HOMB (Home BancShares) Scaled Net Operating Assets: 0.12 (As of Jun. 2026)

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HOMB Home BancShares Inc HOMB
70 GF Score
Price $31.12
GF Value $29.78
Valuation Fairly Valued
! 3 Warning Signs
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What is Home BancShares Scaled Net Operating Assets?

Home BancShares HOMB +0.35% 70 Scaled Net Operating Assets is 0.12 as of Jun. 2026. GuruFocus rates HOMB with a GF Score™ of 70/100 and a GF Value™ of $29.78 (Fairly Valued). The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Home BancShares's operating assets for the quarter that ended in Jun. 2026 was $22,157 Mil. Home BancShares's operating liabilities for the quarter that ended in Jun. 2026 was $19,436 Mil. Home BancShares's Total Assets for the quarter that ended in Mar. 2026 was $23,202 Mil. Therefore, Home BancShares's scaled net operating assets (SNOA) for the quarter that ended in Jun. 2026 was 0.12.

HOMB
70GF Score
Home BancShares Inc HOMB
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Home BancShares Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Home BancShares's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(22214.542-17805.493)/22490.748
=0.20

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=22881.879 - 667.337
=22214.542

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=18585.008 - 779.515 - 0
=17805.493

Home BancShares's Scaled Net Operating Assets (SNOA) for the quarter that ended in Jun. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Jun. 2026 )
=(Operating Assets (Q: Jun. 2026 )-Operating Liabilities (Q: Jun. 2026 ))/Total Assets (Q: Mar. 2026 )
=(22156.556-19435.961)/23201.679
=0.12

where

Operating Assets(Q: Jun. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=24713.248 - 2556.692
=22156.556

Operating Liabilities(Q: Jun. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=20165.813 - 729.852 - 0
=19435.961

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.12 mean?
Home BancShares (HOMB) has a Scaled Net Operating Assets of 0.12 as of Jun. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Home BancShares and its competitors.
Is Home BancShares' Scaled Net Operating Assets too high?
Home BancShares' current Scaled Net Operating Assets is 0.12. Overall, Home BancShares has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Home BancShares' Scaled Net Operating Assets compare to HWC and AUB?
Home BancShares' Scaled Net Operating Assets of 0.12 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Home BancShares and its competitors. Home BancShares's current Scaled Net Operating Assets is 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home BancShares stock overvalued right now?
Based on GuruFocus' analysis, Home BancShares (HOMB) is currently considered Fairly Valued. The stock's GF Value™ is $29.78, compared to a current price of $31.12 — trading 4.5% above its estimated fair value. The current Scaled Net Operating Assets is 0.12. Home BancShares' overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Home BancShares (HOMB), the current Scaled Net Operating Assets is 0.12 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Home BancShares (HOMB) Overvalued in 2026?

Based on GuruFocus' analysis, Home BancShares stock appears to be overvalued. The current stock price of $31.12 is trading 4.5% above its estimated GF Value™ of $29.78. GuruFocus considers Home BancShares to be Fairly Valued.

Key valuation signals for HOMB:

  • Scaled Net Operating Assets: 0.12
  • GF Value™: $29.78 vs. price of $31.12 (4.5% above fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the HOMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Home BancShares Business Description

Address 719 Harkrider, Suite 100, Conway, AR, USA, 72032
Home BancShares Inc is a bank holding company that operates through its wholly owned community bank subsidiary, Centennial Bank. The bank provides a broad range of commercial and retail banking, as well as related financial services, to a diverse customer base. Its customer base includes businesses, real estate developers and investors, individuals, and municipalities. The company's loan portfolio, while diversified, is typically between half and two thirds in commercial real estate loans. The company's plan emphasizes growth, both through strategic acquisitions and organically within its existing markets. The company has one reportable segment: The Banking Segment.
70GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.12
Price
$29.78
GF Value