Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Turkiye Garanti Bankasi AS stock PB Ratio (=1.18) is close to 2-year low of 1.14.
The historical rank and industry rank for Turkiye Garanti Bankasi AS's PB Ratio or its related term are showing as below:
LSE:39IS'
s PB Ratio Range Over the Past 10 Years
Min: 0.44 Med: 0.88 Max: 1.99
Current: 1.18
During the past 13 years, Turkiye Garanti Bankasi AS's highest PB Ratio was 1.99. The lowest was 0.44. And the median was 0.88.
LSE:39IS's PB Ratio is ranked worse than 55.92% of 1511
companies
in the Banks industry
Industry Median: 1.11
vs LSE:39IS: 1.18
During the past 12 months, Turkiye Garanti Bankasi AS's average Book Value Per Share Growth Rate was 32.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 42.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 51.60% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 31.80% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Turkiye Garanti Bankasi AS was 60.40% per year. The lowest was 11.30% per year. And the median was 18.05% per year.
Back to Basics: PB Ratio
Turkiye Garanti Bankasi AS (LSE:39IS) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Turkiye Garanti Bankasi AS PB Ratio Related Terms
Turkiye Garanti Bankasi AS PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Turkiye Garanti Bankasi AS PB Ratio Competitor Comparison
For the Banks - Regional subindustry, Turkiye Garanti Bankasi AS's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Turkiye Garanti Bankasi AS PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Turkiye Garanti Bankasi AS's PB Ratio distribution charts can be found below:
* The bar in red indicates where Turkiye Garanti Bankasi AS's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Turkiye Garanti Bankasi AS (LSE:39IS) has a PB Ratio of 0.00 as of Jul. 23, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Turkiye Garanti Bankasi AS and its competitors. Over the past decade, Turkiye Garanti Bankasi AS's PB Ratio has ranged from 0.44 to 1.99. According to the industry distribution chart, Turkiye Garanti Bankasi AS ranks #845 out of 1511 companies in the Banks industry, placing it in the top 55.9%.
Is Turkiye Garanti Bankasi AS's PB Ratio too high?
Turkiye Garanti Bankasi AS's current PB Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.44 to a high of 1.99. Based on the distribution chart, Turkiye Garanti Bankasi AS ranks #845 out of 1511 companies in the Banks industry, which is below the industry midpoint. Overall, Turkiye Garanti Bankasi AS has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Turkiye Garanti Bankasi AS's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Turkiye Garanti Bankasi AS ranks #845 out of 1511 companies for PB Ratio. This places Turkiye Garanti Bankasi AS in the lower half of its industry. The industry median PB Ratio is 1.11. Historically, Turkiye Garanti Bankasi AS's own PB Ratio has ranged from 0.44 to 1.99 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,511 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Turkiye Garanti Bankasi AS and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Turkiye Garanti Bankasi AS's current PB Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Garanti Bankasi AS stock overvalued right now?
Turkiye Garanti Bankasi AS (LSE:39IS) has a current PB Ratio of 0.00. The current PB Ratio is 0.00. Turkiye Garanti Bankasi AS's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Turkiye Garanti Bankasi AS (LSE:39IS), the current PB Ratio is 0.00 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Turkiye Garanti Bankasi AS is an integrated financial services group operating predominantly in Turkey but with subsidiaries in the Netherlands, Russia, and Romania. It is a full-service bank offering corporate, commercial, retail, private, small to midsize enterprise, and investment banking services. Other financial services include insurance, leasing, brokerage, and asset management services. The bank's plan emphasizes customer service. The vast majority of its earning assets consist of loans, with a dominant positioning in consumer loans, mortgages, and auto loans. The company's business segments include: Retail Banking, Corporate Banking, Investment Banking and Others.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LSE:39IS has been successfully added to your 
