Entie Commercial Bank (TPE:2849) FCF Margin %: -8.99% (As of Dec. 2025)


TPE:2849 Entie Commercial Bank TPE:2849
64 GF Score
Price NT$14.60
GF Value NT$14.17
Valuation Fairly Valued
! 3 Warning Signs
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What is Entie Commercial Bank FCF Margin %?

Entie Commercial Bank TPE:2849 +0.34% 64 FCF Margin % is -8.99% as of Dec. 2025. GuruFocus rates TPE:2849 with a GF Score™ of 64/100 and a GF Value™ of NT$14.17 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,506 Banks companies, Entie Commercial Bank ranks worse than 69.65% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Entie Commercial Bank's Free Cash Flow for the three months ended in Dec. 2025 was NT$-139 Mil. Entie Commercial Bank's Revenue for the three months ended in Dec. 2025 was NT$1,545 Mil. Therefore, Entie Commercial Bank's FCF Margin % for the quarter that ended in Dec. 2025 was -8.99%.

As of today, Entie Commercial Bank's current FCF Yield % is 1.36%.

The historical rank and industry rank for Entie Commercial Bank's FCF Margin % or its related term are showing as below:

TPE:2849' s FCF Margin % Range Over the Past 10 Years
Min: -26.41   Med: 33.56   Max: 534.82
Current: 6.7


During the past 13 years, the highest FCF Margin % of Entie Commercial Bank was 534.82%. The lowest was -26.41%. And the median was 33.56%.

TPE:2849's FCF Margin % is ranked worse than
69.65% of 1506 companies
in the Banks industry
Industry Median: 26.355 vs TPE:2849: 6.70


Entie Commercial Bank FCF Margin % Related Terms


Entie Commercial Bank FCF Margin % Historical Data

* Premium members only.

The historical data trend for Entie Commercial Bank's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Entie Commercial Bank FCF Margin % Chart

Entie Commercial Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 80.43 -23.06 38.97 28.14 6.70

Entie Commercial Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 68.73 -16.91 -19.06 69.62 -8.99

TPE:2849 vs PNC, USB: FCF Margin % Comparison

For the Banks - Regional subindustry, Entie Commercial Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Entie Commercial Bank FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Entie Commercial Bank's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Entie Commercial Bank's FCF Margin % falls into.


TPE:2849
64GF Score
Entie Commercial Bank TPE:2849
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Entie Commercial Bank FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Entie Commercial Bank's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=386.445/5764.545
=6.70 %

Entie Commercial Bank's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-138.891/1544.993
=-8.99 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -8.99% mean?
Entie Commercial Bank (TPE:2849) has a FCF Margin % of -8.99% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Entie Commercial Bank and its competitors. According to the industry distribution chart, Entie Commercial Bank ranks #1049 out of 1506 companies in the Banks industry, placing it in the top 69.7%.
Is Entie Commercial Bank's FCF Margin % too high?
Entie Commercial Bank's current FCF Margin % is -8.99%. Based on the distribution chart, Entie Commercial Bank ranks #1049 out of 1506 companies in the Banks industry, which is below the industry midpoint. Overall, Entie Commercial Bank has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Entie Commercial Bank's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Entie Commercial Bank ranks #1049 out of 1506 companies for FCF Margin %. This places Entie Commercial Bank in the lower half of its industry. The industry median FCF Margin % is 26.36. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.36, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Entie Commercial Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Entie Commercial Bank's current FCF Margin % is -8.99%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Entie Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Entie Commercial Bank (TPE:2849) is currently considered Fairly Valued. The stock's GF Value™ is NT$14.17, compared to a current price of NT$14.60 — trading 3% above its estimated fair value. The current FCF Margin % is -8.99%. Entie Commercial Bank's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Entie Commercial Bank (TPE:2849), the current FCF Margin % is -8.99% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Entie Commercial Bank (TPE:2849) Overvalued in 2026?

Based on GuruFocus' analysis, Entie Commercial Bank stock appears to be overvalued. The current stock price of NT$14.60 is trading 3% above its estimated GF Value™ of NT$14.17. GuruFocus considers Entie Commercial Bank to be Fairly Valued.

Key valuation signals for TPE:2849:

  • FCF Margin %: -8.99%
  • GF Value™: NT$14.17 vs. price of NT$14.60 (3% above fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the TPE:2849 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Entie Commercial Bank Business Description

Address Xinyi Road, 40th floor, No. 7, Section 5, Xinyi Disctrict, Taipei, TWN, 11049
Entie Commercial Bank Entie Commercial Bank is engaged in banking activities and services in Taiwan. the Bank has three operating segments: Retail Banking includes the business of consumer finance and wealth management, Corporate Banking includes the business of corporates and financial markets, and Operating Management is responsible for the business relevant to operating management. the bank derives the vast majority of its revenue from the corporate segment. The Bank mainly operates its business in Taiwan.
64GF Score

Get the complete analysis for TPE:2849

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$14.60
Price
NT$14.17
GF Value