Scintilla Commercial & Credit (BOM:538857) FCF Yield %: -0.12 (As of Aug. 04, 2026)

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BOM:538857 Scintilla Commercial & Credit Ltd BOM:538857
38 GF Score
Price ₹12.20
GF Value ₹5.67
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Scintilla Commercial & Credit FCF Yield %?

Scintilla Commercial & Credit BOM:538857 38 FCF Yield % is -0.12 as of Aug. 04, 2026. GuruFocus rates BOM:538857 with a GF Score™ of 38/100 and a GF Value™ of ₹5.67 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 542 Credit Services companies, Scintilla Commercial & Credit ranks better than 50.55% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Scintilla Commercial & Credit's Trailing 12-Month Free Cash Flow is ₹-0.15 Mil, and Market Cap is ₹122.34 Mil. Therefore, Scintilla Commercial & Credit's FCF Yield % for today is -0.12%.

The historical rank and industry rank for Scintilla Commercial & Credit's FCF Yield % or its related term are showing as below:

BOM:538857' s FCF Yield % Range Over the Past 10 Years
Min: -0.12   Med: 0   Max: 0
Current: -0.12


BOM:538857's FCF Yield % is ranked better than
50.55% of 542 companies
in the Credit Services industry
Industry Median: -0.3 vs BOM:538857: -0.12

Scintilla Commercial & Credit's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.


Scintilla Commercial & Credit FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Scintilla Commercial & Credit FCF Yield % Related Terms


Scintilla Commercial & Credit FCF Yield % Historical Data

* Premium members only.

The historical data trend for Scintilla Commercial & Credit's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Scintilla Commercial & Credit FCF Yield % Chart

Scintilla Commercial & Credit Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -16.75 10.64 -10.00 -1.59 -0.12

Scintilla Commercial & Credit Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BOM:538857 vs V, MA, AXP: FCF Yield % Comparison

For the Credit Services subindustry, Scintilla Commercial & Credit's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Scintilla Commercial & Credit FCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Scintilla Commercial & Credit's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Scintilla Commercial & Credit's FCF Yield % falls into.


BOM:538857
38GF Score
Scintilla Commercial & Credit Ltd BOM:538857
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Scintilla Commercial & Credit FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Scintilla Commercial & Credit's FCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-0.153 / 131.06596
=-0.12%

Scintilla Commercial & Credit's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 131.06596
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -0.12 mean?
Scintilla Commercial & Credit (BOM:538857) has a FCF Yield % of -0.12 as of Aug. 04, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Scintilla Commercial & Credit and its competitors. According to the industry distribution chart, Scintilla Commercial & Credit ranks #268 out of 542 companies in the Credit Services industry, placing it in the top 49.4%.
Is Scintilla Commercial & Credit's FCF Yield % too high?
Scintilla Commercial & Credit's current FCF Yield % is -0.12. Based on the distribution chart, Scintilla Commercial & Credit ranks #268 out of 542 companies in the Credit Services industry, which is above the industry midpoint. Overall, Scintilla Commercial & Credit has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Scintilla Commercial & Credit's FCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Scintilla Commercial & Credit ranks #268 out of 542 companies for FCF Yield %. This puts Scintilla Commercial & Credit in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Scintilla Commercial & Credit and its competitors. Scintilla Commercial & Credit's current FCF Yield % is -0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Scintilla Commercial & Credit stock overvalued right now?
Based on GuruFocus' analysis, Scintilla Commercial & Credit (BOM:538857) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹5.67, compared to a current price of ₹12.20 — trading 115.2% above its estimated fair value. The current FCF Yield % is -0.12. Scintilla Commercial & Credit's overall GF Score™ is 38/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Scintilla Commercial & Credit (BOM:538857), the current FCF Yield % is -0.12 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Scintilla Commercial & Credit (BOM:538857) Overvalued in 2026?

Based on GuruFocus' analysis, Scintilla Commercial & Credit stock appears to be overvalued. The current stock price of ₹12.20 is trading 115.2% above its estimated GF Value™ of ₹5.67. GuruFocus considers Scintilla Commercial & Credit to be Significantly Overvalued.

Key valuation signals for BOM:538857:

  • FCF Yield %: -0.12
  • GF Value™: ₹5.67 vs. price of ₹12.20 (115.2% above fair value)
  • GF Score™: 38/100 with 3 warning signs

No single metric tells the full story. See the BOM:538857 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Scintilla Commercial & Credit Business Description

Address 3, Bentinck Street, Room No. D-8, 4th Floor, Jajodia Tower, Kolkata, WB, IND, 700001
Scintilla Commercial & Credit Ltd is a non-banking financial company. The company is engaged in the business of providing loans and advances and investment in shares of other companies. The company generates revenue from Interest income.
38GF Score

Get the complete analysis for BOM:538857

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹12.20
Price
₹5.67
GF Value