Unity Bank (NSA:UBP) FCF Yield %: 0.00 (As of Jun. 26, 2026)


NSA:UBP Unity Bank PLC NSA:UBP
8 GF Score
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What is Unity Bank FCF Yield %?

Unity Bank NSA:UBP 8 FCF Yield % is 0.00 as of Jun. 26, 2026. GuruFocus rates NSA:UBP with a GF Score™ of 8/100.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Unity Bank's Trailing 12-Month Free Cash Flow is ₦57,565.95 Mil, and Market Cap is ₦17,650.90 Mil. Therefore, Unity Bank's FCF Yield % for today is 0.00%.

The historical rank and industry rank for Unity Bank's FCF Yield % or its related term are showing as below:


NSA:UBP's FCF Yield % is not ranked *
in the Banks industry.
Industry Median: 8.2
* Ranked among companies with meaningful FCF Yield % only.

Unity Bank's FCF Margin % for the quarter that ended in Dec. 2023 was -213.30%.


Unity Bank FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Unity Bank FCF Yield % Related Terms


Unity Bank FCF Yield % Historical Data

* Premium members only.

The historical data trend for Unity Bank's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Unity Bank FCF Yield % Chart

Unity Bank Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
FCF Yield %
Get a 7-Day Free Trial Premium Member Only -551.53 182.25 -1,114.00 -504.98 303.99

Unity Bank Semi-Annual Data
Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
FCF Yield % Get a 7-Day Free Trial Premium Member Only -551.53 182.25 -1,114.00 -504.98 303.99

NSA:UBP vs USB, PNC: FCF Yield % Comparison

For the Banks - Regional subindustry, Unity Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Unity Bank FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Unity Bank's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Unity Bank's FCF Yield % falls into.


NSA:UBP
8GF Score
Unity Bank PLC NSA:UBP
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Unity Bank FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Unity Bank's FCF Yield % for the fiscal year that ended in Dec. 2023 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=57565.951 / 18936.72756
=303.99%

Unity Bank's annualized FCF Yield % for the quarter that ended in Dec. 2023 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=57565.951 * 1 / 18936.72756
=303.99%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 0.00 mean?
Unity Bank (NSA:UBP) has a FCF Yield % of 0.00 as of Jun. 26, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Unity Bank and its competitors.
Is Unity Bank's FCF Yield % too high?
Unity Bank's current FCF Yield % is 0.00. Overall, Unity Bank has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Unity Bank's FCF Yield % compare to USB and PNC?
Unity Bank's FCF Yield % of 0.00 can be compared against companies in the Banks industry. The industry median FCF Yield % is 8.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.20, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Unity Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Unity Bank's current FCF Yield % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unity Bank stock overvalued right now?
Unity Bank (NSA:UBP) has a current FCF Yield % of 0.00. The current FCF Yield % is 0.00. Unity Bank's overall GF Score™ is 8/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Unity Bank (NSA:UBP), the current FCF Yield % is 0.00 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Unity Bank Business Description

Address Plot 42, Ahmed Onibudo Street, Victoria Island, Lagos, NGA
Unity Bank PLC provides a range of retail, corporate, treasury and investment banking services in Nigeria. The Bank's offerings include Private banking, Digital Banking, Business banking, custody services, consumer loans & mortgages, structured financing, and corporate leasing services among others. It has six Business segments Corporate Banking, Commercial Banking, Personal Banking, Private Banking, SME and Institutional Banking. The Bank operated two geographical segments in addition to the Head Office which is: North and South Bank, of which it dervies majority revenue from North Bank.
8GF Score

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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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