Chikuho Bank (FSE:8398) 5-Year RORE % : 14.73% (As of Mar. 2026)

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FSE:8398 Chikuho Bank Ltd FSE:8398
60 GF Score
Price 円2,012.00
GF Value 円2,072.45
Valuation Fairly Valued
! 3 Warning Signs
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What is Chikuho Bank 5-Year RORE %?

Chikuho Bank FSE:8398 +0.10% 60 5-Year RORE % is 14.73 as of Mar. 2026. GuruFocus rates FSE:8398 with a GF Score™ of 60/100 and a GF Value™ of 円2,072.45 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,402 Banks companies, Chikuho Bank ranks better than 64.12% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Chikuho Bank's 5-Year RORE % for the quarter that ended in Mar. 2026 was 14.73%.

The industry rank for Chikuho Bank's 5-Year RORE % or its related term are showing as below:

FSE:8398's 5-Year RORE % is ranked better than
64.12% of 1402 companies
in the Banks industry
Industry Median: 10.14 vs FSE:8398: 14.73

Chikuho Bank  (FSE:8398) 5-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 5-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Chikuho Bank 5-Year RORE % Related Terms


Chikuho Bank 5-Year RORE % Historical Data

* Premium members only.

The historical data trend for Chikuho Bank's 5-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chikuho Bank 5-Year RORE % Chart

Chikuho Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
5-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -15.24 -5.50 6.61 -23.20 14.73

Chikuho Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26
5-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -23.20 -23.46 -18.85 -3.70 14.73

Chikuho Bank 5-Year RORE % Competitor Comparison

For the Banks - Regional subindustry, Chikuho Bank's 5-Year RORE %, along with its competitors' market caps and 5-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chikuho Bank 5-Year RORE % vs Banks Industry

For the Banks industry and Financial Services sector, Chikuho Bank's 5-Year RORE % distribution charts can be found below:

* The bar in red indicates where Chikuho Bank's 5-Year RORE % falls into.


FSE:8398
60GF Score
Chikuho Bank Ltd FSE:8398
5-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chikuho Bank 5-Year RORE % Calculation

Chikuho Bank's 5-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

5-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 5-year -Cumulative Dividends per Share for 5-year )
=( 193.77-92.937 )/( 684.553-0 )
=100.833/684.553
=14.73 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 5-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 5-year before.

Frequently Asked Questions Learn more about 5-Year RORE % →
What does a 5-Year RORE % of 14.73 mean?
Chikuho Bank (FSE:8398) has a 5-Year RORE % of 14.73 as of Mar. 2026. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Chikuho Bank and its competitors. According to the industry distribution chart, Chikuho Bank ranks #503 out of 1402 companies in the Banks industry, placing it in the top 35.9%.
Is Chikuho Bank's 5-Year RORE % too high?
Chikuho Bank's current 5-Year RORE % is 14.73. The Banks industry median 5-Year RORE % is 10.14. Chikuho Bank's value of 14.73 is 45.3% above this industry median. Based on the distribution chart, Chikuho Bank ranks #503 out of 1402 companies in the Banks industry, which is above the industry midpoint. Overall, Chikuho Bank has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Chikuho Bank's 5-Year RORE % compare to competitors?
According to the Banks industry distribution chart, Chikuho Bank ranks #503 out of 1402 companies for 5-Year RORE %. This puts Chikuho Bank in the upper half of its industry. The industry median 5-Year RORE % is 10.14. Chikuho Bank's value of 14.73 is 45.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year RORE % for a Banks company?
The median 5-Year RORE % among Banks companies is 10.14, based on 1,402 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chikuho Bank's current 5-Year RORE % of 14.73 is 45.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year RORE % mean?
A high 5-Year RORE % can signal that a stock is expensive relative to its fundamentals. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Chikuho Bank and its competitors. For the Banks industry, the median 5-Year RORE % is 10.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chikuho Bank's current 5-Year RORE % is 14.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chikuho Bank stock overvalued right now?
Based on GuruFocus' analysis, Chikuho Bank (FSE:8398) is currently considered Fairly Valued. The stock's GF Value™ is 円2,072.45, compared to a current price of 円2,012.00 — trading 2.9% below its estimated fair value. The current 5-Year RORE % is 14.73 and 45.3% above the Banks industry median of 10.14. Chikuho Bank's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year RORE % calculated?
5-Year RORE % is calculated from a company's financial statements. For Chikuho Bank (FSE:8398), the current 5-Year RORE % is 14.73 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chikuho Bank (FSE:8398) Overvalued in 2026?

Based on GuruFocus' analysis, Chikuho Bank stock appears to be undervalued. The current stock price of 円2,012.00 is trading 2.9% below its estimated GF Value™ of 円2,072.45. GuruFocus considers Chikuho Bank to be Fairly Valued.

Key valuation signals for FSE:8398:

  • 5-Year RORE %: 14.73
  • GF Value™: 円2,072.45 vs. price of 円2,012.00 (2.9% below fair value)
  • GF Score™: 60/100 with 3 warning signs
  • Industry Position: 45.3% above the Banks median (#503 of 1402)

No single metric tells the full story. See the FSE:8398 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chikuho Bank Business Description

Address 2456-1 Suwano-machi, Kurume, Fukuoka, JPN, 830-0037
Chikuho Bank Ltd is operates as a banking service provider. The services provided by the bank include internet banking and mobile banking.
60GF Score

Get the complete analysis for FSE:8398

5-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,012.00
Price
円2,072.45
GF Value