Jeevan Bikas Laghubitta Bittiyanstha (XNEP:JBLB) FCF Margin %: 0.00% (As of Apr. 2026)

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XNEP:JBLB Jeevan Bikas Laghubitta Bittiya Sanstha Ltd XNEP:JBLB
91 GF Score
Price NPR1,250.00
GF Value NPR1,282.14
Valuation Fairly Valued
! 2 Warning Signs
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What is Jeevan Bikas Laghubitta Bittiyanstha FCF Margin %?

Jeevan Bikas Laghubitta Bittiyanstha XNEP:JBLB 91 FCF Margin % is 0.00% as of Apr. 2026. GuruFocus rates XNEP:JBLB with a GF Score™ of 91/100 and a GF Value™ of NPR1,282.14 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,507 Banks companies, Jeevan Bikas Laghubitta Bittiyanstha ranks worse than 58.59% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Jeevan Bikas Laghubitta Bittiyanstha's Free Cash Flow for the three months ended in Apr. 2026 was NPR0 Mil. Jeevan Bikas Laghubitta Bittiyanstha's Revenue for the three months ended in Apr. 2026 was NPR746 Mil. Therefore, Jeevan Bikas Laghubitta Bittiyanstha's FCF Margin % for the quarter that ended in Apr. 2026 was 0.00%.

As of today, Jeevan Bikas Laghubitta Bittiyanstha's current FCF Yield % is 0.00%.

The historical rank and industry rank for Jeevan Bikas Laghubitta Bittiyanstha's FCF Margin % or its related term are showing as below:

XNEP:JBLB' s FCF Margin % Range Over the Past 10 Years
Min: -670.29   Med: -41.75   Max: 29.47
Current: 20.21


During the past 7 years, the highest FCF Margin % of Jeevan Bikas Laghubitta Bittiyanstha was 29.47%. The lowest was -670.29%. And the median was -41.75%.

XNEP:JBLB's FCF Margin % is ranked worse than
58.59% of 1507 companies
in the Banks industry
Industry Median: 26.61 vs XNEP:JBLB: 20.21


Jeevan Bikas Laghubitta Bittiyanstha FCF Margin % Related Terms


Jeevan Bikas Laghubitta Bittiyanstha FCF Margin % Historical Data

* Premium members only.

The historical data trend for Jeevan Bikas Laghubitta Bittiyanstha's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jeevan Bikas Laghubitta Bittiyanstha FCF Margin % Chart

Jeevan Bikas Laghubitta Bittiyanstha Annual Data
Trend Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
FCF Margin %
Get a 7-Day Free Trial -313.70 -41.75 25.67 29.47 21.98

Jeevan Bikas Laghubitta Bittiyanstha Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

XNEP:JBLB vs : FCF Margin % Comparison

For the Banks - Regional subindustry, Jeevan Bikas Laghubitta Bittiyanstha's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jeevan Bikas Laghubitta Bittiyanstha FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Jeevan Bikas Laghubitta Bittiyanstha's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Jeevan Bikas Laghubitta Bittiyanstha's FCF Margin % falls into.


XNEP:JBLB
91GF Score
Jeevan Bikas Laghubitta Bittiya Sanstha Ltd XNEP:JBLB
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jeevan Bikas Laghubitta Bittiyanstha FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Jeevan Bikas Laghubitta Bittiyanstha's FCF Margin for the fiscal year that ended in Jul. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Jul. 2025 )/Revenue (A: Jul. 2025 )
=529.987/2411.179
=21.98 %

Jeevan Bikas Laghubitta Bittiyanstha's FCF Margin for the quarter that ended in Apr. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Apr. 2026 )/Revenue (Q: Apr. 2026 )
=0/745.986
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 0.00% mean?
Jeevan Bikas Laghubitta Bittiyanstha (XNEP:JBLB) has a FCF Margin % of 0.00% as of Apr. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Jeevan Bikas Laghubitta Bittiyanstha and its competitors. According to the industry distribution chart, Jeevan Bikas Laghubitta Bittiyanstha ranks #883 out of 1507 companies in the Banks industry, placing it in the top 58.6%.
Is Jeevan Bikas Laghubitta Bittiyanstha's FCF Margin % too high?
Jeevan Bikas Laghubitta Bittiyanstha's current FCF Margin % is 0.00%. Based on the distribution chart, Jeevan Bikas Laghubitta Bittiyanstha ranks #883 out of 1507 companies in the Banks industry, which is below the industry midpoint. Overall, Jeevan Bikas Laghubitta Bittiyanstha has a GF Score™ of 91/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jeevan Bikas Laghubitta Bittiyanstha's FCF Margin % compare to ?
According to the Banks industry distribution chart, Jeevan Bikas Laghubitta Bittiyanstha ranks #883 out of 1507 companies for FCF Margin %. This places Jeevan Bikas Laghubitta Bittiyanstha in the lower half of its industry. The industry median FCF Margin % is 26.61. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.61, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Jeevan Bikas Laghubitta Bittiyanstha and its competitors. For the Banks industry, the median FCF Margin % is 26.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jeevan Bikas Laghubitta Bittiyanstha's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jeevan Bikas Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Jeevan Bikas Laghubitta Bittiyanstha (XNEP:JBLB) is currently considered Fairly Valued. The stock's GF Value™ is NPR1,282.14, compared to a current price of NPR1,250.00 — trading 2.5% below its estimated fair value. The current FCF Margin % is 0.00%. Jeevan Bikas Laghubitta Bittiyanstha's overall GF Score™ is 91/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Jeevan Bikas Laghubitta Bittiyanstha (XNEP:JBLB), the current FCF Margin % is 0.00% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jeevan Bikas Laghubitta Bittiyanstha (XNEP:JBLB) Overvalued in 2026?

Based on GuruFocus' analysis, Jeevan Bikas Laghubitta Bittiyanstha stock appears to be undervalued. The current stock price of NPR1,250.00 is trading 2.5% below its estimated GF Value™ of NPR1,282.14. GuruFocus considers Jeevan Bikas Laghubitta Bittiyanstha to be Fairly Valued.

Key valuation signals for XNEP:JBLB:

  • FCF Margin %: 0.00%
  • GF Value™: NPR1,282.14 vs. price of NPR1,250.00 (2.5% below fair value)
  • GF Score™: 91/100 with 2 warning signs

No single metric tells the full story. See the XNEP:JBLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jeevan Bikas Laghubitta Bittiyanstha Business Description

Comparable Companies
Address Katahari-1, Morang, NPL
Jeevan Bikas Laghubitta Bittiya Sanstha Ltd is a microfinance institution in Nepal that focuses on providing financial services to underserved and low-income communities. Its offerings include microloans, savings, and insurance to empower individuals, particularly women, in rural areas. The company's operating segments include: a. Banking Segment, which involves functions like collecting deposits and lending activities among other similar activities. b. Treasury Segment, which involves short term and long-term investment activities like investing in T-Bills, Bonds, Shares of companies etc. c. Remittance Segment, which involves activities of transferring/receiving funds locally and/or globally. The majority of revenue is derived from the Banking segment.
91GF Score

Get the complete analysis for XNEP:JBLB

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR1,250.00
Price
NPR1,282.14
GF Value