Voya FinancialSTU:V0Y +1.27%79 Net Margin % is 9.13% as of Mar. 2026, which is 10% above its 10-year median of 8.32. GuruFocus rates STU:V0Y with a GF Score™ of 79/100 and a GF Value™ of €71.52 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 112 Diversified Financial Services companies, Voya Financial ranks better than 51.79% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Voya Financial's Net Income for the
three
months ended in Mar. 2026 was €157 Mil. Voya Financial's Revenue for the
three
months ended in Mar. 2026 was €1,724 Mil. Therefore, Voya Financial's net margin for the quarter that ended in Mar. 2026 was 9.13%.
The historical rank and industry rank for Voya Financial's Net Margin % or its related term are showing as below:
STU:V0Y'
s Net Margin % Range Over the Past 10 Years
Min: -41.39 Med: 8.32 Max: 65.36
Current: 8.46
STU:V0Y's Net Margin % is ranked better than 51.79% of 112
companies
in the Diversified Financial Services industry
Industry Median: 8.24
vs STU:V0Y: 8.46
Voya Financial (STU:V0Y) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Voya Financial Net Margin % Related Terms
Voya Financial Net Margin % Historical Data
* Premium members only.
The historical data trend for Voya Financial's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:V0Y vs FRHC, HTH, TREE: Net Margin % Comparison
For the Financial Conglomerates subindustry, Voya Financial's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Voya Financial Net Margin % vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Voya Financial's Net Margin % distribution charts can be found below:
* The bar in red indicates where Voya Financial's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Voya Financial (STU:V0Y) has a Net Margin % of 9.13% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Voya Financial and its competitors. This is 10% above median its historical median of 8.32. According to the industry distribution chart, Voya Financial ranks #54 out of 112 companies in the Diversified Financial Services industry, placing it in the top 48.2%.
Is Voya Financial's Net Margin % too high?
Voya Financial's current Net Margin % of 9.13% is 10% above median its 10-year median of 8.32. The Diversified Financial Services industry median Net Margin % is 8.24. Voya Financial's value of 9.13% is 10.8% above this industry median. Based on the distribution chart, Voya Financial ranks #54 out of 112 companies in the Diversified Financial Services industry, which is above the industry midpoint. Overall, Voya Financial has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Voya Financial's Net Margin % compare to FRHC and HTH?
According to the Diversified Financial Services industry distribution chart, Voya Financial ranks #54 out of 112 companies for Net Margin %. This puts Voya Financial in the upper half of its industry. The industry median Net Margin % is 8.24. Voya Financial's value of 9.13% is 10.8% above this benchmark. While the company's 10-year median is 8.32 vs. the industry median of 8.24, Voya Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Diversified Financial Services company?
The median Net Margin % among Diversified Financial Services companies is 8.24, based on 112 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Voya Financial's current Net Margin % of 9.13% is 10.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Voya Financial and its competitors. For the Diversified Financial Services industry, the median Net Margin % is 8.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Voya Financial's current Net Margin % is 9.13%, which is 10% above median its own 10-year median of 8.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Voya Financial stock overvalued right now?
Based on GuruFocus' analysis, Voya Financial (STU:V0Y) is currently considered Modestly Overvalued. The stock's GF Value™ is €71.52, compared to a current price of €79.50 — trading 11.2% above its estimated fair value. The current Net Margin % is 9.13%, which is 10% above median its 10-year median of 8.32 and 10.8% above the Diversified Financial Services industry median of 8.24. Voya Financial's overall GF Score™ is 79/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Voya Financial (STU:V0Y), the current Net Margin % is 9.13% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Voya Financial (STU:V0Y) Overvalued in 2026?
Based on GuruFocus' analysis, Voya Financial stock appears to be overvalued.
The current stock price of €79.50 is trading 11.2% above its estimated GF Value™ of €71.52.
GuruFocus considers Voya Financial to be Modestly Overvalued.
Key valuation signals for STU:V0Y:
Net Margin %: 9.13% (10% above median its 10-year median of 8.32)
GF Value™: €71.52 vs. price of €79.50 (11.2% above fair value)
Industry Position: 10.8% above the Diversified Financial Services median (#54 of 112)
No single metric tells the full story. See the STU:V0Y stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Voya Financial Inc is a financial services company, which, through its subsidiaries, provides various investment, insurance, and retirement solutions to individual and institutional clients in the United States. Its products and services include tax savings plans, individual retirement accounts, group life insurance plans, and employee benefits products, among others. The company tailors each of its products to the needs of its customer base. It operates its business through three principal lines: Retirement, Investment Management and Employee Benefits.The majority revenue is from Retirement segment.
79GF Score
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