Turkiye Garanti Bankasi AS (LSE:39IS) OCF Margin %: 25.69% (As of Mar. 2026) — Near Median


What is Turkiye Garanti Bankasi AS OCF Margin %?

Turkiye Garanti Bankasi AS LSE:39IS 60 OCF Margin % is 25.69% as of Mar. 2026, which is 8% above its 10-year median of 23.87. GuruFocus rates LSE:39IS with a GF Score™ of 60/100. The stock has 3 warning signs investors should review. Among 1,505 Banks companies, Turkiye Garanti Bankasi AS ranks worse than 84.39% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Turkiye Garanti Bankasi AS's Cash Flow from Operations for the three months ended in Mar. 2026 was £576.82 Mil. Turkiye Garanti Bankasi AS's Revenue for the three months ended in Mar. 2026 was £2,245.02 Mil. Therefore, Turkiye Garanti Bankasi AS's OCF Margin % for the quarter that ended in Mar. 2026 was 25.69%.

As of today, Turkiye Garanti Bankasi AS's current OCF Yield % is -28.78%.

The historical rank and industry rank for Turkiye Garanti Bankasi AS's OCF Margin % or its related term are showing as below:


During the past 13 years, the highest OCF Margin % of Turkiye Garanti Bankasi AS was 95.96%. The lowest was -50.78%. And the median was 23.87%.

LSE:39IS's OCF Margin % is not ranked *
in the Banks industry.
Industry Median: 29.44
* Ranked among companies with meaningful OCF Margin % only.

Turkiye Garanti Bankasi AS OCF Margin % Related Terms

Turkiye Garanti Bankasi AS OCF Margin % Historical Data

* Premium members only.

The historical data trend for Turkiye Garanti Bankasi AS's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Turkiye Garanti Bankasi AS OCF Margin % Chart

Turkiye Garanti Bankasi AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 52.56 34.41 95.96 -50.78 1.21

Turkiye Garanti Bankasi AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 226.52 -141.59 -8.03 -48.59 25.69

Turkiye Garanti Bankasi AS OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Turkiye Garanti Bankasi AS's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=87.279/7187.621
=1.21 %

Turkiye Garanti Bankasi AS's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=576.816/2245.022
=25.69 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 25.69% mean?
Turkiye Garanti Bankasi AS (LSE:39IS) has a OCF Margin % of 25.69% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Turkiye Garanti Bankasi AS and its competitors. This is near median its historical median of 23.87. According to the industry distribution chart, Turkiye Garanti Bankasi AS ranks #1270 out of 1505 companies in the Banks industry, placing it in the top 84.4%.
Is Turkiye Garanti Bankasi AS's OCF Margin % too high?
Turkiye Garanti Bankasi AS's current OCF Margin % of 25.69% is near median its 10-year median of 23.87. The Banks industry median OCF Margin % is 29.44. Turkiye Garanti Bankasi AS's value of 25.69% is 12.7% below this industry median. Based on the distribution chart, Turkiye Garanti Bankasi AS ranks #1270 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Turkiye Garanti Bankasi AS has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Turkiye Garanti Bankasi AS's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Turkiye Garanti Bankasi AS ranks #1270 out of 1505 companies for OCF Margin %. This places Turkiye Garanti Bankasi AS in the lower half of its industry. The industry median OCF Margin % is 29.44. Turkiye Garanti Bankasi AS's value of 25.69% is 12.7% below this benchmark. While the company's 10-year median is 23.87 vs. the industry median of 29.44, Turkiye Garanti Bankasi AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Turkiye Garanti Bankasi AS's current OCF Margin % of 25.69% is 12.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Turkiye Garanti Bankasi AS and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Turkiye Garanti Bankasi AS's current OCF Margin % is 25.69%, which is near median its own 10-year median of 23.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Garanti Bankasi AS stock overvalued right now?
Turkiye Garanti Bankasi AS (LSE:39IS) has a current OCF Margin % of 25.69%. The current OCF Margin % is 25.69%, which is near median its 10-year median of 23.87 and 12.7% below the Banks industry median of 29.44. Turkiye Garanti Bankasi AS's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Turkiye Garanti Bankasi AS (LSE:39IS), the current OCF Margin % is 25.69% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Turkiye Garanti Bankasi AS Business Description

Address Levent Nispetiye Mah. Aytar Cad. No: 2, Besiktas, Istanbul, TUR, 34340
Turkiye Garanti Bankasi AS is an integrated financial services group operating predominantly in Turkey but with subsidiaries in the Netherlands, Russia, and Romania. It is a full-service bank offering corporate, commercial, retail, private, small to midsize enterprise, and investment banking services. Other financial services include insurance, leasing, brokerage, and asset management services. The bank's plan emphasizes customer service. The vast majority of its earning assets consist of loans, with a dominant positioning in consumer loans, mortgages, and auto loans. The company's business segments include: Retail Banking, Corporate Banking, Investment Banking and Others.