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Voya Financial has the GF Score of 80, which implies that the company
is
Likely to have average performance.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes Voya Financial
is
Likely to have average performance.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Voya Financial (STU:V0Y) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
Voya Financial GF Score Related Terms
STU:V0Y vs FRHC, HTH, TMS: GF Score Comparison
For the Financial Conglomerates subindustry, Voya Financial's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Voya Financial GF Score vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Voya Financial's GF Score distribution charts can be found below:
* The bar in red indicates where Voya Financial's GF Score falls into.
Voya Financial (STU:V0Y) has a GF Score of 80 as of Jul. 18, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Voya Financial and its competitors. This is near median its historical median of 76.00. Over the past decade, Voya Financial's GF Score has ranged from 52.00 to 80.00.
Is Voya Financial's GF Score too high?
Voya Financial's current GF Score of 80 is near median its 10-year median of 76.00. Over the past 10 years, this metric has ranged from a low of 52.00 to a high of 80.00. Overall, Voya Financial has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Voya Financial's GF Score compare to FRHC and HTH?
Voya Financial's GF Score of 80 can be compared against companies in the Diversified Financial Services industry. Historically, Voya Financial's own GF Score has ranged from 52.00 to 80.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Diversified Financial Services company?
A good GF Score depends on the Diversified Financial Services industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Voya Financial and its competitors. Voya Financial's current GF Score is 80, which is near median its own 10-year median of 76.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Voya Financial stock overvalued right now?
Based on GuruFocus' analysis, Voya Financial (STU:V0Y) is currently considered Modestly Overvalued. The stock's GF Value™ is €71.61, compared to a current price of €87.00 — trading 21.5% above its estimated fair value. The current GF Score is 80, which is near median its 10-year median of 76.00. Voya Financial's overall GF Score™ is 80/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Voya Financial (STU:V0Y), the current GF Score is 80 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Voya Financial (STU:V0Y) Overvalued in 2026?
Based on GuruFocus' analysis, Voya Financial stock appears to be overvalued.
The current stock price of €87.00 is trading 21.5% above its estimated GF Value™ of €71.61.
GuruFocus considers Voya Financial to be Modestly Overvalued.
Key valuation signals for STU:V0Y:
GF Score: 80 (near median its 10-year median of 76.00)
GF Value™: €71.61 vs. price of €87.00 (21.5% above fair value)
No single metric tells the full story. See the STU:V0Y stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Voya Financial Inc is a financial services company, which, through its subsidiaries, provides various investment, insurance, and retirement solutions to individual and institutional clients in the United States. Its products and services include tax savings plans, individual retirement accounts, group life insurance plans, and employee benefits products, among others. The company tailors each of its products to the needs of its customer base. It operates its business through three principal lines: Retirement, Investment Management and Employee Benefits.The majority revenue is from Retirement segment.
80GF Score
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