Ray Sigorta ASIST:RAYSG -1.02%54 FCF Yield % is 15.87 as of Jul. 03, 2026, which is 69% above its 10-year median of 9.41. GuruFocus rates IST:RAYSG with a GF Score™ of 54/100 and a GF Value™ of ₺619.62 (Significantly Undervalued). Among 507 Insurance companies, Ray Sigorta AS ranks better than 74.75% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Ray Sigorta AS FCF Yield % Related Terms
Ray Sigorta AS FCF Yield % Historical Data
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The historical data trend for Ray Sigorta AS's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IST:RAYSG vs BRK.A, AIG, HIG: FCF Yield % Comparison
For the Insurance - Diversified subindustry, Ray Sigorta AS's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ray Sigorta AS FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Ray Sigorta AS's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Ray Sigorta AS's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ray Sigorta AS (IST:RAYSG) has a FCF Yield % of 15.87 as of Jul. 03, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Ray Sigorta AS and its competitors. This is 69% above median its historical median of 9.41. According to the industry distribution chart, Ray Sigorta AS ranks #128 out of 507 companies in the Insurance industry, placing it in the top 25.2%.
Is Ray Sigorta AS's FCF Yield % too high?
Ray Sigorta AS's current FCF Yield % of 15.87 is 69% above median its 10-year median of 9.41. The Insurance industry median FCF Yield % is 6.92. Ray Sigorta AS's value of 15.87 is 129.3% above this industry median. Based on the distribution chart, Ray Sigorta AS ranks #128 out of 507 companies in the Insurance industry, which is above the industry midpoint. Overall, Ray Sigorta AS has a GF Score™ of 54/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ray Sigorta AS's FCF Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Ray Sigorta AS ranks #128 out of 507 companies for FCF Yield %. This puts Ray Sigorta AS in the upper half of its industry. The industry median FCF Yield % is 6.92. Ray Sigorta AS's value of 15.87 is 129.3% above this benchmark. While the company's 10-year median is 9.41 vs. the industry median of 6.92, Ray Sigorta AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 6.92, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ray Sigorta AS's current FCF Yield % of 15.87 is 129.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Ray Sigorta AS and its competitors. For the Insurance industry, the median FCF Yield % is 6.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ray Sigorta AS's current FCF Yield % is 15.87, which is 69% above median its own 10-year median of 9.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ray Sigorta AS stock overvalued right now?
Based on GuruFocus' analysis, Ray Sigorta AS (IST:RAYSG) is currently considered Significantly Undervalued. The stock's GF Value™ is ₺619.62, compared to a current price of ₺183.60 — trading 70.4% below its estimated fair value. The current FCF Yield % is 15.87, which is 69% above median its 10-year median of 9.41 and 129.3% above the Insurance industry median of 6.92. Ray Sigorta AS's overall GF Score™ is 54/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Ray Sigorta AS (IST:RAYSG), the current FCF Yield % is 15.87 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ray Sigorta AS (IST:RAYSG) Overvalued in 2026?
Based on GuruFocus' analysis, Ray Sigorta AS stock appears to be undervalued.
The current stock price of ₺183.60 is trading 70.4% below its estimated GF Value™ of ₺619.62.
GuruFocus considers Ray Sigorta AS to be Significantly Undervalued.
Key valuation signals for IST:RAYSG:
FCF Yield %: 15.87 (69% above median its 10-year median of 9.41)
GF Value™: ₺619.62 vs. price of ₺183.60 (70.4% below fair value)
Industry Position: 129.3% above the Insurance median (#128 of 507)
No single metric tells the full story. See the IST:RAYSG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ray Sigorta AS is a Turkey-based insurance company. It offers motor, household and health insurances. The motor insurance covers accidents such as the collision of the car with other motor or no-motor vehicles used on the road or railroad. Its household insurance secures house and goods against many risks such as fire, robbery, earthquake, and floods. The health insurance product consists of emergency health insurance, complementary health insurance, health insurance for foreigners and travel health insurance. Additionally, it also provides contracted health institutions and contracted auto services.
54GF Score
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