Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Jeevan Bikas Laghubitta Bittiyanstha (XNEP:JBLB) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Jeevan Bikas Laghubitta Bittiyanstha PEG Ratio Related Terms
Jeevan Bikas Laghubitta Bittiyanstha PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jeevan Bikas Laghubitta Bittiyanstha PEG Ratio Chart
For the Banks - Regional subindustry, Jeevan Bikas Laghubitta Bittiyanstha's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jeevan Bikas Laghubitta Bittiyanstha PEG Ratio vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Jeevan Bikas Laghubitta Bittiyanstha (XNEP:JBLB) has a PEG Ratio of 4.70 as of Aug. 07, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Jeevan Bikas Laghubitta Bittiyanstha and its competitors. This is 18% below median its historical median of 5.71. Over the past decade, Jeevan Bikas Laghubitta Bittiyanstha's PEG Ratio has ranged from 0.83 to 6.46. According to the industry distribution chart, Jeevan Bikas Laghubitta Bittiyanstha ranks #1029 out of 1230 companies in the Banks industry, placing it in the top 83.7%.
Is Jeevan Bikas Laghubitta Bittiyanstha's PEG Ratio too high?
Jeevan Bikas Laghubitta Bittiyanstha's current PEG Ratio of 4.70 is 18% below median its 10-year median of 5.71. Over the past 10 years, this metric has ranged from a low of 0.83 to a high of 6.46. The Banks industry median PEG Ratio is 1.56. Jeevan Bikas Laghubitta Bittiyanstha's value of 4.70 is 201.3% above this industry median. Based on the distribution chart, Jeevan Bikas Laghubitta Bittiyanstha ranks #1029 out of 1230 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Jeevan Bikas Laghubitta Bittiyanstha has a GF Score™ of 92/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jeevan Bikas Laghubitta Bittiyanstha's PEG Ratio compare to ?
According to the Banks industry distribution chart, Jeevan Bikas Laghubitta Bittiyanstha ranks #1029 out of 1230 companies for PEG Ratio. This places Jeevan Bikas Laghubitta Bittiyanstha in the lower half of its industry. The industry median PEG Ratio is 1.56. Jeevan Bikas Laghubitta Bittiyanstha's value of 4.70 is 201.3% above this benchmark. Historically, Jeevan Bikas Laghubitta Bittiyanstha's own PEG Ratio has ranged from 0.83 to 6.46 over the past decade. While the company's 10-year median is 5.71 vs. the industry median of 1.56, Jeevan Bikas Laghubitta Bittiyanstha has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.56, based on 1,230 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jeevan Bikas Laghubitta Bittiyanstha's current PEG Ratio of 4.70 is 201.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Jeevan Bikas Laghubitta Bittiyanstha and its competitors. For the Banks industry, the median PEG Ratio is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jeevan Bikas Laghubitta Bittiyanstha's current PEG Ratio is 4.70, which is 18% below median its own 10-year median of 5.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jeevan Bikas Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Jeevan Bikas Laghubitta Bittiyanstha (XNEP:JBLB) is currently considered Fairly Valued. The stock's GF Value™ is NPR1,284.12, compared to a current price of NPR1,260.00 — trading 1.9% below its estimated fair value. The current PEG Ratio is 4.70, which is 18% below median its 10-year median of 5.71 and 201.3% above the Banks industry median of 1.56. Jeevan Bikas Laghubitta Bittiyanstha's overall GF Score™ is 92/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Jeevan Bikas Laghubitta Bittiyanstha (XNEP:JBLB), the current PEG Ratio is 4.70 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jeevan Bikas Laghubitta Bittiyanstha (XNEP:JBLB) Overvalued in 2026?
Based on GuruFocus' analysis, Jeevan Bikas Laghubitta Bittiyanstha stock appears to be undervalued.
The current stock price of NPR1,260.00 is trading 1.9% below its estimated GF Value™ of NPR1,284.12.
GuruFocus considers Jeevan Bikas Laghubitta Bittiyanstha to be Fairly Valued.
Key valuation signals for XNEP:JBLB:
PEG Ratio: 4.70 (18% below median its 10-year median of 5.71)
GF Value™: NPR1,284.12 vs. price of NPR1,260.00 (1.9% below fair value)
Industry Position: 201.3% above the Banks median (#1029 of 1230)
No single metric tells the full story. See the XNEP:JBLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jeevan Bikas Laghubitta Bittiya Sanstha Ltd is a microfinance institution in Nepal that focuses on providing financial services to underserved and low-income communities. Its offerings include microloans, savings, and insurance to empower individuals, particularly women, in rural areas. The company's operating segments include: a. Banking Segment, which involves functions like collecting deposits and lending activities among other similar activities. b. Treasury Segment, which involves short term and long-term investment activities like investing in T-Bills, Bonds, Shares of companies etc. c. Remittance Segment, which involves activities of transferring/receiving funds locally and/or globally. The majority of revenue is derived from the Banking segment.
92GF Score
Get the complete analysis for XNEP:JBLB
PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XNEP:JBLB has been successfully added to your 
