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Turkiye Garanti Bankasi ASLSE:39IS 60 Return-on-Tangible-Equity is 29.71% as of Mar. 2026, which is 66% above its 10-year median of 17.90. GuruFocus rates LSE:39IS with a GF Score™ of 60/100. The stock has 3 warning signs investors should review. Among 1,523 Banks companies, Turkiye Garanti Bankasi AS ranks better than 96.13% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Turkiye Garanti Bankasi AS's annualized net income for the quarter that ended in Mar. 2026 was £2,253.20 Mil. Turkiye Garanti Bankasi AS's average shareholder tangible equity for the quarter that ended in Mar. 2026 was £7,584.14 Mil. Therefore, Turkiye Garanti Bankasi AS's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 29.71%.
The historical rank and industry rank for Turkiye Garanti Bankasi AS's Return-on-Tangible-Equity or its related term are showing as below:
LSE:39IS'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 10.98 Med: 17.9 Max: 50.6
Current: 29.66
During the past 13 years, Turkiye Garanti Bankasi AS's highest Return-on-Tangible-Equity was 50.60%. The lowest was 10.98%. And the median was 17.90%.
LSE:39IS's Return-on-Tangible-Equity is ranked better than 96.13% of 1523
companies
in the Banks industry
Industry Median: 11.23
vs LSE:39IS: 29.66
Turkiye Garanti Bankasi AS (LSE:39IS) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Turkiye Garanti Bankasi AS Return-on-Tangible-Equity Related Terms
Turkiye Garanti Bankasi AS Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Turkiye Garanti Bankasi AS Return-on-Tangible-Equity Chart
Turkiye Garanti Bankasi AS Return-on-Tangible-Equity Competitor Comparison
For the Banks - Regional subindustry, Turkiye Garanti Bankasi AS's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Turkiye Garanti Bankasi AS Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Turkiye Garanti Bankasi AS's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Turkiye Garanti Bankasi AS's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 29.71% mean?
Turkiye Garanti Bankasi AS (LSE:39IS) has a Return-on-Tangible-Equity of 29.71% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Turkiye Garanti Bankasi AS and its competitors. This is 66% above median its historical median of 17.90. Over the past decade, Turkiye Garanti Bankasi AS's Return-on-Tangible-Equity has ranged from 10.98 to 50.60. According to the industry distribution chart, Turkiye Garanti Bankasi AS ranks #59 out of 1523 companies in the Banks industry, placing it in the top 3.9%.
Is Turkiye Garanti Bankasi AS's Return-on-Tangible-Equity too high?
Turkiye Garanti Bankasi AS's current Return-on-Tangible-Equity of 29.71% is 66% above median its 10-year median of 17.90. Over the past 10 years, this metric has ranged from a low of 10.98 to a high of 50.60. The Banks industry median Return-on-Tangible-Equity is 11.23. Turkiye Garanti Bankasi AS's value of 29.71% is 164.6% above this industry median. Based on the distribution chart, Turkiye Garanti Bankasi AS ranks #59 out of 1523 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Turkiye Garanti Bankasi AS has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Turkiye Garanti Bankasi AS's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, Turkiye Garanti Bankasi AS ranks #59 out of 1523 companies for Return-on-Tangible-Equity. This places Turkiye Garanti Bankasi AS in the top 4% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 11.23. Turkiye Garanti Bankasi AS's value of 29.71% is 164.6% above this benchmark. Historically, Turkiye Garanti Bankasi AS's own Return-on-Tangible-Equity has ranged from 10.98 to 50.60 over the past decade. While the company's 10-year median is 17.90 vs. the industry median of 11.23, Turkiye Garanti Bankasi AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.23, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Turkiye Garanti Bankasi AS's current Return-on-Tangible-Equity of 29.71% is 164.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Turkiye Garanti Bankasi AS and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Turkiye Garanti Bankasi AS's current Return-on-Tangible-Equity is 29.71%, which is 66% above median its own 10-year median of 17.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Garanti Bankasi AS stock overvalued right now?
Turkiye Garanti Bankasi AS (LSE:39IS) has a current Return-on-Tangible-Equity of 29.71%. The current Return-on-Tangible-Equity is 29.71%, which is 66% above median its 10-year median of 17.90 and 164.6% above the Banks industry median of 11.23. Turkiye Garanti Bankasi AS's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Turkiye Garanti Bankasi AS (LSE:39IS), the current Return-on-Tangible-Equity is 29.71% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Turkiye Garanti Bankasi AS is an integrated financial services group operating predominantly in Turkey but with subsidiaries in the Netherlands, Russia, and Romania. It is a full-service bank offering corporate, commercial, retail, private, small to midsize enterprise, and investment banking services. Other financial services include insurance, leasing, brokerage, and asset management services. The bank's plan emphasizes customer service. The vast majority of its earning assets consist of loans, with a dominant positioning in consumer loans, mortgages, and auto loans. The company's business segments include: Retail Banking, Corporate Banking, Investment Banking and Others.
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