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Home BancSharesHOMB +0.35%70 FCF Margin % is 32.29% as of Jun. 2026, which is 17% below its 10-year median of 38.72. GuruFocus rates HOMB with a GF Score™ of 70/100 and a GF Value™ of $29.78 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,500 Banks companies, Home BancShares ranks better than 66.73% on this metric.
The historical data trend for Home BancShares's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Home BancShares's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Home BancShares FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Home BancShares's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Home BancShares's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Home BancShares (HOMB) has a FCF Margin % of 32.29% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Home BancShares and its competitors. This is 17% below median its historical median of 38.72. Over the past decade, Home BancShares' FCF Margin % has ranged from 24.77 to 54.17. According to the industry distribution chart, Home BancShares ranks #499 out of 1500 companies in the Banks industry, placing it in the top 33.3%.
Is Home BancShares' FCF Margin % too high?
Home BancShares' current FCF Margin % of 32.29% is 17% below median its 10-year median of 38.72. Over the past 10 years, this metric has ranged from a low of 24.77 to a high of 54.17. The Banks industry median FCF Margin % is 26.81. Home BancShares' value of 32.29% is 20.4% above this industry median. Based on the distribution chart, Home BancShares ranks #499 out of 1500 companies in the Banks industry, which is above the industry midpoint. Overall, Home BancShares has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Home BancShares' FCF Margin % compare to HWC and AUB?
According to the Banks industry distribution chart, Home BancShares ranks #499 out of 1500 companies for FCF Margin %. This puts Home BancShares in the upper half of its industry. The industry median FCF Margin % is 26.81. Home BancShares' value of 32.29% is 20.4% above this benchmark. Historically, Home BancShares' own FCF Margin % has ranged from 24.77 to 54.17 over the past decade. While the company's 10-year median is 38.72 vs. the industry median of 26.81, Home BancShares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.81, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Home BancShares's current FCF Margin % of 32.29% is 20.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Home BancShares and its competitors. For the Banks industry, the median FCF Margin % is 26.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Home BancShares's current FCF Margin % is 32.29%, which is 17% below median its own 10-year median of 38.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home BancShares stock overvalued right now?
Based on GuruFocus' analysis, Home BancShares (HOMB) is currently considered Fairly Valued. The stock's GF Value™ is $29.78, compared to a current price of $31.12 — trading 4.5% above its estimated fair value. The current FCF Margin % is 32.29%, which is 17% below median its 10-year median of 38.72 and 20.4% above the Banks industry median of 26.81. Home BancShares' overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Home BancShares (HOMB), the current FCF Margin % is 32.29% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Home BancShares (HOMB) Overvalued in 2026?
Based on GuruFocus' analysis, Home BancShares stock appears to be overvalued.
The current stock price of $31.12 is trading 4.5% above its estimated GF Value™ of $29.78.
GuruFocus considers Home BancShares to be Fairly Valued.
Key valuation signals for HOMB:
FCF Margin %: 32.29% (17% below median its 10-year median of 38.72)
GF Value™: $29.78 vs. price of $31.12 (4.5% above fair value)
Industry Position: 20.4% above the Banks median (#499 of 1500)
No single metric tells the full story. See the HOMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Home BancShares Inc is a bank holding company that operates through its wholly owned community bank subsidiary, Centennial Bank. The bank provides a broad range of commercial and retail banking, as well as related financial services, to a diverse customer base. Its customer base includes businesses, real estate developers and investors, individuals, and municipalities. The company's loan portfolio, while diversified, is typically between half and two thirds in commercial real estate loans. The company's plan emphasizes growth, both through strategic acquisitions and organically within its existing markets. The company has one reportable segment: The Banking Segment.
70GF Score
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