Entie Commercial Bank (TPE:2849) Net Margin %: 25.53% (As of Dec. 2025) — 11% Below Median


TPE:2849 Entie Commercial Bank TPE:2849
64 GF Score
Price NT$14.60
GF Value NT$14.17
Valuation Fairly Valued
! 3 Warning Signs
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What is Entie Commercial Bank Net Margin %?

Entie Commercial Bank TPE:2849 +0.34% 64 Net Margin % is 25.53% as of Dec. 2025, which is 11% below its 10-year median of 28.68. GuruFocus rates TPE:2849 with a GF Score™ of 64/100 and a GF Value™ of NT$14.17 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,528 Banks companies, Entie Commercial Bank ranks worse than 50.52% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Entie Commercial Bank's Net Income for the three months ended in Dec. 2025 was NT$394 Mil. Entie Commercial Bank's Revenue for the three months ended in Dec. 2025 was NT$1,545 Mil. Therefore, Entie Commercial Bank's net margin for the quarter that ended in Dec. 2025 was 25.53%.

The historical rank and industry rank for Entie Commercial Bank's Net Margin % or its related term are showing as below:

TPE:2849' s Net Margin % Range Over the Past 10 Years
Min: 14.94   Med: 28.68   Max: 39.17
Current: 26.7


TPE:2849's Net Margin % is ranked worse than
50.52% of 1528 companies
in the Banks industry
Industry Median: 26.845 vs TPE:2849: 26.70

Entie Commercial Bank  (TPE:2849) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Entie Commercial Bank Net Margin % Related Terms


Entie Commercial Bank Net Margin % Historical Data

* Premium members only.

The historical data trend for Entie Commercial Bank's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Entie Commercial Bank Net Margin % Chart

Entie Commercial Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 39.17 17.81 18.91 23.93 26.70

Entie Commercial Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.25 26.59 23.64 30.92 25.53

TPE:2849 vs PNC, USB: Net Margin % Comparison

For the Banks - Regional subindustry, Entie Commercial Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Entie Commercial Bank Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Entie Commercial Bank's Net Margin % distribution charts can be found below:

* The bar in red indicates where Entie Commercial Bank's Net Margin % falls into.


TPE:2849
64GF Score
Entie Commercial Bank TPE:2849
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Entie Commercial Bank Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Entie Commercial Bank's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1538.983/5764.545
=26.70 %

Entie Commercial Bank's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=394.473/1544.993
=25.53 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 25.53% mean?
Entie Commercial Bank (TPE:2849) has a Net Margin % of 25.53% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Entie Commercial Bank and its competitors. This is 11% below median its historical median of 28.68. Over the past decade, Entie Commercial Bank's Net Margin % has ranged from 14.94 to 39.17. According to the industry distribution chart, Entie Commercial Bank ranks #772 out of 1528 companies in the Banks industry, placing it in the top 50.5%.
Is Entie Commercial Bank's Net Margin % too high?
Entie Commercial Bank's current Net Margin % of 25.53% is 11% below median its 10-year median of 28.68. Over the past 10 years, this metric has ranged from a low of 14.94 to a high of 39.17. The Banks industry median Net Margin % is 26.85. Entie Commercial Bank's value of 25.53% is 4.9% below this industry median. Based on the distribution chart, Entie Commercial Bank ranks #772 out of 1528 companies in the Banks industry, which is below the industry midpoint. Overall, Entie Commercial Bank has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Entie Commercial Bank's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Entie Commercial Bank ranks #772 out of 1528 companies for Net Margin %. This places Entie Commercial Bank in the lower half of its industry. The industry median Net Margin % is 26.85. Entie Commercial Bank's value of 25.53% is 4.9% below this benchmark. Historically, Entie Commercial Bank's own Net Margin % has ranged from 14.94 to 39.17 over the past decade. While the company's 10-year median is 28.68 vs. the industry median of 26.85, Entie Commercial Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Entie Commercial Bank's current Net Margin % of 25.53% is 4.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Entie Commercial Bank and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Entie Commercial Bank's current Net Margin % is 25.53%, which is 11% below median its own 10-year median of 28.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Entie Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Entie Commercial Bank (TPE:2849) is currently considered Fairly Valued. The stock's GF Value™ is NT$14.17, compared to a current price of NT$14.60 — trading 3% above its estimated fair value. The current Net Margin % is 25.53%, which is 11% below median its 10-year median of 28.68 and 4.9% below the Banks industry median of 26.85. Entie Commercial Bank's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Entie Commercial Bank (TPE:2849), the current Net Margin % is 25.53% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Entie Commercial Bank (TPE:2849) Overvalued in 2026?

Based on GuruFocus' analysis, Entie Commercial Bank stock appears to be overvalued. The current stock price of NT$14.60 is trading 3% above its estimated GF Value™ of NT$14.17. GuruFocus considers Entie Commercial Bank to be Fairly Valued.

Key valuation signals for TPE:2849:

  • Net Margin %: 25.53% (11% below median its 10-year median of 28.68)
  • GF Value™: NT$14.17 vs. price of NT$14.60 (3% above fair value)
  • GF Score™: 64/100 with 3 warning signs
  • Industry Position: 4.9% below the Banks median (#772 of 1528)

No single metric tells the full story. See the TPE:2849 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Entie Commercial Bank Business Description

Address Xinyi Road, 40th floor, No. 7, Section 5, Xinyi Disctrict, Taipei, TWN, 11049
Entie Commercial Bank Entie Commercial Bank is engaged in banking activities and services in Taiwan. the Bank has three operating segments: Retail Banking includes the business of consumer finance and wealth management, Corporate Banking includes the business of corporates and financial markets, and Operating Management is responsible for the business relevant to operating management. the bank derives the vast majority of its revenue from the corporate segment. The Bank mainly operates its business in Taiwan.
64GF Score

Get the complete analysis for TPE:2849

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$14.60
Price
NT$14.17
GF Value