Metro Bank HoldingsMTRBF +2.17%44 OCF Margin % is 9.48% as of Dec. 2025, which is 88% below its 10-year median of 76.14. GuruFocus rates MTRBF with a GF Score™ of 44/100 and a GF Value™ of $0.90 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,501 Banks companies, Metro Bank Holdings ranks worse than 96.54% on this metric.
The historical rank and industry rank for Metro Bank Holdings's OCF Margin % or its related term are showing as below:
MTRBF'
s OCF Margin % Range Over the Past 10 Years
Min: -398.22 Med: 76.14 Max: 779.03
Current: -186.94
During the past 13 years, the highest OCF Margin % of Metro Bank Holdings was 779.03%. The lowest was -398.22%. And the median was 76.14%.
MTRBF's OCF Margin % is ranked worse than 96.54% of 1501
companies
in the Banks industry
Industry Median: 29.44
vs MTRBF: -186.94
Metro Bank Holdings OCF Margin % Related Terms
Metro Bank Holdings OCF Margin % Historical Data
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The historical data trend for Metro Bank Holdings's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Metro Bank Holdings OCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Metro Bank Holdings's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Metro Bank Holdings OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Metro Bank Holdings's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Metro Bank Holdings's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Metro Bank Holdings (MTRBF) has a OCF Margin % of 9.48% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Metro Bank Holdings and its competitors. This is 88% below median its historical median of 76.14. According to the industry distribution chart, Metro Bank Holdings ranks #1449 out of 1501 companies in the Banks industry, placing it in the top 96.5%.
Is Metro Bank Holdings' OCF Margin % too high?
Metro Bank Holdings' current OCF Margin % of 9.48% is 88% below median its 10-year median of 76.14. The Banks industry median OCF Margin % is 29.44. Metro Bank Holdings' value of 9.48% is 67.8% below this industry median. Based on the distribution chart, Metro Bank Holdings ranks #1449 out of 1501 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Metro Bank Holdings has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Metro Bank Holdings' OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Metro Bank Holdings ranks #1449 out of 1501 companies for OCF Margin %. This places Metro Bank Holdings in the lower half of its industry. The industry median OCF Margin % is 29.44. Metro Bank Holdings' value of 9.48% is 67.8% below this benchmark. While the company's 10-year median is 76.14 vs. the industry median of 29.44, Metro Bank Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Metro Bank Holdings's current OCF Margin % of 9.48% is 67.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Metro Bank Holdings and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Metro Bank Holdings's current OCF Margin % is 9.48%, which is 88% below median its own 10-year median of 76.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Metro Bank Holdings stock overvalued right now?
Based on GuruFocus' analysis, Metro Bank Holdings (MTRBF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.90, compared to a current price of $2.35 — trading 161.1% above its estimated fair value. The current OCF Margin % is 9.48%, which is 88% below median its 10-year median of 76.14 and 67.8% below the Banks industry median of 29.44. Metro Bank Holdings' overall GF Score™ is 44/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Metro Bank Holdings (MTRBF), the current OCF Margin % is 9.48% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Metro Bank Holdings (MTRBF) Overvalued in 2026?
Based on GuruFocus' analysis, Metro Bank Holdings stock appears to be overvalued.
The current stock price of $2.35 is trading 161.1% above its estimated GF Value™ of $0.90.
GuruFocus considers Metro Bank Holdings to be Significantly Overvalued.
Key valuation signals for MTRBF:
OCF Margin %: 9.48% (88% below median its 10-year median of 76.14)
GF Value™: $0.90 vs. price of $2.35 (161.1% above fair value)
Industry Position: 67.8% below the Banks median (#1449 of 1501)
No single metric tells the full story. See the MTRBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Metro Bank Holdings PLC is a holding company. The firm through its subsidiary engages in deposit-taking and lending activities with a focus on retail and small and medium-sized commercial customers in the United Kingdom. It engages in offering bank accounts, saving accounts, borrowing services, insurance, and mortgage services for personal and business banking.
44GF Score
Get the complete analysis for MTRBF
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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