Arbuthnot Banking Group (LSE:ARBB) ROE % Adjusted to Book Value: 15.33% (As of Dec. 2025)


LSE:ARBB Arbuthnot Banking Group PLC LSE:ARBB
69 GF Score
Price £8.20
GF Value £7.66
Valuation Fairly Valued
! 2 Warning Signs
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What is Arbuthnot Banking Group ROE % Adjusted to Book Value?

Arbuthnot Banking Group LSE:ARBB +0.61% 69 ROE % Adjusted to Book Value is 15.33% as of Dec. 2025. GuruFocus rates LSE:ARBB with a GF Score™ of 69/100 and a GF Value™ of £7.66 (Fairly Valued). The stock has 2 warning signs investors should review.

Arbuthnot Banking Group's ROE % for the quarter that ended in Dec. 2025 was 7.97%. Arbuthnot Banking Group's PB Ratio for the quarter that ended in Dec. 2025 was 0.52. Arbuthnot Banking Group's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 15.33%.


Arbuthnot Banking Group ROE % Adjusted to Book Value Related Terms


Arbuthnot Banking Group ROE % Adjusted to Book Value Historical Data

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The historical data trend for Arbuthnot Banking Group's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arbuthnot Banking Group ROE % Adjusted to Book Value Chart

Arbuthnot Banking Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.55 13.28 23.45 17.72 12.62

Arbuthnot Banking Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.26 19.24 13.31 8.93 15.33

LSE:ARBB vs PNC, USB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Arbuthnot Banking Group's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arbuthnot Banking Group ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Arbuthnot Banking Group's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Arbuthnot Banking Group's ROE % Adjusted to Book Value falls into.


LSE:ARBB
69GF Score
Arbuthnot Banking Group PLC LSE:ARBB
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Arbuthnot Banking Group ROE % Adjusted to Book Value Calculation

Arbuthnot Banking Group's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=6.56% / 0.52
=12.62%

Arbuthnot Banking Group's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=7.97% / 0.52
=15.33%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 15.33% mean?
Arbuthnot Banking Group (LSE:ARBB) has a ROE % Adjusted to Book Value of 15.33% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Arbuthnot Banking Group and its competitors.
Is Arbuthnot Banking Group's ROE % Adjusted to Book Value too high?
Arbuthnot Banking Group's current ROE % Adjusted to Book Value is 15.33%. Overall, Arbuthnot Banking Group has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Arbuthnot Banking Group's ROE % Adjusted to Book Value compare to PNC and USB?
Arbuthnot Banking Group's ROE % Adjusted to Book Value of 15.33% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Arbuthnot Banking Group and its competitors. Arbuthnot Banking Group's current ROE % Adjusted to Book Value is 15.33%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arbuthnot Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Arbuthnot Banking Group (LSE:ARBB) is currently considered Fairly Valued. The stock's GF Value™ is £7.66, compared to a current price of £8.20 — trading 7% above its estimated fair value. The current ROE % Adjusted to Book Value is 15.33%. Arbuthnot Banking Group's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Arbuthnot Banking Group (LSE:ARBB), the current ROE % Adjusted to Book Value is 15.33% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arbuthnot Banking Group (LSE:ARBB) Overvalued in 2026?

Based on GuruFocus' analysis, Arbuthnot Banking Group stock appears to be overvalued. The current stock price of £8.20 is trading 7% above its estimated GF Value™ of £7.66. GuruFocus considers Arbuthnot Banking Group to be Fairly Valued.

Key valuation signals for LSE:ARBB:

  • ROE % Adjusted to Book Value: 15.33%
  • GF Value™: £7.66 vs. price of £8.20 (7% above fair value)
  • GF Score™: 69/100 with 2 warning signs

No single metric tells the full story. See the LSE:ARBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arbuthnot Banking Group Business Description

Address 20 Finsbury Circus, Arbuthnot House, London, GBR, EC2M 2SN
Arbuthnot Banking Group PLC is a United Kingdom-based company that provides banking and financial services. Its operating segments are Banking, Wealth Management, RAF, ACABL, AAG, All Other Divisions, and Group centre. It Group's revenues are derived from a combination of net interest income from lending, deposit-taking, and treasury activities, fees for services provided, and commission earned on the sale of financial products. Geographically, the company operates only in UK.
69GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£8.20
Price
£7.66
GF Value