Ray Sigorta AS (IST:RAYSG) Shareholder Yield % : -0.05% (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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IST:RAYSG Ray Sigorta AS IST:RAYSG
54 GF Score
Price ₺174.20
GF Value ₺623.73
Valuation Significantly Undervalued
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What is Ray Sigorta AS Shareholder Yield %?

Ray Sigorta AS IST:RAYSG +0.11% 54 Shareholder Yield % is -0.05% as of Mar. 2026. GuruFocus rates IST:RAYSG with a GF Score™ of 54/100 and a GF Value™ of ₺623.73 (Significantly Undervalued). Among 490 Insurance companies, Ray Sigorta AS ranks worse than 74.49% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Ray Sigorta AS's Shareholder Yield % was -0.05%.


Ray Sigorta AS  (IST:RAYSG) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Ray Sigorta AS Shareholder Yield % Related Terms


Ray Sigorta AS Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Ray Sigorta AS's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ray Sigorta AS Shareholder Yield % Chart

Ray Sigorta AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.04 -0.06 0.00 0.00 -0.05

Ray Sigorta AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.01 -0.02 -0.03 -0.05 -0.05

IST:RAYSG vs BRK.A, AIG, HIG: Shareholder Yield % Comparison

For the Insurance - Diversified subindustry, Ray Sigorta AS's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ray Sigorta AS Shareholder Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Ray Sigorta AS's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Ray Sigorta AS's Shareholder Yield % falls into.


IST:RAYSG
54GF Score
Ray Sigorta AS IST:RAYSG
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Ray Sigorta AS Shareholder Yield % Calculation

Ray Sigorta AS's Shareholder Yield % for the quarter that ended in Mar. 2026 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=0.00 %+0.00 %+-0.05 %
=-0.05 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of -0.05% mean?
Ray Sigorta AS (IST:RAYSG) has a Shareholder Yield % of -0.05% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Ray Sigorta AS and its competitors. According to the industry distribution chart, Ray Sigorta AS ranks #365 out of 490 companies in the Insurance industry, placing it in the top 74.5%.
Is Ray Sigorta AS's Shareholder Yield % too high?
Ray Sigorta AS's current Shareholder Yield % is -0.05%. Based on the distribution chart, Ray Sigorta AS ranks #365 out of 490 companies in the Insurance industry, which is below the industry midpoint. Overall, Ray Sigorta AS has a GF Score™ of 54/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ray Sigorta AS's Shareholder Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Ray Sigorta AS ranks #365 out of 490 companies for Shareholder Yield %. This places Ray Sigorta AS in the lower half of its industry. The industry median Shareholder Yield % is 2.74. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for an Insurance company?
The median Shareholder Yield % among Insurance companies is 2.74, based on 490 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Ray Sigorta AS and its competitors. For the Insurance industry, the median Shareholder Yield % is 2.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ray Sigorta AS's current Shareholder Yield % is -0.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ray Sigorta AS stock overvalued right now?
Based on GuruFocus' analysis, Ray Sigorta AS (IST:RAYSG) is currently considered Significantly Undervalued. The stock's GF Value™ is ₺623.73, compared to a current price of ₺174.20 — trading 72.1% below its estimated fair value. The current Shareholder Yield % is -0.05%. Ray Sigorta AS's overall GF Score™ is 54/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Ray Sigorta AS (IST:RAYSG), the current Shareholder Yield % is -0.05% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ray Sigorta AS (IST:RAYSG) Overvalued in 2026?

Based on GuruFocus' analysis, Ray Sigorta AS stock appears to be undervalued. The current stock price of ₺174.20 is trading 72.1% below its estimated GF Value™ of ₺623.73. GuruFocus considers Ray Sigorta AS to be Significantly Undervalued.

Key valuation signals for IST:RAYSG:

  • Shareholder Yield %: -0.05%
  • GF Value™: ₺623.73 vs. price of ₺174.20 (72.1% below fair value)
  • GF Score™: 54/100

No single metric tells the full story. See the IST:RAYSG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ray Sigorta AS Business Description

Address Haydar Aliyev Caddesi No.28, Cumhuriyet Mahallesi, Tarabya, Istanbul, TUR, 34457
Ray Sigorta AS is a Turkey-based insurance company. It offers motor, household and health insurances. The motor insurance covers accidents such as the collision of the car with other motor or no-motor vehicles used on the road or railroad. Its household insurance secures house and goods against many risks such as fire, robbery, earthquake, and floods. The health insurance product consists of emergency health insurance, complementary health insurance, health insurance for foreigners and travel health insurance. Additionally, it also provides contracted health institutions and contracted auto services.
54GF Score

Get the complete analysis for IST:RAYSG

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺174.20
Price
₺623.73
GF Value