Unity Bank (NSA:UBP) FCF Margin %: -213.30% (As of Dec. 2023)


NSA:UBP Unity Bank PLC NSA:UBP
8 GF Score
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What is Unity Bank FCF Margin %?

Unity Bank NSA:UBP 8 FCF Margin % is -213.30% as of Dec. 2023. GuruFocus rates NSA:UBP with a GF Score™ of 8/100.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Unity Bank's Free Cash Flow for the six months ended in Dec. 2023 was ₦57,565.95 Mil. Unity Bank's Revenue for the six months ended in Dec. 2023 was ₦-26,988.72 Mil. Therefore, Unity Bank's FCF Margin % for the quarter that ended in Dec. 2023 was -213.30%.

As of today, Unity Bank's current FCF Yield % is 0.00%.

The historical rank and industry rank for Unity Bank's FCF Margin % or its related term are showing as below:

NSA:UBP' s FCF Margin % Range Over the Past 10 Years
Min: -213.3   Med: 0   Max: 0
Current: -213.3

NSA:UBP's FCF Margin % is not ranked
in the Banks industry.
Industry Median: 26.55 vs NSA:UBP: -213.30

Unity Bank FCF Margin % Related Terms

Unity Bank FCF Margin % Historical Data

* Premium members only.

The historical data trend for Unity Bank's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Unity Bank FCF Margin % Chart

Unity Bank Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
FCF Margin %
Get a 7-Day Free Trial Premium Member Only -162.17 63.97 -268.88 -119.10 -213.30

Unity Bank Semi-Annual Data
Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
FCF Margin % Get a 7-Day Free Trial Premium Member Only -162.17 63.97 -268.88 -119.10 -213.30

NSA:UBP vs USB, PNC: FCF Margin % Comparison

For the Banks - Regional subindustry, Unity Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Unity Bank FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Unity Bank's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Unity Bank's FCF Margin % falls into.


NSA:UBP
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Unity Bank PLC NSA:UBP
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Unity Bank FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Unity Bank's FCF Margin for the fiscal year that ended in Dec. 2023 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=57565.951/-26988.719
=-213.30 %

Unity Bank's FCF Margin for the quarter that ended in Dec. 2023 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2023 )/Revenue (Q: Dec. 2023 )
=57565.951/-26988.719
=-213.30 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -213.30% mean?
Unity Bank (NSA:UBP) has a FCF Margin % of -213.30% as of Dec. 2023. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Unity Bank and its competitors.
Is Unity Bank's FCF Margin % too high?
Unity Bank's current FCF Margin % is -213.30%. Overall, Unity Bank has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Unity Bank's FCF Margin % compare to USB and PNC?
Unity Bank's FCF Margin % of -213.30% can be compared against companies in the Banks industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Unity Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Unity Bank's current FCF Margin % is -213.30%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unity Bank stock overvalued right now?
Unity Bank (NSA:UBP) has a current FCF Margin % of -213.30%. The current FCF Margin % is -213.30%. Unity Bank's overall GF Score™ is 8/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Unity Bank (NSA:UBP), the current FCF Margin % is -213.30% as of Dec. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Unity Bank Business Description

Address Plot 42, Ahmed Onibudo Street, Victoria Island, Lagos, NGA
Unity Bank PLC provides a range of retail, corporate, treasury and investment banking services in Nigeria. The Bank's offerings include Private banking, Digital Banking, Business banking, custody services, consumer loans & mortgages, structured financing, and corporate leasing services among others. It has six Business segments Corporate Banking, Commercial Banking, Personal Banking, Private Banking, SME and Institutional Banking. The Bank operated two geographical segments in addition to the Head Office which is: North and South Bank, of which it dervies majority revenue from North Bank.
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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