Chikuho Bank (FSE:8398) FCF Margin %: 8.98% (As of Mar. 2026) — 70% Below Median


FSE:8398 Chikuho Bank Ltd FSE:8398
59 GF Score
Price 円2,025.00
GF Value 円2,041.02
Valuation Fairly Valued
! 2 Warning Signs
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What is Chikuho Bank FCF Margin %?

Chikuho Bank FSE:8398 -3.57% 59 FCF Margin % is 8.98% as of Mar. 2026, which is 70% below its 10-year median of 30.22. GuruFocus rates FSE:8398 with a GF Score™ of 59/100 and a GF Value™ of 円2,041.02 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,508 Banks companies, Chikuho Bank ranks better than 82.16% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Chikuho Bank's Free Cash Flow for the six months ended in Mar. 2026 was 円1,207 Mil. Chikuho Bank's Revenue for the six months ended in Mar. 2026 was 円13,435 Mil. Therefore, Chikuho Bank's FCF Margin % for the quarter that ended in Mar. 2026 was 8.98%.

As of today, Chikuho Bank's current FCF Yield % is 153.21%.

The historical rank and industry rank for Chikuho Bank's FCF Margin % or its related term are showing as below:

FSE:8398' s FCF Margin % Range Over the Past 10 Years
Min: -322.84   Med: 30.22   Max: 290.93
Current: 79.22


During the past 13 years, the highest FCF Margin % of Chikuho Bank was 290.93%. The lowest was -322.84%. And the median was 30.22%.

FSE:8398's FCF Margin % is ranked better than
82.16% of 1508 companies
in the Banks industry
Industry Median: 26.5 vs FSE:8398: 79.22


Chikuho Bank FCF Margin % Related Terms


Chikuho Bank FCF Margin % Historical Data

* Premium members only.

The historical data trend for Chikuho Bank's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chikuho Bank FCF Margin % Chart

Chikuho Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 177.06 -322.84 48.11 58.38 79.22

Chikuho Bank Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -373.79 540.42 -378.46 179.09 8.98

Chikuho Bank FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Chikuho Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chikuho Bank FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Chikuho Bank's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Chikuho Bank's FCF Margin % falls into.


FSE:8398
59GF Score
Chikuho Bank Ltd FSE:8398
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Chikuho Bank FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Chikuho Bank's FCF Margin for the fiscal year that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (A: Mar. 2026 )/Revenue (A: Mar. 2026 )
=18127/22883
=79.22 %

Chikuho Bank's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=1207/13435
=8.98 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 8.98% mean?
Chikuho Bank (FSE:8398) has a FCF Margin % of 8.98% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Chikuho Bank and its competitors. This is 70% below median its historical median of 30.22. According to the industry distribution chart, Chikuho Bank ranks #269 out of 1508 companies in the Banks industry, placing it in the top 17.8%.
Is Chikuho Bank's FCF Margin % too high?
Chikuho Bank's current FCF Margin % of 8.98% is 70% below median its 10-year median of 30.22. The Banks industry median FCF Margin % is 26.50. Chikuho Bank's value of 8.98% is 66.1% below this industry median. Based on the distribution chart, Chikuho Bank ranks #269 out of 1508 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Chikuho Bank has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Chikuho Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Chikuho Bank ranks #269 out of 1508 companies for FCF Margin %. This places Chikuho Bank in the top 18% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.50. Chikuho Bank's value of 8.98% is 66.1% below this benchmark. While the company's 10-year median is 30.22 vs. the industry median of 26.50, Chikuho Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,508 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chikuho Bank's current FCF Margin % of 8.98% is 66.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Chikuho Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chikuho Bank's current FCF Margin % is 8.98%, which is 70% below median its own 10-year median of 30.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chikuho Bank stock overvalued right now?
Based on GuruFocus' analysis, Chikuho Bank (FSE:8398) is currently considered Fairly Valued. The stock's GF Value™ is 円2,041.02, compared to a current price of 円2,025.00 — trading 0.8% below its estimated fair value. The current FCF Margin % is 8.98%, which is 70% below median its 10-year median of 30.22 and 66.1% below the Banks industry median of 26.50. Chikuho Bank's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Chikuho Bank (FSE:8398), the current FCF Margin % is 8.98% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chikuho Bank (FSE:8398) Overvalued in 2026?

Based on GuruFocus' analysis, Chikuho Bank stock appears to be undervalued. The current stock price of 円2,025.00 is trading 0.8% below its estimated GF Value™ of 円2,041.02. GuruFocus considers Chikuho Bank to be Fairly Valued.

Key valuation signals for FSE:8398:

  • FCF Margin %: 8.98% (70% below median its 10-year median of 30.22)
  • GF Value™: 円2,041.02 vs. price of 円2,025.00 (0.8% below fair value)
  • GF Score™: 59/100 with 2 warning signs
  • Industry Position: 66.1% below the Banks median (#269 of 1508)

No single metric tells the full story. See the FSE:8398 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chikuho Bank Business Description

Address 2456-1 Suwano-machi, Kurume, Fukuoka, JPN, 830-0037
Chikuho Bank Ltd is operates as a banking service provider. The services provided by the bank include internet banking and mobile banking.
59GF Score

Get the complete analysis for FSE:8398

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,025.00
Price
円2,041.02
GF Value