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The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. As of today (2026-08-05), Jeevan Bikas Laghubitta Bittiyanstha's share price is NPR1262.10.
Jeevan Bikas Laghubitta Bittiyanstha's EPS without NRI for the trailing twelve months (TTM) ended in Apr. 2026 was NPR10.47. Therefore, Jeevan Bikas Laghubitta Bittiyanstha's PE Ratio without NRI for today is 120.54.
During the past 7 years, Jeevan Bikas Laghubitta Bittiyanstha's highest PE Ratio without NRI was 175.00. The lowest was 20.00. And the median was 37.46.
Jeevan Bikas Laghubitta Bittiyanstha (XNEP:JBLB) PE Ratio without NRI Explanation
The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.
If a company loses money, the PE Ratio becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.
Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.
Jeevan Bikas Laghubitta Bittiyanstha PE Ratio without NRI Related Terms
Jeevan Bikas Laghubitta Bittiyanstha PE Ratio without NRI Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jeevan Bikas Laghubitta Bittiyanstha PE Ratio without NRI Chart
For the Banks - Regional subindustry, Jeevan Bikas Laghubitta Bittiyanstha's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jeevan Bikas Laghubitta Bittiyanstha PE Ratio without NRI vs Banks Industry
For the Banks industry and Financial Services sector, Jeevan Bikas Laghubitta Bittiyanstha's PE Ratio without NRI distribution charts can be found below:
* The bar in red indicates where Jeevan Bikas Laghubitta Bittiyanstha's PE Ratio without NRI falls into.
Jeevan Bikas Laghubitta Bittiyanstha PE Ratio without NRI Calculation
The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. Regular PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than regular PE Ratio.
Jeevan Bikas Laghubitta Bittiyanstha's Share Price of today is NPR1262.10.
Jeevan Bikas Laghubitta Bittiyanstha's EPS without NRI for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR10.47.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months.
For Forward PE Ratio, the earnings are the expected earnings for the next twelve months.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
Jeevan Bikas Laghubitta Bittiyanstha (XNEP:JBLB) has a PE Ratio without NRI of 120.54 as of Aug. 05, 2026. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Jeevan Bikas Laghubitta Bittiyanstha and its competitors. This is 222% above median its historical median of 37.46. Over the past decade, Jeevan Bikas Laghubitta Bittiyanstha's PE Ratio without NRI has ranged from 20.00 to 175.00. According to the industry distribution chart, Jeevan Bikas Laghubitta Bittiyanstha ranks #1435 out of 1447 companies in the Banks industry, placing it in the top 99.2%.
Is Jeevan Bikas Laghubitta Bittiyanstha's PE Ratio without NRI too high?
Jeevan Bikas Laghubitta Bittiyanstha's current PE Ratio without NRI of 120.54 is 222% above median its 10-year median of 37.46. Over the past 10 years, this metric has ranged from a low of 20.00 to a high of 175.00. The Banks industry median PE Ratio without NRI is 11.60. Jeevan Bikas Laghubitta Bittiyanstha's value of 120.54 is 939.1% above this industry median. Based on the distribution chart, Jeevan Bikas Laghubitta Bittiyanstha ranks #1435 out of 1447 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Jeevan Bikas Laghubitta Bittiyanstha has a GF Score™ of 92/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jeevan Bikas Laghubitta Bittiyanstha's PE Ratio without NRI compare to ?
According to the Banks industry distribution chart, Jeevan Bikas Laghubitta Bittiyanstha ranks #1435 out of 1447 companies for PE Ratio without NRI. This places Jeevan Bikas Laghubitta Bittiyanstha in the lower half of its industry. The industry median PE Ratio without NRI is 11.60. Jeevan Bikas Laghubitta Bittiyanstha's value of 120.54 is 939.1% above this benchmark. Historically, Jeevan Bikas Laghubitta Bittiyanstha's own PE Ratio without NRI has ranged from 20.00 to 175.00 over the past decade. While the company's 10-year median is 37.46 vs. the industry median of 11.60, Jeevan Bikas Laghubitta Bittiyanstha has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio without NRI for a Banks company?
The median PE Ratio without NRI among Banks companies is 11.60, based on 1,447 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio without NRI significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jeevan Bikas Laghubitta Bittiyanstha's current PE Ratio without NRI of 120.54 is 939.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio without NRI mean?
A high PE Ratio without NRI can signal that a stock is expensive relative to its fundamentals. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Jeevan Bikas Laghubitta Bittiyanstha and its competitors. For the Banks industry, the median PE Ratio without NRI is 11.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jeevan Bikas Laghubitta Bittiyanstha's current PE Ratio without NRI is 120.54, which is 222% above median its own 10-year median of 37.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jeevan Bikas Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Jeevan Bikas Laghubitta Bittiyanstha (XNEP:JBLB) is currently considered Fairly Valued. The stock's GF Value™ is NPR1,283.80, compared to a current price of NPR1,262.10 — trading 1.7% below its estimated fair value. The current PE Ratio without NRI is 120.54, which is 222% above median its 10-year median of 37.46 and 939.1% above the Banks industry median of 11.60. Jeevan Bikas Laghubitta Bittiyanstha's overall GF Score™ is 92/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio without NRI calculated?
PE Ratio without NRI is calculated from a company's financial statements. For Jeevan Bikas Laghubitta Bittiyanstha (XNEP:JBLB), the current PE Ratio without NRI is 120.54 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jeevan Bikas Laghubitta Bittiyanstha (XNEP:JBLB) Overvalued in 2026?
Based on GuruFocus' analysis, Jeevan Bikas Laghubitta Bittiyanstha stock appears to be undervalued.
The current stock price of NPR1,262.10 is trading 1.7% below its estimated GF Value™ of NPR1,283.80.
GuruFocus considers Jeevan Bikas Laghubitta Bittiyanstha to be Fairly Valued.
Key valuation signals for XNEP:JBLB:
PE Ratio without NRI: 120.54 (222% above median its 10-year median of 37.46)
GF Value™: NPR1,283.80 vs. price of NPR1,262.10 (1.7% below fair value)
Industry Position: 939.1% above the Banks median (#1435 of 1447)
No single metric tells the full story. See the XNEP:JBLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jeevan Bikas Laghubitta Bittiya Sanstha Ltd is a microfinance institution in Nepal that focuses on providing financial services to underserved and low-income communities. Its offerings include microloans, savings, and insurance to empower individuals, particularly women, in rural areas. The company's operating segments include: a. Banking Segment, which involves functions like collecting deposits and lending activities among other similar activities. b. Treasury Segment, which involves short term and long-term investment activities like investing in T-Bills, Bonds, Shares of companies etc. c. Remittance Segment, which involves activities of transferring/receiving funds locally and/or globally. The majority of revenue is derived from the Banking segment.
92GF Score
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