MTRBF (Metro Bank Holdings) FCF Margin %: -5.75% (As of Dec. 2025)


MTRBF Metro Bank Holdings PLC MTRBF
44 GF Score
Price $2.35
GF Value $0.90
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Metro Bank Holdings FCF Margin %?

Metro Bank Holdings MTRBF +2.17% 44 FCF Margin % is -5.75% as of Dec. 2025. GuruFocus rates MTRBF with a GF Score™ of 44/100 and a GF Value™ of $0.90 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,504 Banks companies, Metro Bank Holdings ranks worse than 96.74% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Metro Bank Holdings's Free Cash Flow for the six months ended in Dec. 2025 was $-22.8 Mil. Metro Bank Holdings's Revenue for the six months ended in Dec. 2025 was $395.6 Mil. Therefore, Metro Bank Holdings's FCF Margin % for the quarter that ended in Dec. 2025 was -5.75%.

As of today, Metro Bank Holdings's current FCF Yield % is -104.89%.

The historical rank and industry rank for Metro Bank Holdings's FCF Margin % or its related term are showing as below:

MTRBF' s FCF Margin % Range Over the Past 10 Years
Min: -446.1   Med: 44.84   Max: 721.48
Current: -200.87


During the past 13 years, the highest FCF Margin % of Metro Bank Holdings was 721.48%. The lowest was -446.10%. And the median was 44.84%.

MTRBF's FCF Margin % is ranked worse than
96.74% of 1504 companies
in the Banks industry
Industry Median: 26.5 vs MTRBF: -200.87


Metro Bank Holdings FCF Margin % Related Terms


Metro Bank Holdings FCF Margin % Historical Data

* Premium members only.

The historical data trend for Metro Bank Holdings's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Metro Bank Holdings FCF Margin % Chart

Metro Bank Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 662.60 -236.49 107.49 -356.53 -199.56

Metro Bank Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 161.41 24.14 -887.71 -395.15 -5.75

Metro Bank Holdings FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Metro Bank Holdings's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Metro Bank Holdings FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Metro Bank Holdings's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Metro Bank Holdings's FCF Margin % falls into.


MTRBF
44GF Score
Metro Bank Holdings PLC MTRBF
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Metro Bank Holdings FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Metro Bank Holdings's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-1571.619/787.55
=-199.56 %

Metro Bank Holdings's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-22.758/395.582
=-5.75 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -5.75% mean?
Metro Bank Holdings (MTRBF) has a FCF Margin % of -5.75% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Metro Bank Holdings and its competitors. According to the industry distribution chart, Metro Bank Holdings ranks #1455 out of 1504 companies in the Banks industry, placing it in the top 96.7%.
Is Metro Bank Holdings' FCF Margin % too high?
Metro Bank Holdings' current FCF Margin % is -5.75%. Based on the distribution chart, Metro Bank Holdings ranks #1455 out of 1504 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Metro Bank Holdings has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Metro Bank Holdings' FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Metro Bank Holdings ranks #1455 out of 1504 companies for FCF Margin %. This places Metro Bank Holdings in the lower half of its industry. The industry median FCF Margin % is 26.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Metro Bank Holdings and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Metro Bank Holdings's current FCF Margin % is -5.75%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Metro Bank Holdings stock overvalued right now?
Based on GuruFocus' analysis, Metro Bank Holdings (MTRBF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.90, compared to a current price of $2.35 — trading 161.1% above its estimated fair value. The current FCF Margin % is -5.75%. Metro Bank Holdings' overall GF Score™ is 44/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Metro Bank Holdings (MTRBF), the current FCF Margin % is -5.75% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Metro Bank Holdings (MTRBF) Overvalued in 2026?

Based on GuruFocus' analysis, Metro Bank Holdings stock appears to be overvalued. The current stock price of $2.35 is trading 161.1% above its estimated GF Value™ of $0.90. GuruFocus considers Metro Bank Holdings to be Significantly Overvalued.

Key valuation signals for MTRBF:

  • FCF Margin %: -5.75%
  • GF Value™: $0.90 vs. price of $2.35 (161.1% above fair value)
  • GF Score™: 44/100 with 7 warning signs

No single metric tells the full story. See the MTRBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Metro Bank Holdings Business Description

Other Exchanges MTROl:UKMTRO:UK6MB0:Germany
Address One Southampton Row, London, GBR, WC1B 5HA
Metro Bank Holdings PLC is a holding company. The firm through its subsidiary engages in deposit-taking and lending activities with a focus on retail and small and medium-sized commercial customers in the United Kingdom. It engages in offering bank accounts, saving accounts, borrowing services, insurance, and mortgage services for personal and business banking.
44GF Score

Get the complete analysis for MTRBF

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.35
Price
$0.90
GF Value