Chikuho Bank (FSE:8398) Scaled Net Operating Assets: -0.02 (As of Mar. 2026)

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FSE:8398 Chikuho Bank Ltd FSE:8398
59 GF Score
Price 円2,040.00
GF Value 円2,043.79
Valuation Fairly Valued
! 2 Warning Signs
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What is Chikuho Bank Scaled Net Operating Assets?

Chikuho Bank FSE:8398 +0.54% 59 Scaled Net Operating Assets is -0.02 as of Mar. 2026. GuruFocus rates FSE:8398 with a GF Score™ of 59/100 and a GF Value™ of 円2,043.79 (Fairly Valued). The stock has 2 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Chikuho Bank's operating assets for the quarter that ended in Mar. 2026 was 円844,843 Mil. Chikuho Bank's operating liabilities for the quarter that ended in Mar. 2026 was 円863,147 Mil. Chikuho Bank's Total Assets for the quarter that ended in Sep. 2025 was 円914,674 Mil. Therefore, Chikuho Bank's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.02.

FSE:8398
59GF Score
Chikuho Bank Ltd FSE:8398
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Chikuho Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Chikuho Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(844843-863147)/883099
=-0.02

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=927141 - 82298
=844843

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=889502 - 26355 - 0
=863147

Chikuho Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Sep. 2025 )
=(844843-863147)/914674
=-0.02

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=927141 - 82298
=844843

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=889502 - 26355 - 0
=863147

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.02 mean?
Chikuho Bank (FSE:8398) has a Scaled Net Operating Assets of -0.02 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Chikuho Bank and its competitors.
Is Chikuho Bank's Scaled Net Operating Assets too high?
Chikuho Bank's current Scaled Net Operating Assets is -0.02. Overall, Chikuho Bank has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Chikuho Bank's Scaled Net Operating Assets compare to competitors?
Chikuho Bank's Scaled Net Operating Assets of -0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Chikuho Bank and its competitors. Chikuho Bank's current Scaled Net Operating Assets is -0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chikuho Bank stock overvalued right now?
Based on GuruFocus' analysis, Chikuho Bank (FSE:8398) is currently considered Fairly Valued. The stock's GF Value™ is 円2,043.79, compared to a current price of 円2,040.00 — trading 0.2% below its estimated fair value. The current Scaled Net Operating Assets is -0.02. Chikuho Bank's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Chikuho Bank (FSE:8398), the current Scaled Net Operating Assets is -0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chikuho Bank (FSE:8398) Overvalued in 2026?

Based on GuruFocus' analysis, Chikuho Bank stock appears to be undervalued. The current stock price of 円2,040.00 is trading 0.2% below its estimated GF Value™ of 円2,043.79. GuruFocus considers Chikuho Bank to be Fairly Valued.

Key valuation signals for FSE:8398:

  • Scaled Net Operating Assets: -0.02
  • GF Value™: 円2,043.79 vs. price of 円2,040.00 (0.2% below fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the FSE:8398 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chikuho Bank Business Description

Address 2456-1 Suwano-machi, Kurume, Fukuoka, JPN, 830-0037
Chikuho Bank Ltd is operates as a banking service provider. The services provided by the bank include internet banking and mobile banking.
59GF Score

Get the complete analysis for FSE:8398

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,040.00
Price
円2,043.79
GF Value