Beazley (STU:2D7) FCF Margin %: -36.78% (As of Dec. 2025)


STU:2D7 Beazley PLC STU:2D7
64 GF Score
Price €14.92
GF Value €38.79
! 6 Warning Signs
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What is Beazley FCF Margin %?

Beazley STU:2D7 +0.13% 64 FCF Margin % is -36.78% as of Dec. 2025. GuruFocus rates STU:2D7 with a GF Score™ of 64/100 and a GF Value™ of €38.79. The stock has 6 warning signs investors should review. Among 501 Insurance companies, Beazley ranks better than 98.6% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Beazley's Free Cash Flow for the six months ended in Dec. 2025 was €598.9 Mil. Beazley's Revenue for the six months ended in Dec. 2025 was €-1,628.2 Mil. Therefore, Beazley's FCF Margin % for the quarter that ended in Dec. 2025 was -36.78%.

As of today, Beazley's current FCF Yield % is 12.21%.

The historical rank and industry rank for Beazley's FCF Margin % or its related term are showing as below:

STU:2D7' s FCF Margin % Range Over the Past 10 Years
Min: -297.86   Med: 15.96   Max: 117.94
Current: 113.87


During the past 13 years, the highest FCF Margin % of Beazley was 117.94%. The lowest was -297.86%. And the median was 15.96%.

STU:2D7's FCF Margin % is ranked better than
98.6% of 501 companies
in the Insurance industry
Industry Median: 9.6 vs STU:2D7: 113.87


Beazley FCF Margin % Related Terms


Beazley FCF Margin % Historical Data

* Premium members only.

The historical data trend for Beazley's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Beazley FCF Margin % Chart

Beazley Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 34.93 -297.86 50.52 56.45 117.94

Beazley Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -57.75 16.49 -5.92 18.44 -36.78

STU:2D7 vs FNF, AXS, FAF: FCF Margin % Comparison

For the Insurance - Specialty subindustry, Beazley's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Beazley FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Beazley's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Beazley's FCF Margin % falls into.


STU:2D7
64GF Score
Beazley PLC STU:2D7
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Beazley FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Beazley's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1065.706/903.617
=117.94 %

Beazley's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=598.91/-1628.151
=-36.78 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -36.78% mean?
Beazley (STU:2D7) has a FCF Margin % of -36.78% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Beazley and its competitors. According to the industry distribution chart, Beazley ranks #7 out of 501 companies in the Insurance industry, placing it in the top 1.4%.
Is Beazley's FCF Margin % too high?
Beazley's current FCF Margin % is -36.78%. Based on the distribution chart, Beazley ranks #7 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Beazley has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Beazley's FCF Margin % compare to FNF and AXS?
According to the Insurance industry distribution chart, Beazley ranks #7 out of 501 companies for FCF Margin %. This places Beazley in the top 1% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 9.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Beazley and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Beazley's current FCF Margin % is -36.78%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Beazley stock overvalued right now?
Beazley (STU:2D7) has a current FCF Margin % of -36.78%. The stock's GF Value™ is €38.79, compared to a current price of €14.92 — trading 61.5% below its estimated fair value. The current FCF Margin % is -36.78%. Beazley's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Beazley (STU:2D7), the current FCF Margin % is -36.78% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Beazley (STU:2D7) Overvalued in 2026?

Based on GuruFocus' analysis, Beazley stock appears to be undervalued. The current stock price of €14.92 is trading 61.5% below its estimated GF Value™ of €38.79.

Key valuation signals for STU:2D7:

  • FCF Margin %: -36.78%
  • GF Value™: €38.79 vs. price of €14.92 (61.5% below fair value)
  • GF Score™: 64/100 with 6 warning signs

No single metric tells the full story. See the STU:2D7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Beazley Business Description

Address 22 Bishopsgate, London, GBR, EC2N 4BQ
Beazley PLC is a specialty insurer providing services to customers in the United Kingdom (its key market), the U.S., and Europe. It operates through the following segments: Cyber Risks, which underwrites cyber and technology risks; Digital, which underwrites a variety of marine, contingency, and SME liability risks through digital channels such as e-trading platforms and broker portals; MAP Risks, which underwrites marine, portfolio underwriting, and political and contingency business; Property Risk, which underwrites first party property risks and reinsurance business; and the Specialty Risks segment, which underwrites a wide range of liability classes, including employment practices risks and directors and officers, as well as healthcare, lawyers and international financial institutions.
64GF Score

Get the complete analysis for STU:2D7

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.92
Price
€38.79
GF Value