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Home BancSharesHOMB +0.35%70 OCF Yield % is 7.26 as of Aug. 13, 2026, which is 10% below its 10-year median of 8.03. GuruFocus rates HOMB with a GF Score™ of 70/100 and a GF Value™ of $29.78 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,496 Banks companies, Home BancShares ranks worse than 58.62% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Home BancShares OCF Yield % Related Terms
Home BancShares OCF Yield % Historical Data
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The historical data trend for Home BancShares's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Home BancShares's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Home BancShares OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Home BancShares's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Home BancShares's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Home BancShares (HOMB) has a OCF Yield % of 7.26 as of Aug. 13, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Home BancShares and its competitors. This is 10% below median its historical median of 8.03. Over the past decade, Home BancShares' OCF Yield % has ranged from 2.40 to 15.03. According to the industry distribution chart, Home BancShares ranks #877 out of 1496 companies in the Banks industry, placing it in the top 58.6%.
Is Home BancShares' OCF Yield % too high?
Home BancShares' current OCF Yield % of 7.26 is 10% below median its 10-year median of 8.03. Over the past 10 years, this metric has ranged from a low of 2.40 to a high of 15.03. The Banks industry median OCF Yield % is 9.17. Home BancShares' value of 7.26 is 20.8% below this industry median. Based on the distribution chart, Home BancShares ranks #877 out of 1496 companies in the Banks industry, which is below the industry midpoint. Overall, Home BancShares has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Home BancShares' OCF Yield % compare to HWC and AUB?
According to the Banks industry distribution chart, Home BancShares ranks #877 out of 1496 companies for OCF Yield %. This places Home BancShares in the lower half of its industry. The industry median OCF Yield % is 9.17. Home BancShares' value of 7.26 is 20.8% below this benchmark. Historically, Home BancShares' own OCF Yield % has ranged from 2.40 to 15.03 over the past decade. While the company's 10-year median is 8.03 vs. the industry median of 9.17, Home BancShares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.17, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Home BancShares's current OCF Yield % of 7.26 is 20.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Home BancShares and its competitors. For the Banks industry, the median OCF Yield % is 9.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Home BancShares's current OCF Yield % is 7.26, which is 10% below median its own 10-year median of 8.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home BancShares stock overvalued right now?
Based on GuruFocus' analysis, Home BancShares (HOMB) is currently considered Fairly Valued. The stock's GF Value™ is $29.78, compared to a current price of $31.12 — trading 4.5% above its estimated fair value. The current OCF Yield % is 7.26, which is 10% below median its 10-year median of 8.03 and 20.8% below the Banks industry median of 9.17. Home BancShares' overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Home BancShares (HOMB), the current OCF Yield % is 7.26 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Home BancShares (HOMB) Overvalued in 2026?
Based on GuruFocus' analysis, Home BancShares stock appears to be overvalued.
The current stock price of $31.12 is trading 4.5% above its estimated GF Value™ of $29.78.
GuruFocus considers Home BancShares to be Fairly Valued.
Key valuation signals for HOMB:
OCF Yield %: 7.26 (10% below median its 10-year median of 8.03)
GF Value™: $29.78 vs. price of $31.12 (4.5% above fair value)
Industry Position: 20.8% below the Banks median (#877 of 1496)
No single metric tells the full story. See the HOMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Home BancShares Inc is a bank holding company that operates through its wholly owned community bank subsidiary, Centennial Bank. The bank provides a broad range of commercial and retail banking, as well as related financial services, to a diverse customer base. Its customer base includes businesses, real estate developers and investors, individuals, and municipalities. The company's loan portfolio, while diversified, is typically between half and two thirds in commercial real estate loans. The company's plan emphasizes growth, both through strategic acquisitions and organically within its existing markets. The company has one reportable segment: The Banking Segment.
70GF Score
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