The historical rank and industry rank for Ray Sigorta AS's FCF Margin % or its related term are showing as below:
IST:RAYSG'
s FCF Margin % Range Over the Past 10 Years
Min: -8.58 Med: 14.73 Max: 52.56
Current: 13.82
During the past 13 years, the highest FCF Margin % of Ray Sigorta AS was 52.56%. The lowest was -8.58%. And the median was 14.73%.
IST:RAYSG's FCF Margin % is ranked better than 61.98% of 505
companies
in the Insurance industry
Industry Median: 9.6
vs IST:RAYSG: 13.82
Ray Sigorta AS FCF Margin % Related Terms
Ray Sigorta AS FCF Margin % Historical Data
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The historical data trend for Ray Sigorta AS's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IST:RAYSG vs BRK.A, AIG, HIG: FCF Margin % Comparison
For the Insurance - Diversified subindustry, Ray Sigorta AS's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ray Sigorta AS FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Ray Sigorta AS's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Ray Sigorta AS's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ray Sigorta AS (IST:RAYSG) has a FCF Margin % of -12.60% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Ray Sigorta AS and its competitors. According to the industry distribution chart, Ray Sigorta AS ranks #192 out of 505 companies in the Insurance industry, placing it in the top 38%.
Is Ray Sigorta AS's FCF Margin % too high?
Ray Sigorta AS's current FCF Margin % is -12.60%. Based on the distribution chart, Ray Sigorta AS ranks #192 out of 505 companies in the Insurance industry, which is above the industry midpoint. Overall, Ray Sigorta AS has a GF Score™ of 54/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ray Sigorta AS's FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Ray Sigorta AS ranks #192 out of 505 companies for FCF Margin %. This puts Ray Sigorta AS in the upper half of its industry. The industry median FCF Margin % is 9.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Ray Sigorta AS and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ray Sigorta AS's current FCF Margin % is -12.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ray Sigorta AS stock overvalued right now?
Based on GuruFocus' analysis, Ray Sigorta AS (IST:RAYSG) is currently considered Significantly Undervalued. The stock's GF Value™ is ₺617.41, compared to a current price of ₺188.00 — trading 69.6% below its estimated fair value. The current FCF Margin % is -12.60%. Ray Sigorta AS's overall GF Score™ is 54/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Ray Sigorta AS (IST:RAYSG), the current FCF Margin % is -12.60% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ray Sigorta AS (IST:RAYSG) Overvalued in 2026?
Based on GuruFocus' analysis, Ray Sigorta AS stock appears to be undervalued.
The current stock price of ₺188.00 is trading 69.6% below its estimated GF Value™ of ₺617.41.
GuruFocus considers Ray Sigorta AS to be Significantly Undervalued.
Key valuation signals for IST:RAYSG:
FCF Margin %: -12.60%
GF Value™: ₺617.41 vs. price of ₺188.00 (69.6% below fair value)
No single metric tells the full story. See the IST:RAYSG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ray Sigorta AS is a Turkey-based insurance company. It offers motor, household and health insurances. The motor insurance covers accidents such as the collision of the car with other motor or no-motor vehicles used on the road or railroad. Its household insurance secures house and goods against many risks such as fire, robbery, earthquake, and floods. The health insurance product consists of emergency health insurance, complementary health insurance, health insurance for foreigners and travel health insurance. Additionally, it also provides contracted health institutions and contracted auto services.
54GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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