Turkiye Garanti Bankasi ASLSE:39IS 60 FCF Margin % is 24.66% as of Mar. 2026, which is 23% above its 10-year median of 20.05. GuruFocus rates LSE:39IS with a GF Score™ of 60/100. The stock has 3 warning signs investors should review. Among 1,505 Banks companies, Turkiye Garanti Bankasi AS ranks worse than 83.72% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Turkiye Garanti Bankasi AS FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Turkiye Garanti Bankasi AS's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Turkiye Garanti Bankasi AS FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Turkiye Garanti Bankasi AS's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Turkiye Garanti Bankasi AS's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Turkiye Garanti Bankasi AS (LSE:39IS) has a FCF Margin % of 24.66% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Turkiye Garanti Bankasi AS and its competitors. This is 23% above median its historical median of 20.05. According to the industry distribution chart, Turkiye Garanti Bankasi AS ranks #1260 out of 1505 companies in the Banks industry, placing it in the top 83.7%.
Is Turkiye Garanti Bankasi AS's FCF Margin % too high?
Turkiye Garanti Bankasi AS's current FCF Margin % of 24.66% is 23% above median its 10-year median of 20.05. The Banks industry median FCF Margin % is 26.55. Turkiye Garanti Bankasi AS's value of 24.66% is 7.1% below this industry median. Based on the distribution chart, Turkiye Garanti Bankasi AS ranks #1260 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Turkiye Garanti Bankasi AS has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Turkiye Garanti Bankasi AS's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Turkiye Garanti Bankasi AS ranks #1260 out of 1505 companies for FCF Margin %. This places Turkiye Garanti Bankasi AS in the lower half of its industry. The industry median FCF Margin % is 26.55. Turkiye Garanti Bankasi AS's value of 24.66% is 7.1% below this benchmark. While the company's 10-year median is 20.05 vs. the industry median of 26.55, Turkiye Garanti Bankasi AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Turkiye Garanti Bankasi AS's current FCF Margin % of 24.66% is 7.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Turkiye Garanti Bankasi AS and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Turkiye Garanti Bankasi AS's current FCF Margin % is 24.66%, which is 23% above median its own 10-year median of 20.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Garanti Bankasi AS stock overvalued right now?
Turkiye Garanti Bankasi AS (LSE:39IS) has a current FCF Margin % of 24.66%. The current FCF Margin % is 24.66%, which is 23% above median its 10-year median of 20.05 and 7.1% below the Banks industry median of 26.55. Turkiye Garanti Bankasi AS's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Turkiye Garanti Bankasi AS (LSE:39IS), the current FCF Margin % is 24.66% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Turkiye Garanti Bankasi AS is an integrated financial services group operating predominantly in Turkey but with subsidiaries in the Netherlands, Russia, and Romania. It is a full-service bank offering corporate, commercial, retail, private, small to midsize enterprise, and investment banking services. Other financial services include insurance, leasing, brokerage, and asset management services. The bank's plan emphasizes customer service. The vast majority of its earning assets consist of loans, with a dominant positioning in consumer loans, mortgages, and auto loans. The company's business segments include: Retail Banking, Corporate Banking, Investment Banking and Others.
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