Voya FinancialSTU:V0Y +1.27%79 FCF Margin % is -1.81% as of Mar. 2026. GuruFocus rates STU:V0Y with a GF Score™ of 79/100 and a GF Value™ of €71.52 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 113 Diversified Financial Services companies, Voya Financial ranks better than 66.37% on this metric.
The historical rank and industry rank for Voya Financial's FCF Margin % or its related term are showing as below:
STU:V0Y'
s FCF Margin % Range Over the Past 10 Years
Min: 0.61 Med: 18.2 Max: 42.01
Current: 17.81
During the past 13 years, the highest FCF Margin % of Voya Financial was 42.01%. The lowest was 0.61%. And the median was 18.20%.
STU:V0Y's FCF Margin % is ranked better than 66.37% of 113
companies
in the Diversified Financial Services industry
Industry Median: 1.71
vs STU:V0Y: 17.81
Voya Financial FCF Margin % Related Terms
Voya Financial FCF Margin % Historical Data
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The historical data trend for Voya Financial's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:V0Y vs FRHC, HTH, TREE: FCF Margin % Comparison
For the Financial Conglomerates subindustry, Voya Financial's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Voya Financial FCF Margin % vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Voya Financial's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Voya Financial's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Voya Financial (STU:V0Y) has a FCF Margin % of -1.81% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Voya Financial and its competitors. Over the past decade, Voya Financial's FCF Margin % has ranged from 0.61 to 42.01. According to the industry distribution chart, Voya Financial ranks #38 out of 113 companies in the Diversified Financial Services industry, placing it in the top 33.6%.
Is Voya Financial's FCF Margin % too high?
Voya Financial's current FCF Margin % is -1.81%. Over the past 10 years, this metric has ranged from a low of 0.61 to a high of 42.01. Based on the distribution chart, Voya Financial ranks #38 out of 113 companies in the Diversified Financial Services industry, which is above the industry midpoint. Overall, Voya Financial has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Voya Financial's FCF Margin % compare to FRHC and HTH?
According to the Diversified Financial Services industry distribution chart, Voya Financial ranks #38 out of 113 companies for FCF Margin %. This puts Voya Financial in the upper half of its industry. The industry median FCF Margin % is 1.71. Historically, Voya Financial's own FCF Margin % has ranged from 0.61 to 42.01 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Diversified Financial Services company?
The median FCF Margin % among Diversified Financial Services companies is 1.71, based on 113 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Voya Financial and its competitors. For the Diversified Financial Services industry, the median FCF Margin % is 1.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Voya Financial's current FCF Margin % is -1.81%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Voya Financial stock overvalued right now?
Based on GuruFocus' analysis, Voya Financial (STU:V0Y) is currently considered Modestly Overvalued. The stock's GF Value™ is €71.52, compared to a current price of €79.50 — trading 11.2% above its estimated fair value. The current FCF Margin % is -1.81%. Voya Financial's overall GF Score™ is 79/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Voya Financial (STU:V0Y), the current FCF Margin % is -1.81% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Voya Financial (STU:V0Y) Overvalued in 2026?
Based on GuruFocus' analysis, Voya Financial stock appears to be overvalued.
The current stock price of €79.50 is trading 11.2% above its estimated GF Value™ of €71.52.
GuruFocus considers Voya Financial to be Modestly Overvalued.
Key valuation signals for STU:V0Y:
FCF Margin %: -1.81%
GF Value™: €71.52 vs. price of €79.50 (11.2% above fair value)
No single metric tells the full story. See the STU:V0Y stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Voya Financial Inc is a financial services company, which, through its subsidiaries, provides various investment, insurance, and retirement solutions to individual and institutional clients in the United States. Its products and services include tax savings plans, individual retirement accounts, group life insurance plans, and employee benefits products, among others. The company tailors each of its products to the needs of its customer base. It operates its business through three principal lines: Retirement, Investment Management and Employee Benefits.The majority revenue is from Retirement segment.
79GF Score
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