Arbuthnot Banking GroupLSE:ARBB +0.30%68 FCF Margin % is 162.25% as of Dec. 2025, which is 11% below its 10-year median of 182.44. GuruFocus rates LSE:ARBB with a GF Score™ of 68/100 and a GF Value™ of £7.80 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,509 Banks companies, Arbuthnot Banking Group ranks better than 95.63% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Arbuthnot Banking Group's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arbuthnot Banking Group FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Arbuthnot Banking Group's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Arbuthnot Banking Group's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Arbuthnot Banking Group (LSE:ARBB) has a FCF Margin % of 162.25% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Arbuthnot Banking Group and its competitors. This is 11% below median its historical median of 182.44. According to the industry distribution chart, Arbuthnot Banking Group ranks #66 out of 1509 companies in the Banks industry, placing it in the top 4.4%.
Is Arbuthnot Banking Group's FCF Margin % too high?
Arbuthnot Banking Group's current FCF Margin % of 162.25% is 11% below median its 10-year median of 182.44. The Banks industry median FCF Margin % is 26.55. Arbuthnot Banking Group's value of 162.25% is 511.1% above this industry median. Based on the distribution chart, Arbuthnot Banking Group ranks #66 out of 1509 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Arbuthnot Banking Group has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Arbuthnot Banking Group's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Arbuthnot Banking Group ranks #66 out of 1509 companies for FCF Margin %. This places Arbuthnot Banking Group in the top 4% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. Arbuthnot Banking Group's value of 162.25% is 511.1% above this benchmark. While the company's 10-year median is 182.44 vs. the industry median of 26.55, Arbuthnot Banking Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,509 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arbuthnot Banking Group's current FCF Margin % of 162.25% is 511.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Arbuthnot Banking Group and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arbuthnot Banking Group's current FCF Margin % is 162.25%, which is 11% below median its own 10-year median of 182.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arbuthnot Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Arbuthnot Banking Group (LSE:ARBB) is currently considered Fairly Valued. The stock's GF Value™ is £7.80, compared to a current price of £8.33 — trading 6.7% above its estimated fair value. The current FCF Margin % is 162.25%, which is 11% below median its 10-year median of 182.44 and 511.1% above the Banks industry median of 26.55. Arbuthnot Banking Group's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Arbuthnot Banking Group (LSE:ARBB), the current FCF Margin % is 162.25% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arbuthnot Banking Group (LSE:ARBB) Overvalued in 2026?
Based on GuruFocus' analysis, Arbuthnot Banking Group stock appears to be overvalued.
The current stock price of £8.33 is trading 6.7% above its estimated GF Value™ of £7.80.
GuruFocus considers Arbuthnot Banking Group to be Fairly Valued.
Key valuation signals for LSE:ARBB:
FCF Margin %: 162.25% (11% below median its 10-year median of 182.44)
GF Value™: £7.80 vs. price of £8.33 (6.7% above fair value)
Industry Position: 511.1% above the Banks median (#66 of 1509)
No single metric tells the full story. See the LSE:ARBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Arbuthnot Banking Group PLC is a United Kingdom-based company that provides banking and financial services. Its operating segments are Banking, Wealth Management, RAF, ACABL, AAG, All Other Divisions, and Group centre. It Group's revenues are derived from a combination of net interest income from lending, deposit-taking, and treasury activities, fees for services provided, and commission earned on the sale of financial products. Geographically, the company operates only in UK.
68GF Score
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