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Chikuho BankFSE:8398 +0.73%57 Pretax Margin % is 3.50% as of Mar. 2026, which is 51% below its 10-year median of 7.16. GuruFocus rates FSE:8398 with a GF Score™ of 57/100 and a GF Value™ of 円2,082.18 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,526 Banks companies, Chikuho Bank ranks worse than 92.46% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Chikuho Bank's Pre-Tax Income for the
three
months ended in Mar. 2026 was 円302 Mil. Chikuho Bank's Revenue for the
three
months ended in Mar. 2026 was 円8,627 Mil. Therefore, Chikuho Bank's pretax margin for the quarter that ended in Mar. 2026 was 3.50%.
The historical rank and industry rank for Chikuho Bank's Pretax Margin % or its related term are showing as below:
FSE:8398'
s Pretax Margin % Range Over the Past 10 Years
Min: 6.17 Med: 7.16 Max: 10.96
Current: 7.83
FSE:8398's Pretax Margin % is ranked worse than 92.46% of 1526
companies
in the Banks industry
Industry Median: 35.595
vs FSE:8398: 7.83
Chikuho Bank (FSE:8398) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Chikuho Bank Pretax Margin % Related Terms
Chikuho Bank Pretax Margin % Historical Data
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The historical data trend for Chikuho Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Chikuho Bank Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Chikuho Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chikuho Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Chikuho Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Chikuho Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Chikuho Bank (FSE:8398) has a Pretax Margin % of 3.50% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Chikuho Bank and its competitors. This is 51% below median its historical median of 7.16. Over the past decade, Chikuho Bank's Pretax Margin % has ranged from 6.17 to 10.96. According to the industry distribution chart, Chikuho Bank ranks #1411 out of 1526 companies in the Banks industry, placing it in the top 92.5%.
Is Chikuho Bank's Pretax Margin % too high?
Chikuho Bank's current Pretax Margin % of 3.50% is 51% below median its 10-year median of 7.16. Over the past 10 years, this metric has ranged from a low of 6.17 to a high of 10.96. The Banks industry median Pretax Margin % is 35.60. Chikuho Bank's value of 3.50% is 90.2% below this industry median. Based on the distribution chart, Chikuho Bank ranks #1411 out of 1526 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Chikuho Bank has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chikuho Bank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Chikuho Bank ranks #1411 out of 1526 companies for Pretax Margin %. This places Chikuho Bank in the lower half of its industry. The industry median Pretax Margin % is 35.60. Chikuho Bank's value of 3.50% is 90.2% below this benchmark. Historically, Chikuho Bank's own Pretax Margin % has ranged from 6.17 to 10.96 over the past decade. While the company's 10-year median is 7.16 vs. the industry median of 35.60, Chikuho Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.60, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chikuho Bank's current Pretax Margin % of 3.50% is 90.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Chikuho Bank and its competitors. For the Banks industry, the median Pretax Margin % is 35.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chikuho Bank's current Pretax Margin % is 3.50%, which is 51% below median its own 10-year median of 7.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chikuho Bank stock overvalued right now?
Based on GuruFocus' analysis, Chikuho Bank (FSE:8398) is currently considered Modestly Overvalued. The stock's GF Value™ is 円2,082.18, compared to a current price of 円2,358.00 — trading 13.2% above its estimated fair value. The current Pretax Margin % is 3.50%, which is 51% below median its 10-year median of 7.16 and 90.2% below the Banks industry median of 35.60. Chikuho Bank's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Chikuho Bank (FSE:8398), the current Pretax Margin % is 3.50% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Chikuho Bank (FSE:8398) Overvalued in 2026?
Based on GuruFocus' analysis, Chikuho Bank stock appears to be overvalued.
The current stock price of 円2,358.00 is trading 13.2% above its estimated GF Value™ of 円2,082.18.
GuruFocus considers Chikuho Bank to be Modestly Overvalued.
Key valuation signals for FSE:8398:
Pretax Margin %: 3.50% (51% below median its 10-year median of 7.16)
GF Value™: 円2,082.18 vs. price of 円2,358.00 (13.2% above fair value)
Industry Position: 90.2% below the Banks median (#1411 of 1526)
No single metric tells the full story. See the FSE:8398 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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