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Home BancSharesHOMB +0.74%76 PB Ratio is 1.38 as of Aug. 13, 2026, which is 1% above its 10-year median of 1.36. GuruFocus rates HOMB with a GF Score™ of 76/100 and a GF Value™ of $29.78 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,512 Banks companies, Home BancShares ranks worse than 68.39% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-13), Home BancShares's share price is $31.35. Home BancShares's Book Value per Share for the quarter that ended in Jun. 2026 was $22.69. Hence, Home BancShares's PB Ratio of today is 1.38.
The historical rank and industry rank for Home BancShares's PB Ratio or its related term are showing as below:
HOMB'
s PB Ratio Range Over the Past 10 Years
Min: 0.74 Med: 1.36 Max: 3.09
Current: 1.38
During the past 13 years, Home BancShares's highest PB Ratio was 3.09. The lowest was 0.74. And the median was 1.36.
HOMB's PB Ratio is ranked worse than 68.39% of 1512
companies
in the Banks industry
Industry Median: 1.12
vs HOMB: 1.38
During the past 12 months, Home BancShares's average Book Value Per Share Growth Rate was 9.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 8.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 6.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 9.00% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Home BancShares was 52.50% per year. The lowest was 4.70% per year. And the median was 10.70% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Home BancShares PB Ratio Related Terms
Home BancShares PB Ratio Historical Data
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The historical data trend for Home BancShares's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Home BancShares's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Home BancShares PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Home BancShares's PB Ratio distribution charts can be found below:
* The bar in red indicates where Home BancShares's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Home BancShares's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Home BancShares (HOMB) has a PB Ratio of 1.38 as of Aug. 13, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Home BancShares and its competitors. This is near median its historical median of 1.36. Over the past decade, Home BancShares' PB Ratio has ranged from 0.74 to 3.09. According to the industry distribution chart, Home BancShares ranks #1034 out of 1512 companies in the Banks industry, placing it in the top 68.4%.
Is Home BancShares' PB Ratio too high?
Home BancShares' current PB Ratio of 1.38 is near median its 10-year median of 1.36. Over the past 10 years, this metric has ranged from a low of 0.74 to a high of 3.09. The Banks industry median PB Ratio is 1.12. Home BancShares' value of 1.38 is 23.2% above this industry median. Based on the distribution chart, Home BancShares ranks #1034 out of 1512 companies in the Banks industry, which is below the industry midpoint. Overall, Home BancShares has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Home BancShares' PB Ratio compare to HWC and AUB?
According to the Banks industry distribution chart, Home BancShares ranks #1034 out of 1512 companies for PB Ratio. This places Home BancShares in the lower half of its industry. The industry median PB Ratio is 1.12. Home BancShares' value of 1.38 is 23.2% above this benchmark. Historically, Home BancShares' own PB Ratio has ranged from 0.74 to 3.09 over the past decade. While the company's 10-year median is 1.36 vs. the industry median of 1.12, Home BancShares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,512 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Home BancShares's current PB Ratio of 1.38 is 23.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Home BancShares and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Home BancShares's current PB Ratio is 1.38, which is near median its own 10-year median of 1.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home BancShares stock overvalued right now?
Based on GuruFocus' analysis, Home BancShares (HOMB) is currently considered Fairly Valued. The stock's GF Value™ is $29.78, compared to a current price of $31.35 — trading 5.3% above its estimated fair value. The current PB Ratio is 1.38, which is near median its 10-year median of 1.36 and 23.2% above the Banks industry median of 1.12. Home BancShares' overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Home BancShares (HOMB), the current PB Ratio is 1.38 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Home BancShares (HOMB) Overvalued in 2026?
Based on GuruFocus' analysis, Home BancShares stock appears to be overvalued.
The current stock price of $31.35 is trading 5.3% above its estimated GF Value™ of $29.78.
GuruFocus considers Home BancShares to be Fairly Valued.
Key valuation signals for HOMB:
PB Ratio: 1.38 (near median its 10-year median of 1.36)
GF Value™: $29.78 vs. price of $31.35 (5.3% above fair value)
Industry Position: 23.2% above the Banks median (#1034 of 1512)
No single metric tells the full story. See the HOMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Home BancShares Inc is a bank holding company that operates through its wholly owned community bank subsidiary, Centennial Bank. The bank provides a broad range of commercial and retail banking, as well as related financial services, to a diverse customer base. Its customer base includes businesses, real estate developers and investors, individuals, and municipalities. The company's loan portfolio, while diversified, is typically between half and two thirds in commercial real estate loans. The company's plan emphasizes growth, both through strategic acquisitions and organically within its existing markets. The company has one reportable segment: The Banking Segment.
76GF Score
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