Jeevan Bikas Laghubitta Bittiyanstha (XNEP:JBLB) Operating Margin %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:JBLB Jeevan Bikas Laghubitta Bittiya Sanstha Ltd XNEP:JBLB
91 GF Score
Price NPR1,250.00
GF Value NPR1,282.14
Valuation Fairly Valued
! 2 Warning Signs
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What is Jeevan Bikas Laghubitta Bittiyanstha Operating Margin %?

Operating Margin % does not apply to banks and insurance companies.

XNEP:JBLB
91GF Score
Jeevan Bikas Laghubitta Bittiya Sanstha Ltd XNEP:JBLB
Operating Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Jeevan Bikas Laghubitta Bittiyanstha (XNEP:JBLB) Overvalued in 2026?

Based on GuruFocus' analysis, Jeevan Bikas Laghubitta Bittiyanstha stock appears to be undervalued. The current stock price of NPR1,250.00 is trading 2.5% below its estimated GF Value™ of NPR1,282.14. GuruFocus considers Jeevan Bikas Laghubitta Bittiyanstha to be Fairly Valued.

Key valuation signals for XNEP:JBLB:

  • Operating Margin %:
  • GF Value™: NPR1,282.14 vs. price of NPR1,250.00 (2.5% below fair value)
  • GF Score™: 91/100 with 2 warning signs

No single metric tells the full story. See the XNEP:JBLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jeevan Bikas Laghubitta Bittiyanstha Business Description

Comparable Companies
Address Katahari-1, Morang, NPL
Jeevan Bikas Laghubitta Bittiya Sanstha Ltd is a microfinance institution in Nepal that focuses on providing financial services to underserved and low-income communities. Its offerings include microloans, savings, and insurance to empower individuals, particularly women, in rural areas. The company's operating segments include: a. Banking Segment, which involves functions like collecting deposits and lending activities among other similar activities. b. Treasury Segment, which involves short term and long-term investment activities like investing in T-Bills, Bonds, Shares of companies etc. c. Remittance Segment, which involves activities of transferring/receiving funds locally and/or globally. The majority of revenue is derived from the Banking segment.
91GF Score

Get the complete analysis for XNEP:JBLB

Operating Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR1,250.00
Price
NPR1,282.14
GF Value