Australian Finance Group (ASX:AFG) FCF Yield %: 8.33 (As of Jul. 09, 2026) — Near Median


ASX:AFG Australian Finance Group Ltd ASX:AFG
64 GF Score
Price A$1.65
GF Value A$2.96
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Australian Finance Group FCF Yield %?

Australian Finance Group ASX:AFG -2.65% 64 FCF Yield % is 8.33 as of Jul. 09, 2026, which is 3% above its 10-year median of 8.11. GuruFocus rates ASX:AFG with a GF Score™ of 64/100 and a GF Value™ of A$2.96 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,502 Banks companies, Australian Finance Group ranks better than 50.6% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Australian Finance Group's Trailing 12-Month Free Cash Flow is A$38.1 Mil, and Market Cap is A$457.3 Mil. Therefore, Australian Finance Group's FCF Yield % for today is 8.33%.

The historical rank and industry rank for Australian Finance Group's FCF Yield % or its related term are showing as below:

ASX:AFG' s FCF Yield % Range Over the Past 10 Years
Min: 3.41   Med: 8.11   Max: 21.11
Current: 8.33


During the past 11 years, the highest FCF Yield % of Australian Finance Group was 21.11%. The lowest was 3.41%. And the median was 8.11%.

ASX:AFG's FCF Yield % is ranked better than
50.6% of 1502 companies
in the Banks industry
Industry Median: 8.205 vs ASX:AFG: 8.33

Australian Finance Group's FCF Margin % for the quarter that ended in Dec. 2025 was 3.16%.


Australian Finance Group FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Australian Finance Group FCF Yield % Related Terms


Australian Finance Group FCF Yield % Historical Data

* Premium members only.

The historical data trend for Australian Finance Group's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Australian Finance Group FCF Yield % Chart

Australian Finance Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.75 9.68 9.31 5.60 4.85

Australian Finance Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.75 9.23 4.89 6.48 6.08

ASX:AFG vs RKT, FNMA, PFSI: FCF Yield % Comparison

For the Mortgage Finance subindustry, Australian Finance Group's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Australian Finance Group FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Australian Finance Group's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Australian Finance Group's FCF Yield % falls into.


ASX:AFG
64GF Score
Australian Finance Group Ltd ASX:AFG
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Australian Finance Group FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Australian Finance Group's FCF Yield % for the fiscal year that ended in Jun. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=30.1 / 620.132
=4.85%

Australian Finance Group's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=18 * 2 / 592.4368
=6.08%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 8.33 mean?
Australian Finance Group (ASX:AFG) has a FCF Yield % of 8.33 as of Jul. 09, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Australian Finance Group and its competitors. This is near median its historical median of 8.11. Over the past decade, Australian Finance Group's FCF Yield % has ranged from 3.41 to 21.11. According to the industry distribution chart, Australian Finance Group ranks #742 out of 1502 companies in the Banks industry, placing it in the top 49.4%.
Is Australian Finance Group's FCF Yield % too high?
Australian Finance Group's current FCF Yield % of 8.33 is near median its 10-year median of 8.11. Over the past 10 years, this metric has ranged from a low of 3.41 to a high of 21.11. The Banks industry median FCF Yield % is 8.21. Australian Finance Group's value of 8.33 is 1.5% above this industry median. Based on the distribution chart, Australian Finance Group ranks #742 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, Australian Finance Group has a GF Score™ of 64/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Australian Finance Group's FCF Yield % compare to RKT and FNMA?
According to the Banks industry distribution chart, Australian Finance Group ranks #742 out of 1502 companies for FCF Yield %. This puts Australian Finance Group in the upper half of its industry. The industry median FCF Yield % is 8.21. Australian Finance Group's value of 8.33 is 1.5% above this benchmark. Historically, Australian Finance Group's own FCF Yield % has ranged from 3.41 to 21.11 over the past decade. While the company's 10-year median is 8.11 vs. the industry median of 8.21, Australian Finance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.21, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Australian Finance Group's current FCF Yield % of 8.33 is 1.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Australian Finance Group and its competitors. For the Banks industry, the median FCF Yield % is 8.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Australian Finance Group's current FCF Yield % is 8.33, which is near median its own 10-year median of 8.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Australian Finance Group stock overvalued right now?
Based on GuruFocus' analysis, Australian Finance Group (ASX:AFG) is currently considered Significantly Undervalued. The stock's GF Value™ is A$2.96, compared to a current price of A$1.65 — trading 44.3% below its estimated fair value. The current FCF Yield % is 8.33, which is near median its 10-year median of 8.11 and 1.5% above the Banks industry median of 8.21. Australian Finance Group's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Australian Finance Group (ASX:AFG), the current FCF Yield % is 8.33 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Australian Finance Group (ASX:AFG) Overvalued in 2026?

Based on GuruFocus' analysis, Australian Finance Group stock appears to be undervalued. The current stock price of A$1.65 is trading 44.3% below its estimated GF Value™ of A$2.96. GuruFocus considers Australian Finance Group to be Significantly Undervalued.

Key valuation signals for ASX:AFG:

  • FCF Yield %: 8.33 (near median its 10-year median of 8.11)
  • GF Value™: A$2.96 vs. price of A$1.65 (44.3% below fair value)
  • GF Score™: 64/100 with 3 warning signs
  • Industry Position: 1.5% above the Banks median (#742 of 1502)

No single metric tells the full story. See the ASX:AFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Australian Finance Group Business Description

Address 100 Havelock Street, Level 4, West Perth, Perth, WA, AUS, 6005
Australian Finance Group Ltd is engaged in mortgage origination and management of home loans and commercial loans. It also distributes its own branded home loan products including traditional mortgage management products, white label. The company's segment includes Distribution, Manufacturing and Central. It generates maximum revenue from the Distribution segment.
64GF Score

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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.65
Price
A$2.96
GF Value