Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Scintilla Commercial & Credit's Revenue for the
three
months ended in Jun. 2026 was ₹1.43 Mil. Scintilla Commercial & Credit's average Accounts Receivable for the
three
months ended in Jun. 2026 was ₹2.50 Mil.
Hence, Scintilla Commercial & Credit's Receivables Turnover for the
three
months ended in Jun. 2026 was 0.57.
An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.
Scintilla Commercial & Credit Receivables Turnover Related Terms
Scintilla Commercial & Credit Receivables Turnover Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:538857 vs V, MA, AXP: Receivables Turnover Comparison
For the Credit Services subindustry, Scintilla Commercial & Credit's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Scintilla Commercial & Credit Receivables Turnover vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Scintilla Commercial & Credit's Receivables Turnover distribution charts can be found below:
* The bar in red indicates where Scintilla Commercial & Credit's Receivables Turnover falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Scintilla Commercial & Credit (BOM:538857) has a Receivables Turnover of 0.57 as of Jun. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Scintilla Commercial & Credit and its competitors. According to the industry distribution chart, Scintilla Commercial & Credit ranks #209 out of 301 companies in the Credit Services industry, placing it in the top 69.4%.
Is Scintilla Commercial & Credit's Receivables Turnover too high?
Scintilla Commercial & Credit's current Receivables Turnover is 0.57. The Credit Services industry median Receivables Turnover is 8.42. Scintilla Commercial & Credit's value of 0.57 is 93.2% below this industry median. Based on the distribution chart, Scintilla Commercial & Credit ranks #209 out of 301 companies in the Credit Services industry, which is below the industry midpoint. Overall, Scintilla Commercial & Credit has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Scintilla Commercial & Credit's Receivables Turnover compare to V and MA?
According to the Credit Services industry distribution chart, Scintilla Commercial & Credit ranks #209 out of 301 companies for Receivables Turnover. This places Scintilla Commercial & Credit in the lower half of its industry. The industry median Receivables Turnover is 8.42. Scintilla Commercial & Credit's value of 0.57 is 93.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Credit Services company?
The median Receivables Turnover among Credit Services companies is 8.42, based on 301 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Scintilla Commercial & Credit's current Receivables Turnover of 0.57 is 93.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Scintilla Commercial & Credit and its competitors. For the Credit Services industry, the median Receivables Turnover is 8.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Scintilla Commercial & Credit's current Receivables Turnover is 0.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Scintilla Commercial & Credit stock overvalued right now?
Based on GuruFocus' analysis, Scintilla Commercial & Credit (BOM:538857) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹5.57, compared to a current price of ₹10.13 — trading 81.9% above its estimated fair value. The current Receivables Turnover is 0.57 and 93.2% below the Credit Services industry median of 8.42. Scintilla Commercial & Credit's overall GF Score™ is 48/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For Scintilla Commercial & Credit (BOM:538857), the current Receivables Turnover is 0.57 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Scintilla Commercial & Credit (BOM:538857) Overvalued in 2026?
Based on GuruFocus' analysis, Scintilla Commercial & Credit stock appears to be overvalued.
The current stock price of ₹10.13 is trading 81.9% above its estimated GF Value™ of ₹5.57.
GuruFocus considers Scintilla Commercial & Credit to be Significantly Overvalued.
Key valuation signals for BOM:538857:
Receivables Turnover: 0.57
GF Value™: ₹5.57 vs. price of ₹10.13 (81.9% above fair value)
Industry Position: 93.2% below the Credit Services median (#209 of 301)
No single metric tells the full story. See the BOM:538857 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Scintilla Commercial & Credit Ltd is a non-banking financial company. The company is engaged in the business of providing loans and advances and investment in shares of other companies. The company generates revenue from Interest income.
48GF Score
Get the complete analysis for BOM:538857
Receivables Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:538857 has been successfully added to your 
