Entie Commercial Bank (TPE:2849) Pretax Margin %: 27.10% (As of Dec. 2025) — 18% Below Median


TPE:2849 Entie Commercial Bank TPE:2849
64 GF Score
Price NT$14.40
GF Value NT$14.17
Valuation Fairly Valued
! 3 Warning Signs
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What is Entie Commercial Bank Pretax Margin %?

Entie Commercial Bank TPE:2849 -1.37% 64 Pretax Margin % is 27.10% as of Dec. 2025, which is 18% below its 10-year median of 32.88. GuruFocus rates TPE:2849 with a GF Score™ of 64/100 and a GF Value™ of NT$14.17 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,528 Banks companies, Entie Commercial Bank ranks worse than 64.2% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Entie Commercial Bank's Pre-Tax Income for the three months ended in Dec. 2025 was NT$419 Mil. Entie Commercial Bank's Revenue for the three months ended in Dec. 2025 was NT$1,545 Mil. Therefore, Entie Commercial Bank's pretax margin for the quarter that ended in Dec. 2025 was 27.10%.

The historical rank and industry rank for Entie Commercial Bank's Pretax Margin % or its related term are showing as below:

TPE:2849' s Pretax Margin % Range Over the Past 10 Years
Min: 21.47   Med: 32.88   Max: 44.76
Current: 29.56


TPE:2849's Pretax Margin % is ranked worse than
64.2% of 1528 companies
in the Banks industry
Industry Median: 34.715 vs TPE:2849: 29.56

Entie Commercial Bank  (TPE:2849) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Entie Commercial Bank Pretax Margin % Related Terms


Entie Commercial Bank Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Entie Commercial Bank's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Entie Commercial Bank Pretax Margin % Chart

Entie Commercial Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 44.76 21.56 21.47 24.79 29.56

Entie Commercial Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.72 31.11 28.71 31.51 27.10

TPE:2849 vs PNC, USB: Pretax Margin % Comparison

For the Banks - Regional subindustry, Entie Commercial Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Entie Commercial Bank Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Entie Commercial Bank's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Entie Commercial Bank's Pretax Margin % falls into.


TPE:2849
64GF Score
Entie Commercial Bank TPE:2849
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Entie Commercial Bank Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Entie Commercial Bank's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1703.938/5764.545
=29.56 %

Entie Commercial Bank's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=418.729/1544.993
=27.10 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 27.10% mean?
Entie Commercial Bank (TPE:2849) has a Pretax Margin % of 27.10% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Entie Commercial Bank and its competitors. This is 18% below median its historical median of 32.88. Over the past decade, Entie Commercial Bank's Pretax Margin % has ranged from 21.47 to 44.76. According to the industry distribution chart, Entie Commercial Bank ranks #981 out of 1528 companies in the Banks industry, placing it in the top 64.2%.
Is Entie Commercial Bank's Pretax Margin % too high?
Entie Commercial Bank's current Pretax Margin % of 27.10% is 18% below median its 10-year median of 32.88. Over the past 10 years, this metric has ranged from a low of 21.47 to a high of 44.76. The Banks industry median Pretax Margin % is 34.72. Entie Commercial Bank's value of 27.10% is 21.9% below this industry median. Based on the distribution chart, Entie Commercial Bank ranks #981 out of 1528 companies in the Banks industry, which is below the industry midpoint. Overall, Entie Commercial Bank has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Entie Commercial Bank's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Entie Commercial Bank ranks #981 out of 1528 companies for Pretax Margin %. This places Entie Commercial Bank in the lower half of its industry. The industry median Pretax Margin % is 34.72. Entie Commercial Bank's value of 27.10% is 21.9% below this benchmark. Historically, Entie Commercial Bank's own Pretax Margin % has ranged from 21.47 to 44.76 over the past decade. While the company's 10-year median is 32.88 vs. the industry median of 34.72, Entie Commercial Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Entie Commercial Bank's current Pretax Margin % of 27.10% is 21.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Entie Commercial Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Entie Commercial Bank's current Pretax Margin % is 27.10%, which is 18% below median its own 10-year median of 32.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Entie Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Entie Commercial Bank (TPE:2849) is currently considered Fairly Valued. The stock's GF Value™ is NT$14.17, compared to a current price of NT$14.40 — trading 1.6% above its estimated fair value. The current Pretax Margin % is 27.10%, which is 18% below median its 10-year median of 32.88 and 21.9% below the Banks industry median of 34.72. Entie Commercial Bank's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Entie Commercial Bank (TPE:2849), the current Pretax Margin % is 27.10% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Entie Commercial Bank (TPE:2849) Overvalued in 2026?

Based on GuruFocus' analysis, Entie Commercial Bank stock appears to be overvalued. The current stock price of NT$14.40 is trading 1.6% above its estimated GF Value™ of NT$14.17. GuruFocus considers Entie Commercial Bank to be Fairly Valued.

Key valuation signals for TPE:2849:

  • Pretax Margin %: 27.10% (18% below median its 10-year median of 32.88)
  • GF Value™: NT$14.17 vs. price of NT$14.40 (1.6% above fair value)
  • GF Score™: 64/100 with 3 warning signs
  • Industry Position: 21.9% below the Banks median (#981 of 1528)

No single metric tells the full story. See the TPE:2849 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Entie Commercial Bank Business Description

Address Xinyi Road, 40th floor, No. 7, Section 5, Xinyi Disctrict, Taipei, TWN, 11049
Entie Commercial Bank Entie Commercial Bank is engaged in banking activities and services in Taiwan. the Bank has three operating segments: Retail Banking includes the business of consumer finance and wealth management, Corporate Banking includes the business of corporates and financial markets, and Operating Management is responsible for the business relevant to operating management. the bank derives the vast majority of its revenue from the corporate segment. The Bank mainly operates its business in Taiwan.
64GF Score

Get the complete analysis for TPE:2849

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$14.40
Price
NT$14.17
GF Value