Australian Finance Group (ASX:AFG) Selling, General, & Admin. Expense: A$64.2 Mil (TTM As of Dec. 2025)


ASX:AFG Australian Finance Group Ltd ASX:AFG
60 GF Score
Price A$1.66
GF Value A$2.96
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Australian Finance Group Selling, General, & Admin. Expense?

Australian Finance Group ASX:AFG +0.61% 60 Selling, General, & Admin. Expense is A$64.2 Mil as of Dec. 2025. GuruFocus rates ASX:AFG with a GF Score™ of 60/100 and a GF Value™ of A$2.96 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Australian Finance Group's selling, general, & admin. expense for the six months ended in Dec. 2025 was A$31.8 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2025 was A$64.2 Mil.


Australian Finance Group  (ASX:AFG) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Australian Finance Group Selling, General, & Admin. Expense Related Terms


Australian Finance Group Selling, General, & Admin. Expense Historical Data

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The historical data trend for Australian Finance Group's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Australian Finance Group Selling, General, & Admin. Expense Chart

Australian Finance Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 40.92 54.64 67.16 62.82 68.60

Australian Finance Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 32.83 29.99 36.20 32.40 31.80

ASX:AFG vs RKT, FNMA, PFSI: Selling, General, & Admin. Expense Comparison

For the Mortgage Finance subindustry, Australian Finance Group's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Australian Finance Group Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, Australian Finance Group's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Australian Finance Group's Selling, General, & Admin. Expense falls into.


ASX:AFG
60GF Score
Australian Finance Group Ltd ASX:AFG
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Australian Finance Group Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was A$64.2 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of A$64.2 Mil mean?
Australian Finance Group (ASX:AFG) has a Selling, General, & Admin. Expense of A$64.2 Mil as of Dec. 2025. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Australian Finance Group and its competitors.
Is Australian Finance Group's Selling, General, & Admin. Expense too high?
Australian Finance Group's current Selling, General, & Admin. Expense is A$64.2 Mil. Overall, Australian Finance Group has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Australian Finance Group's Selling, General, & Admin. Expense compare to RKT and FNMA?
Australian Finance Group's Selling, General, & Admin. Expense of A$64.2 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Australian Finance Group and its competitors. Australian Finance Group's current Selling, General, & Admin. Expense is A$64.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Australian Finance Group stock overvalued right now?
Based on GuruFocus' analysis, Australian Finance Group (ASX:AFG) is currently considered Significantly Undervalued. The stock's GF Value™ is A$2.96, compared to a current price of A$1.66 — trading 43.9% below its estimated fair value. The current Selling, General, & Admin. Expense is A$64.2 Mil. Australian Finance Group's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Australian Finance Group (ASX:AFG), the current Selling, General, & Admin. Expense is A$64.2 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Australian Finance Group (ASX:AFG) Overvalued in 2026?

Based on GuruFocus' analysis, Australian Finance Group stock appears to be undervalued. The current stock price of A$1.66 is trading 43.9% below its estimated GF Value™ of A$2.96. GuruFocus considers Australian Finance Group to be Significantly Undervalued.

Key valuation signals for ASX:AFG:

  • Selling, General, & Admin. Expense: A$64.2 Mil
  • GF Value™: A$2.96 vs. price of A$1.66 (43.9% below fair value)
  • GF Score™: 60/100 with 3 warning signs

No single metric tells the full story. See the ASX:AFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Australian Finance Group Business Description

Address 100 Havelock Street, Level 4, West Perth, Perth, WA, AUS, 6005
Australian Finance Group Ltd is engaged in mortgage origination and management of home loans and commercial loans. It also distributes its own branded home loan products including traditional mortgage management products, white label. The company's segment includes Distribution, Manufacturing and Central. It generates maximum revenue from the Distribution segment.
60GF Score

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Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.66
Price
A$2.96
GF Value