Ray Sigorta ASIST:RAYSG -1.68%54 Price-to-Operating-Cash-Flow is 6.48 as of Jun. 24, 2026, which is 12% below its 10-year median of 7.38. GuruFocus rates IST:RAYSG with a GF Score™ of 54/100 and a GF Value™ of ₺596.87 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 401 Insurance companies, Ray Sigorta AS ranks better than 57.86% on this metric.
As of today (2026-06-24), Ray Sigorta AS's share price is ₺193.60.
Ray Sigorta AS's Cash Flow from Operations per share for the trailing twelve months (TTM) ended in Mar. 2026 was ₺29.89. Hence, Ray Sigorta AS's Price-to-Operating-Cash-Flow Ratio for today is 6.48.
The historical rank and industry rank for Ray Sigorta AS's Price-to-Operating-Cash-Flow or its related term are showing as below:
IST:RAYSG'
s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.86 Med: 7.38 Max: 75.38
Current: 7.61
During the past 13 years, Ray Sigorta AS's highest Price-to-Operating-Cash-Flow Ratio was 75.38. The lowest was 0.86. And the median was 7.38.
IST:RAYSG's Price-to-Operating-Cash-Flow is ranked better than 57.86% of 401
companies
in the Insurance industry
Industry Median: 8.79
vs IST:RAYSG: 7.61
Ray Sigorta AS's Cash Flow from Operations per share for the
three
months ended in Mar. 2026 was ₺-6.57.
Its Cash Flow from Operations per share for the trailing twelve months (TTM) ended in Mar. 2026 was ₺29.89.
During the past 12 months, the average Operating Cash Flow per Share Growth Rate of Ray Sigorta AS was -26.70% per year.
During the past 3 years, the average Operating Cash Flow per Share Growth Rate was 87.20% per year.
During the past 13 years, Ray Sigorta AS's highest 3-Year average Operating Cash Flow per Share Growth Rate was 198.10% per year. The lowest was -9.70% per year. And the median was 43.90% per year.
Ray Sigorta AS Price-to-Operating-Cash-Flow Related Terms
Ray Sigorta AS Price-to-Operating-Cash-Flow Historical Data
* Premium members only.
The historical data trend for Ray Sigorta AS's Price-to-Operating-Cash-Flow can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IST:RAYSG vs BRK.A, AIG, HIG: Price-to-Operating-Cash-Flow Comparison
For the Insurance - Diversified subindustry, Ray Sigorta AS's Price-to-Operating-Cash-Flow, along with its competitors' market caps and Price-to-Operating-Cash-Flow data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ray Sigorta AS Price-to-Operating-Cash-Flow vs Insurance Industry
For the Insurance industry and Financial Services sector, Ray Sigorta AS's Price-to-Operating-Cash-Flow distribution charts can be found below:
* The bar in red indicates where Ray Sigorta AS's Price-to-Operating-Cash-Flow falls into.
Ray Sigorta AS Price-to-Operating-Cash-Flow Calculation
Ray Sigorta AS's Price-to-Operating-Cash-Flow ratio for today is calculated as
Price-to-Operating-Cash-Flow Ratio
=
Share Price
/
Cash Flow from Operations per share (TTM)
=
193.60
/
29.886
=
6.48
Ray Sigorta AS's Share Price of today is ₺193.60. Ray Sigorta AS's Cash Flow from Operations per share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₺29.89.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Price-to-Operating-Cash-Flow of 6.48 mean?
Ray Sigorta AS (IST:RAYSG) has a Price-to-Operating-Cash-Flow of 6.48 as of Jun. 24, 2026. Price-to-operating-cash-flow ratio is the ratio of share price to a company's per-share cash from operations. View historical data on Ray Sigorta AS and its competitors. This is 12% below median its historical median of 7.38. Over the past decade, Ray Sigorta AS's Price-to-Operating-Cash-Flow has ranged from 0.86 to 75.38. According to the industry distribution chart, Ray Sigorta AS ranks #169 out of 401 companies in the Insurance industry, placing it in the top 42.1%.
