Scintilla Commercial & Credit (BOM:538857) Shareholder Yield % : -0.30% (As of Mar. 2026)

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BOM:538857 Scintilla Commercial & Credit Ltd BOM:538857
38 GF Score
Price ₹12.20
GF Value ₹5.67
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Scintilla Commercial & Credit Shareholder Yield %?

Scintilla Commercial & Credit BOM:538857 38 Shareholder Yield % is -0.30% as of Mar. 2026. GuruFocus rates BOM:538857 with a GF Score™ of 38/100 and a GF Value™ of ₹5.67 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 493 Credit Services companies, Scintilla Commercial & Credit ranks better than 59.23% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Scintilla Commercial & Credit's Shareholder Yield % was -0.30%.


Scintilla Commercial & Credit  (BOM:538857) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Scintilla Commercial & Credit Shareholder Yield % Related Terms


Scintilla Commercial & Credit Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Scintilla Commercial & Credit's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Scintilla Commercial & Credit Shareholder Yield % Chart

Scintilla Commercial & Credit Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 -0.83 -15.91 12.96 -0.29

Scintilla Commercial & Credit Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.96 9.36 -0.33 -0.21 -0.29

BOM:538857 vs V, MA, AXP: Shareholder Yield % Comparison

For the Credit Services subindustry, Scintilla Commercial & Credit's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Scintilla Commercial & Credit Shareholder Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Scintilla Commercial & Credit's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Scintilla Commercial & Credit's Shareholder Yield % falls into.


BOM:538857
38GF Score
Scintilla Commercial & Credit Ltd BOM:538857
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Scintilla Commercial & Credit Shareholder Yield % Calculation

Scintilla Commercial & Credit's Shareholder Yield % for the quarter that ended in Mar. 2026 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=0.00 %+0.00 %+-0.29 %
=-0.29 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of -0.30% mean?
Scintilla Commercial & Credit (BOM:538857) has a Shareholder Yield % of -0.30% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Scintilla Commercial & Credit and its competitors. According to the industry distribution chart, Scintilla Commercial & Credit ranks #201 out of 493 companies in the Credit Services industry, placing it in the top 40.8%.
Is Scintilla Commercial & Credit's Shareholder Yield % too high?
Scintilla Commercial & Credit's current Shareholder Yield % is -0.30%. Based on the distribution chart, Scintilla Commercial & Credit ranks #201 out of 493 companies in the Credit Services industry, which is above the industry midpoint. Overall, Scintilla Commercial & Credit has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Scintilla Commercial & Credit's Shareholder Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Scintilla Commercial & Credit ranks #201 out of 493 companies for Shareholder Yield %. This puts Scintilla Commercial & Credit in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Credit Services company?
A good Shareholder Yield % depends on the Credit Services industry context. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Scintilla Commercial & Credit and its competitors. Scintilla Commercial & Credit's current Shareholder Yield % is -0.30%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Scintilla Commercial & Credit stock overvalued right now?
Based on GuruFocus' analysis, Scintilla Commercial & Credit (BOM:538857) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹5.67, compared to a current price of ₹12.20 — trading 115.2% above its estimated fair value. The current Shareholder Yield % is -0.30%. Scintilla Commercial & Credit's overall GF Score™ is 38/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Scintilla Commercial & Credit (BOM:538857), the current Shareholder Yield % is -0.30% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Scintilla Commercial & Credit (BOM:538857) Overvalued in 2026?

Based on GuruFocus' analysis, Scintilla Commercial & Credit stock appears to be overvalued. The current stock price of ₹12.20 is trading 115.2% above its estimated GF Value™ of ₹5.67. GuruFocus considers Scintilla Commercial & Credit to be Significantly Overvalued.

Key valuation signals for BOM:538857:

  • Shareholder Yield %: -0.30%
  • GF Value™: ₹5.67 vs. price of ₹12.20 (115.2% above fair value)
  • GF Score™: 38/100 with 3 warning signs

No single metric tells the full story. See the BOM:538857 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Scintilla Commercial & Credit Business Description

Address 3, Bentinck Street, Room No. D-8, 4th Floor, Jajodia Tower, Kolkata, WB, IND, 700001
Scintilla Commercial & Credit Ltd is a non-banking financial company. The company is engaged in the business of providing loans and advances and investment in shares of other companies. The company generates revenue from Interest income.
38GF Score

Get the complete analysis for BOM:538857

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹12.20
Price
₹5.67
GF Value