Arbuthnot Banking Group (LSE:ARBB) LT-Debt-to-Total-Asset: 0.02 (As of Dec. 2025)

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LSE:ARBB Arbuthnot Banking Group PLC LSE:ARBB
68 GF Score
Price £8.35
GF Value £7.57
Valuation Fairly Valued
! 2 Warning Signs
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What is Arbuthnot Banking Group LT-Debt-to-Total-Asset?

Arbuthnot Banking Group LSE:ARBB +1.83% 68 LT-Debt-to-Total-Asset is 0.02 as of Dec. 2025. GuruFocus rates LSE:ARBB with a GF Score™ of 68/100 and a GF Value™ of £7.57 (Fairly Valued). The stock has 2 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Arbuthnot Banking Group's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.02.

Arbuthnot Banking Group's long-term debt to total assets ratio declined from Dec. 2024 (0.02) to Dec. 2025 (0.02). It may suggest that Arbuthnot Banking Group is progressively becoming less dependent on debt to grow their business.

Arbuthnot Banking Group  (LSE:ARBB) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Arbuthnot Banking Group LT-Debt-to-Total-Asset Related Terms

Arbuthnot Banking Group LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Arbuthnot Banking Group's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arbuthnot Banking Group LT-Debt-to-Total-Asset Chart

Arbuthnot Banking Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.02 0.01 0.02 0.02 0.02

Arbuthnot Banking Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.02 0.02 0.02 0.02
LSE:ARBB
68GF Score
Arbuthnot Banking Group PLC LSE:ARBB
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Arbuthnot Banking Group LT-Debt-to-Total-Asset Calculation

Arbuthnot Banking Group's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=96.939/4997.838
=0.02

Arbuthnot Banking Group's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )/Total Assets (Q: Dec. 2025 )
=96.939/4997.838
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.02 mean?
Arbuthnot Banking Group (LSE:ARBB) has a LT-Debt-to-Total-Asset of 0.02 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Arbuthnot Banking Group and its competitors.
Is Arbuthnot Banking Group's LT-Debt-to-Total-Asset too high?
Arbuthnot Banking Group's current LT-Debt-to-Total-Asset is 0.02. Overall, Arbuthnot Banking Group has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Arbuthnot Banking Group's LT-Debt-to-Total-Asset compare to PNC and USB?
Arbuthnot Banking Group's LT-Debt-to-Total-Asset of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Arbuthnot Banking Group and its competitors. Arbuthnot Banking Group's current LT-Debt-to-Total-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arbuthnot Banking Group stock overvalued right now?
Based on GuruFocus' analysis, Arbuthnot Banking Group (LSE:ARBB) is currently considered Fairly Valued. The stock's GF Value™ is £7.57, compared to a current price of £8.35 — trading 10.3% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.02. Arbuthnot Banking Group's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Arbuthnot Banking Group (LSE:ARBB), the current LT-Debt-to-Total-Asset is 0.02 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arbuthnot Banking Group (LSE:ARBB) Overvalued in 2026?

Based on GuruFocus' analysis, Arbuthnot Banking Group stock appears to be overvalued. The current stock price of £8.35 is trading 10.3% above its estimated GF Value™ of £7.57. GuruFocus considers Arbuthnot Banking Group to be Fairly Valued.

Key valuation signals for LSE:ARBB:

  • LT-Debt-to-Total-Asset: 0.02
  • GF Value™: £7.57 vs. price of £8.35 (10.3% above fair value)
  • GF Score™: 68/100 with 2 warning signs

No single metric tells the full story. See the LSE:ARBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Arbuthnot Banking Group Business Description

Address 20 Finsbury Circus, Arbuthnot House, London, GBR, EC2M 2SN
Arbuthnot Banking Group PLC is a United Kingdom-based company that provides banking and financial services. Its operating segments are Banking, Wealth Management, RAF, ACABL, AAG, All Other Divisions, and Group centre. It Group's revenues are derived from a combination of net interest income from lending, deposit-taking, and treasury activities, fees for services provided, and commission earned on the sale of financial products. Geographically, the company operates only in UK.
68GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£8.35
Price
£7.57
GF Value