Is Ray Sigorta AS's Price-to-Operating-Cash-Flow too high?
Ray Sigorta AS's current Price-to-Operating-Cash-Flow of 6.48 is 12% below median its 10-year median of 7.38. Over the past 10 years, this metric has ranged from a low of 0.86 to a high of 75.38. The Insurance industry median Price-to-Operating-Cash-Flow is 8.79. Ray Sigorta AS's value of 6.48 is 26.3% below this industry median. Based on the distribution chart, Ray Sigorta AS ranks #169 out of 401 companies in the Insurance industry, which is above the industry midpoint. Overall, Ray Sigorta AS has a GF Score™ of 54/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ray Sigorta AS's Price-to-Operating-Cash-Flow compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Ray Sigorta AS ranks #169 out of 401 companies for Price-to-Operating-Cash-Flow. This puts Ray Sigorta AS in the upper half of its industry. The industry median Price-to-Operating-Cash-Flow is 8.79. Ray Sigorta AS's value of 6.48 is 26.3% below this benchmark. Historically, Ray Sigorta AS's own Price-to-Operating-Cash-Flow has ranged from 0.86 to 75.38 over the past decade. While the company's 10-year median is 7.38 vs. the industry median of 8.79, Ray Sigorta AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Operating-Cash-Flow for an Insurance company?
The median Price-to-Operating-Cash-Flow among Insurance companies is 8.79, based on 401 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Operating-Cash-Flow significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Operating-Cash-Flow should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ray Sigorta AS's current Price-to-Operating-Cash-Flow of 6.48 is 26.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Operating-Cash-Flow mean?
A high Price-to-Operating-Cash-Flow can signal that a stock is expensive relative to its fundamentals. Price-to-operating-cash-flow ratio is the ratio of share price to a company's per-share cash from operations. View historical data on Ray Sigorta AS and its competitors. For the Insurance industry, the median Price-to-Operating-Cash-Flow is 8.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ray Sigorta AS's current Price-to-Operating-Cash-Flow is 6.48, which is 12% below median its own 10-year median of 7.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ray Sigorta AS stock overvalued right now?
Based on GuruFocus' analysis, Ray Sigorta AS (IST:RAYSG) is currently considered Significantly Undervalued. The stock's GF Value™ is ₺596.87, compared to a current price of ₺193.60 — trading 67.6% below its estimated fair value. The current Price-to-Operating-Cash-Flow is 6.48, which is 12% below median its 10-year median of 7.38 and 26.3% below the Insurance industry median of 8.79. Ray Sigorta AS's overall GF Score™ is 54/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Operating-Cash-Flow calculated?
Price-to-Operating-Cash-Flow is calculated from a company's financial statements. For Ray Sigorta AS (IST:RAYSG), the current Price-to-Operating-Cash-Flow is 6.48 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ray Sigorta AS (IST:RAYSG) Overvalued in 2026?
Based on GuruFocus' analysis, Ray Sigorta AS stock appears to be undervalued.
The current stock price of ₺193.60 is trading 67.6% below its estimated GF Value™ of ₺596.87.
GuruFocus considers Ray Sigorta AS to be Significantly Undervalued.
Key valuation signals for IST:RAYSG:
Price-to-Operating-Cash-Flow: 6.48 (12% below median its 10-year median of 7.38)
GF Value™: ₺596.87 vs. price of ₺193.60 (67.6% below fair value)
Industry Position: 26.3% below the Insurance median (#169 of 401)
No single metric tells the full story. See the IST:RAYSG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ray Sigorta AS is a Turkey-based insurance company. It offers motor, household and health insurances. The motor insurance covers accidents such as the collision of the car with other motor or no-motor vehicles used on the road or railroad. Its household insurance secures house and goods against many risks such as fire, robbery, earthquake, and floods. The health insurance product consists of emergency health insurance, complementary health insurance, health insurance for foreigners and travel health insurance. Additionally, it also provides contracted health institutions and contracted auto services.
54GF Score
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Price-to-Operating-Cash-Flow is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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