Unity Bank (NSA:UBP) 12-1 Month Momentum %: N/A% (As of Aug. 09, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSA:UBP Unity Bank PLC NSA:UBP
8 GF Score
Price ₦1.51
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What is Unity Bank 12-1 Month Momentum %?

Unity Bank NSA:UBP 8 12-1 Month Momentum % is N/A% as of Aug. 09, 2026. GuruFocus rates NSA:UBP with a GF Score™ of 8/100.

12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-08-09), Unity Bank's 12-1 Month Momentum % is N/A%.

The industry rank for Unity Bank's 12-1 Month Momentum % or its related term are showing as below:

NSA:UBP's 12-1 Month Momentum % is not ranked *
in the Banks industry.
Industry Median: 21.12
* Ranked among companies with meaningful 12-1 Month Momentum % only.

Unity Bank  (NSA:UBP) 12-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Unity Bank 12-1 Month Momentum % Related Terms


NSA:UBP vs USB, PNC: 12-1 Month Momentum % Comparison

For the Banks - Regional subindustry, Unity Bank's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Unity Bank 12-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Unity Bank's 12-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Unity Bank's 12-1 Month Momentum % falls into.


NSA:UBP
8GF Score
Unity Bank PLC NSA:UBP
12-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Unity Bank  (NSA:UBP) 12-1 Month Momentum % Calculation

12-1 Month Momentum % is calculated as following:

12-1 Month Momentum %=( Price 1-month ago / Price 12-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 12-1 Month Momentum % →
What does a 12-1 Month Momentum % of N/A% mean?
Unity Bank (NSA:UBP) has a 12-1 Month Momentum % of N/A% as of Aug. 09, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Unity Bank and its competitors.
Is Unity Bank's 12-1 Month Momentum % too high?
Unity Bank's current 12-1 Month Momentum % is N/A%. Overall, Unity Bank has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Unity Bank's 12-1 Month Momentum % compare to USB and PNC?
Unity Bank's 12-1 Month Momentum % of N/A% can be compared against companies in the Banks industry. The industry median 12-1 Month Momentum % is 21.12. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Banks company?
The median 12-1 Month Momentum % among Banks companies is 21.12, based on 1,597 companies in the industry. Companies in the top quartile (top 25%) have a 12-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Unity Bank and its competitors. For the Banks industry, the median 12-1 Month Momentum % is 21.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Unity Bank's current 12-1 Month Momentum % is N/A%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unity Bank stock overvalued right now?
Unity Bank (NSA:UBP) has a current 12-1 Month Momentum % of N/A%. The current 12-1 Month Momentum % is N/A%. Unity Bank's overall GF Score™ is 8/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For Unity Bank (NSA:UBP), the current 12-1 Month Momentum % is N/A% as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Unity Bank Business Description

Address Plot 42, Ahmed Onibudo Street, Victoria Island, Lagos, NGA
Unity Bank PLC provides a range of retail, corporate, treasury and investment banking services in Nigeria. The Bank's offerings include Private banking, Digital Banking, Business banking, custody services, consumer loans & mortgages, structured financing, and corporate leasing services among others. It has six Business segments Corporate Banking, Commercial Banking, Personal Banking, Private Banking, SME and Institutional Banking. The Bank operated two geographical segments in addition to the Head Office which is: North and South Bank, of which it dervies majority revenue from North Bank.
8GF Score

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12-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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