MTRBF (Metro Bank Holdings) Scaled Net Operating Assets: 0.01 (As of Dec. 2025)


MTRBF Metro Bank Holdings PLC MTRBF
44 GF Score
Price $2.28
GF Value $0.90
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Metro Bank Holdings Scaled Net Operating Assets?

Metro Bank Holdings MTRBF -2.98% 44 Scaled Net Operating Assets is 0.01 as of Dec. 2025. GuruFocus rates MTRBF with a GF Score™ of 44/100 and a GF Value™ of $0.90 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Metro Bank Holdings's operating assets for the quarter that ended in Dec. 2025 was $19,129.9 Mil. Metro Bank Holdings's operating liabilities for the quarter that ended in Dec. 2025 was $18,905.0 Mil. Metro Bank Holdings's Total Assets for the quarter that ended in Jun. 2025 was $22,290.4 Mil. Therefore, Metro Bank Holdings's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.01.

MTRBF
44GF Score
Metro Bank Holdings PLC MTRBF
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Metro Bank Holdings Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Metro Bank Holdings's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(19129.853-18904.953)/22227.56
=0.01

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=22054.886 - 2925.033
=19129.853

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=20068.273 - 1163.32 - 0
=18904.953

Metro Bank Holdings's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Jun. 2025 )
=(19129.853-18904.953)/22290.366
=0.01

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=22054.886 - 2925.033
=19129.853

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=20068.273 - 1163.32 - 0
=18904.953

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.01 mean?
Metro Bank Holdings (MTRBF) has a Scaled Net Operating Assets of 0.01 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Metro Bank Holdings and its competitors.
Is Metro Bank Holdings' Scaled Net Operating Assets too high?
Metro Bank Holdings' current Scaled Net Operating Assets is 0.01. Overall, Metro Bank Holdings has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Metro Bank Holdings' Scaled Net Operating Assets compare to competitors?
Metro Bank Holdings' Scaled Net Operating Assets of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Metro Bank Holdings and its competitors. Metro Bank Holdings's current Scaled Net Operating Assets is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Metro Bank Holdings stock overvalued right now?
Based on GuruFocus' analysis, Metro Bank Holdings (MTRBF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.90, compared to a current price of $2.28 — trading 153.3% above its estimated fair value. The current Scaled Net Operating Assets is 0.01. Metro Bank Holdings' overall GF Score™ is 44/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Metro Bank Holdings (MTRBF), the current Scaled Net Operating Assets is 0.01 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Metro Bank Holdings (MTRBF) Overvalued in 2026?

Based on GuruFocus' analysis, Metro Bank Holdings stock appears to be overvalued. The current stock price of $2.28 is trading 153.3% above its estimated GF Value™ of $0.90. GuruFocus considers Metro Bank Holdings to be Significantly Overvalued.

Key valuation signals for MTRBF:

  • Scaled Net Operating Assets: 0.01
  • GF Value™: $0.90 vs. price of $2.28 (153.3% above fair value)
  • GF Score™: 44/100 with 8 warning signs

No single metric tells the full story. See the MTRBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Metro Bank Holdings Business Description

Other Exchanges MTROl:UKMTRO:UK6MB0:Germany
Address One Southampton Row, London, GBR, WC1B 5HA
Metro Bank Holdings PLC is a holding company. The firm through its subsidiary engages in deposit-taking and lending activities with a focus on retail and small and medium-sized commercial customers in the United Kingdom. It engages in offering bank accounts, saving accounts, borrowing services, insurance, and mortgage services for personal and business banking.
44GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.28
Price
$0.90
GF Value