Australian Finance GroupASX:AFG -2.65%64 PEG Ratio is 4.34 as of Jul. 09, 2026, which is 274% above its 10-year median of 1.16. GuruFocus rates ASX:AFG with a GF Score™ of 64/100 and a GF Value™ of A$2.96 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,228 Banks companies, Australian Finance Group ranks worse than 82.33% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Australian Finance Group's PEG Ratio or its related term are showing as below:
ASX:AFG'
s PEG Ratio Range Over the Past 10 Years
Min: 0.61 Med: 1.16 Max: 8.96
Current: 4.34
During the past 11 years, Australian Finance Group's highest PEG Ratio was 8.96. The lowest was 0.61. And the median was 1.16.
ASX:AFG's PEG Ratio is ranked worse than 82.33% of 1228
companies
in the Banks industry
Industry Median: 1.52
vs ASX:AFG: 4.34
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Australian Finance Group (ASX:AFG) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Australian Finance Group PEG Ratio Related Terms
Australian Finance Group PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Australian Finance Group's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Australian Finance Group PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Australian Finance Group's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Australian Finance Group's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Australian Finance Group (ASX:AFG) has a PEG Ratio of 4.34 as of Jul. 09, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Australian Finance Group and its competitors. This is 274% above median its historical median of 1.16. Over the past decade, Australian Finance Group's PEG Ratio has ranged from 0.61 to 8.96. According to the industry distribution chart, Australian Finance Group ranks #1011 out of 1228 companies in the Banks industry, placing it in the top 82.3%.
Is Australian Finance Group's PEG Ratio too high?
Australian Finance Group's current PEG Ratio of 4.34 is 274% above median its 10-year median of 1.16. Over the past 10 years, this metric has ranged from a low of 0.61 to a high of 8.96. The Banks industry median PEG Ratio is 1.52. Australian Finance Group's value of 4.34 is 185.5% above this industry median. Based on the distribution chart, Australian Finance Group ranks #1011 out of 1228 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Australian Finance Group has a GF Score™ of 64/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Australian Finance Group's PEG Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Australian Finance Group ranks #1011 out of 1228 companies for PEG Ratio. This places Australian Finance Group in the lower half of its industry. The industry median PEG Ratio is 1.52. Australian Finance Group's value of 4.34 is 185.5% above this benchmark. Historically, Australian Finance Group's own PEG Ratio has ranged from 0.61 to 8.96 over the past decade. While the company's 10-year median is 1.16 vs. the industry median of 1.52, Australian Finance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Australian Finance Group's current PEG Ratio of 4.34 is 185.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Australian Finance Group and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Australian Finance Group's current PEG Ratio is 4.34, which is 274% above median its own 10-year median of 1.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Australian Finance Group stock overvalued right now?
Based on GuruFocus' analysis, Australian Finance Group (ASX:AFG) is currently considered Significantly Undervalued. The stock's GF Value™ is A$2.96, compared to a current price of A$1.65 — trading 44.3% below its estimated fair value. The current PEG Ratio is 4.34, which is 274% above median its 10-year median of 1.16 and 185.5% above the Banks industry median of 1.52. Australian Finance Group's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Australian Finance Group (ASX:AFG), the current PEG Ratio is 4.34 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Australian Finance Group (ASX:AFG) Overvalued in 2026?
Based on GuruFocus' analysis, Australian Finance Group stock appears to be undervalued.
The current stock price of A$1.65 is trading 44.3% below its estimated GF Value™ of A$2.96.
GuruFocus considers Australian Finance Group to be Significantly Undervalued.
Key valuation signals for ASX:AFG:
PEG Ratio: 4.34 (274% above median its 10-year median of 1.16)
GF Value™: A$2.96 vs. price of A$1.65 (44.3% below fair value)
Industry Position: 185.5% above the Banks median (#1011 of 1228)
No single metric tells the full story. See the ASX:AFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Australian Finance Group Ltd is engaged in mortgage origination and management of home loans and commercial loans. It also distributes its own branded home loan products including traditional mortgage management products, white label. The company's segment includes Distribution, Manufacturing and Central. It generates maximum revenue from the Distribution segment.
64GF Score
Get the complete analysis for ASX:AFG
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