend Payout Ratio has ranged from 0.31 to 0.70. According to the industry distribution chart, West Bancorp ranks #893 out of 1175 companies in the Banks industry, placing it in the top 76%.
Is West Bancorp's Dividend Payout Ratio too high?
West Bancorp's current Dividend Payout Ratio of 0.41 is 13% below median its 10-year median of 0.47. Over the past 10 years, this metric has ranged from a low of 0.31 to a high of 0.70. The Banks industry median Dividend Payout Ratio is 0.32. West Bancorp's value of 0.41 is 28.1% above this industry median. Based on the distribution chart, West Bancorp ranks #893 out of 1175 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, West Bancorp has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does West Bancorp's Dividend Payout Ratio compare to RBB and CBK?
According to the Banks industry distribution chart, West Bancorp ranks #893 out of 1175 companies for Dividend Payout Ratio. This places West Bancorp in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. West Bancorp's value of 0.41 is 28.1% above this benchmark. Historically, West Bancorp's own Dividend Payout Ratio has ranged from 0.31 to 0.70 over the past decade. While the company's 10-year median is 0.47 vs. the industry median of 0.32, West Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. West Bancorp's current Dividend Payout Ratio of 0.41 is 28.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on West Bancorp and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. West Bancorp's current Dividend Payout Ratio is 0.41, which is 13% below median its own 10-year median of 0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is West Bancorp stock overvalued right now?
West Bancorp (FRA:WB3) has a current Dividend Payout Ratio of 0.41. The stock's GF Value™ is €21.11, compared to a current price of €22.60 — trading 7.1% above its estimated fair value. The current Dividend Payout Ratio is 0.41, which is 13% below median its 10-year median of 0.47 and 28.1% above the Banks industry median of 0.32. West Bancorp's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For West Bancorp (FRA:WB3), the current Dividend Payout Ratio is 0.41 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is West Bancorp (FRA:WB3) Overvalued in 2026?
Based on GuruFocus' analysis, West Bancorp stock appears to be overvalued.
The current stock price of €22.60 is trading 7.1% above its estimated GF Value™ of €21.11.
Key valuation signals for FRA:WB3:
Dividend Payout Ratio: 0.41 (13% below median its 10-year median of 0.47)
GF Value™: €21.11 vs. price of €22.60 (7.1% above fair value)
Industry Position: 28.1% above the Banks median (#893 of 1175)
No single metric tells the full story. See the FRA:WB3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
West Bancorp Inc is a United States-based company that offers a full range of deposit services, including checking, savings, and money market accounts and time certificates of deposit. West Bank also offers online banking, mobile banking, and treasury management services, which help to meet the banking needs of its customers. Treasury management services offered to business customers include cash management, client-generated automated clearing house transactions, remote deposit, and fraud protection services. Also offered are merchant credit card processing and corporate credit cards. The bank operates only in the United States of America.
59GF Score
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