The historical rank and industry rank for Metro Bank Holdings's Net Margin % or its related term are showing as below:
MTRBF'
s Net Margin % Range Over the Past 10 Years
Min: -69.74 Med: -2.46 Max: 10.49
Current: 8.91
MTRBF's Net Margin % is ranked worse than 89.12% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs MTRBF: 8.91
Metro Bank Holdings (OTCPK:MTRBF) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Metro Bank Holdings Net Margin % Related Terms
Metro Bank Holdings Net Margin % Historical Data
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The historical data trend for Metro Bank Holdings's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Metro Bank Holdings Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Metro Bank Holdings's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Metro Bank Holdings Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Metro Bank Holdings's Net Margin % distribution charts can be found below:
* The bar in red indicates where Metro Bank Holdings's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Metro Bank Holdings (MTRBF) has a Net Margin % of 7.44% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Metro Bank Holdings and its competitors. According to the industry distribution chart, Metro Bank Holdings ranks #1360 out of 1526 companies in the Banks industry, placing it in the top 89.1%.
Is Metro Bank Holdings' Net Margin % too high?
Metro Bank Holdings' current Net Margin % is 7.44%. The Banks industry median Net Margin % is 26.97. Metro Bank Holdings' value of 7.44% is 72.4% below this industry median. Based on the distribution chart, Metro Bank Holdings ranks #1360 out of 1526 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Metro Bank Holdings has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Metro Bank Holdings' Net Margin % compare to competitors?
According to the Banks industry distribution chart, Metro Bank Holdings ranks #1360 out of 1526 companies for Net Margin %. This places Metro Bank Holdings in the lower half of its industry. The industry median Net Margin % is 26.97. Metro Bank Holdings' value of 7.44% is 72.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Metro Bank Holdings's current Net Margin % of 7.44% is 72.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Metro Bank Holdings and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Metro Bank Holdings's current Net Margin % is 7.44%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Metro Bank Holdings stock overvalued right now?
Based on GuruFocus' analysis, Metro Bank Holdings (MTRBF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.90, compared to a current price of $2.35 — trading 161.1% above its estimated fair value. The current Net Margin % is 7.44% and 72.4% below the Banks industry median of 26.97. Metro Bank Holdings' overall GF Score™ is 44/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Metro Bank Holdings (MTRBF), the current Net Margin % is 7.44% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Metro Bank Holdings (MTRBF) Overvalued in 2026?
Based on GuruFocus' analysis, Metro Bank Holdings stock appears to be overvalued.
The current stock price of $2.35 is trading 161.1% above its estimated GF Value™ of $0.90.
GuruFocus considers Metro Bank Holdings to be Significantly Overvalued.
Key valuation signals for MTRBF:
Net Margin %: 7.44%
GF Value™: $0.90 vs. price of $2.35 (161.1% above fair value)
Industry Position: 72.4% below the Banks median (#1360 of 1526)
No single metric tells the full story. See the MTRBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Metro Bank Holdings PLC is a holding company. The firm through its subsidiary engages in deposit-taking and lending activities with a focus on retail and small and medium-sized commercial customers in the United Kingdom. It engages in offering bank accounts, saving accounts, borrowing services, insurance, and mortgage services for personal and business banking.
44GF Score
Get the complete analysis for MTRBF
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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