Australian Finance Group (ASX:AFG) ROC %: % (As of Dec. 2025)


ASX:AFG Australian Finance Group Ltd ASX:AFG
60 GF Score
Price A$1.65
GF Value A$2.96
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Australian Finance Group ROC %?

Australian Finance Group ASX:AFG -2.65% 60 ROC % is % as of Dec. 2025. GuruFocus rates ASX:AFG with a GF Score™ of 60/100 and a GF Value™ of A$2.96 (Significantly Undervalued). The stock has 3 warning signs investors should review.

ROC %does not apply to banks.

ASX:AFG
60GF Score
Australian Finance Group Ltd ASX:AFG
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Australian Finance Group (ASX:AFG) has a ROC % of % as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Australian Finance Group and its competitors.
Is Australian Finance Group's ROC % too high?
Australian Finance Group's current ROC % is %. Overall, Australian Finance Group has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Australian Finance Group's ROC % compare to RKT and FNMA?
Australian Finance Group's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Australian Finance Group and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Australian Finance Group's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Australian Finance Group stock overvalued right now?
Based on GuruFocus' analysis, Australian Finance Group (ASX:AFG) is currently considered Significantly Undervalued. The stock's GF Value™ is A$2.96, compared to a current price of A$1.65 — trading 44.3% below its estimated fair value. The current ROC % is %. Australian Finance Group's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Australian Finance Group (ASX:AFG), the current ROC % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Australian Finance Group (ASX:AFG) Overvalued in 2026?

Based on GuruFocus' analysis, Australian Finance Group stock appears to be undervalued. The current stock price of A$1.65 is trading 44.3% below its estimated GF Value™ of A$2.96. GuruFocus considers Australian Finance Group to be Significantly Undervalued.

Key valuation signals for ASX:AFG:

  • ROC %: %
  • GF Value™: A$2.96 vs. price of A$1.65 (44.3% below fair value)
  • GF Score™: 60/100 with 3 warning signs

No single metric tells the full story. See the ASX:AFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Australian Finance Group Business Description

Address 100 Havelock Street, Level 4, West Perth, Perth, WA, AUS, 6005
Australian Finance Group Ltd is engaged in mortgage origination and management of home loans and commercial loans. It also distributes its own branded home loan products including traditional mortgage management products, white label. The company's segment includes Distribution, Manufacturing and Central. It generates maximum revenue from the Distribution segment.
60GF Score

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ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.65
Price
A$2.96
GF Value